HAFC PE Ratio & Valuation, Is HAFC Overvalued

Historical Valuation

Hanmi Financial Corp (HAFC) is now in the Fair zone, suggesting that its current forward PE ratio of 9.26 is considered Fairly compared with the five-year average of 8.65. The fair price of Hanmi Financial Corp (HAFC) is between 23.46 to 29.34 according to relative valuation method.

Relative Value

Fair Zone

23.46-29.34

Current Price：25.27

Fair

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Hanmi Financial Corp (HAFC) has a current Price-to-Book (P/B) ratio of 1.02. Compared to its 3-year average P/B ratio of 0.84, the current P/B ratio is approximately 21.43% higher. Relative to its 5-year average P/B ratio of 0.96, the current P/B ratio is about 6.39% higher. Hanmi Financial Corp (HAFC) has a Forward Free Cash Flow (FCF) yield of approximately 20.91%. Compared to its 3-year average FCF yield of 17.52%, the current FCF yield is approximately 19.33% lower. Relative to its 5-year average FCF yield of 15.95%, the current FCF yield is about 31.06% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for HAFC competitors is 2.71, providing a benchmark for relative valuation. Hanmi Financial Corp Corp (HAFC.O) exhibits a P/S ratio of 2.72, which is 0.54% above the industry average. Given its robust revenue growth of 17.94%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of HAFC increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of HAFC in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is HAFC currently overvalued or undervalued?

What is Hanmi Financial Corp (HAFC) fair value?

HAFC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Hanmi Financial Corp (HAFC) is between 23.46 to 29.34 according to relative valuation method.

How does HAFC's valuation metrics compare to the industry average?

The average P/S ratio for HAFC's competitors is 2.71, providing a benchmark for relative valuation. Hanmi Financial Corp Corp (HAFC) exhibits a P/S ratio of 2.72, which is 0.54% above the industry average. Given its robust revenue growth of 17.94%, this premium appears unsustainable.

What is the current P/B ratio for Hanmi Financial Corp (HAFC) as of Mar 14 2026?

As of Mar 14 2026, Hanmi Financial Corp (HAFC) has a P/B ratio of 1.02. This indicates that the market values HAFC at 1.02 times its book value.

What is the current FCF Yield for Hanmi Financial Corp (HAFC) as of Mar 14 2026?

As of Mar 14 2026, Hanmi Financial Corp (HAFC) has a FCF Yield of 20.91%. This means that for every dollar of Hanmi Financial Corp's market capitalization, the company generates 20.91 cents in free cash flow.

What is the current Forward P/E ratio for Hanmi Financial Corp (HAFC) as of Mar 14 2026?

As of Mar 14 2026, Hanmi Financial Corp (HAFC) has a Forward P/E ratio of 9.26. This means the market is willing to pay $9.26 for every dollar of Hanmi Financial Corp's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Hanmi Financial Corp (HAFC) as of Mar 14 2026?

As of Mar 14 2026, Hanmi Financial Corp (HAFC) has a Forward P/S ratio of 2.72. This means the market is valuing HAFC at $2.72 for every dollar of expected revenue over the next 12 months.

HAFC Valuation