Historical Valuation
Hanmi Financial Corp (HAFC) is now in the Fair zone, suggesting that its current forward PE ratio of 9.26 is considered Fairly compared with the five-year average of 8.55. The fair price of Hanmi Financial Corp (HAFC) is between 23.88 to 30.84 according to relative valuation methord.
Relative Value
Fair Zone
23.88-30.84
Current Price：28.02
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Hanmi Financial Corp (HAFC) has a current Price-to-Book (P/B) ratio of 1.02. Compared to its 3-year average P/B ratio of 0.86 , the current P/B ratio is approximately 19.10% higher. Relative to its 5-year average P/B ratio of 0.96, the current P/B ratio is about 6.92% higher. Hanmi Financial Corp (HAFC) has a Forward Free Cash Flow (FCF) yield of approximately 20.91%. Compared to its 3-year average FCF yield of 17.69%, the current FCF yield is approximately 18.19% lower. Relative to its 5-year average FCF yield of 15.82% , the current FCF yield is about 32.17% lower.
P/B
Median3y
0.86
Median5y
0.96
FCF Yield
Median3y
17.69
Median5y
15.82
Competitors Valuation Multiple
AI Analysis for HAFC
The average P/S ratio for HAFC competitors is 2.64, providing a benchmark for relative valuation. Hanmi Financial Corp Corp (HAFC.O) exhibits a P/S ratio of 2.72, which is 3.05% above the industry average. Given its robust revenue growth of 22.07%, this premium appears sustainable.
Performance Decomposition
AI Analysis for HAFC
1Y
3Y
5Y
Market capitalization of HAFC increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of HAFC in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is HAFC currently overvalued or undervalued?
Hanmi Financial Corp (HAFC) is now in the Fair zone, suggesting that its current forward PE ratio of 9.26 is considered Fairly compared with the five-year average of 8.55. The fair price of Hanmi Financial Corp (HAFC) is between 23.88 to 30.84 according to relative valuation methord.
What is Hanmi Financial Corp (HAFC) fair value?
HAFC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Hanmi Financial Corp (HAFC) is between 23.88 to 30.84 according to relative valuation methord.
How does HAFC's valuation metrics compare to the industry average?
The average P/S ratio for HAFC's competitors is 2.64, providing a benchmark for relative valuation. Hanmi Financial Corp Corp (HAFC) exhibits a P/S ratio of 2.72, which is 3.05% above the industry average. Given its robust revenue growth of 22.07%, this premium appears sustainable.
What is the current P/B ratio for Hanmi Financial Corp (HAFC) as of Jan 10 2026?
As of Jan 10 2026, Hanmi Financial Corp (HAFC) has a P/B ratio of 1.02. This indicates that the market values HAFC at 1.02 times its book value.
What is the current FCF Yield for Hanmi Financial Corp (HAFC) as of Jan 10 2026?
As of Jan 10 2026, Hanmi Financial Corp (HAFC) has a FCF Yield of 20.91%. This means that for every dollar of Hanmi Financial Corp’s market capitalization, the company generates 20.91 cents in free cash flow.
What is the current Forward P/E ratio for Hanmi Financial Corp (HAFC) as of Jan 10 2026?
As of Jan 10 2026, Hanmi Financial Corp (HAFC) has a Forward P/E ratio of 9.26. This means the market is willing to pay $9.26 for every dollar of Hanmi Financial Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Hanmi Financial Corp (HAFC) as of Jan 10 2026?
As of Jan 10 2026, Hanmi Financial Corp (HAFC) has a Forward P/S ratio of 2.72. This means the market is valuing HAFC at $2.72 for every dollar of expected revenue over the next 12 months.