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HAFC Overview

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0.000(0.000%)Aft-market
ET
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0.000
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ET
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Intellectia

Loading chart...

High
25.500
Open
25.370
VWAP
25.27
Vol
244.06K
Mkt Cap
758.97M
Low
24.910
Amount
6.17M
EV/EBITDA(TTM)
7.22
Total Shares
29.89M
EV
826.60M
EV/OCF(TTM)
1.85
P/S(TTM)
2.89
Hanmi Financial Corporation is a holding company of Hanmi Bank (the Bank). The Bank serves multi-ethnic communities through its network of approximately 32 full-service branches, five loan production offices and three loan centers in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington and Georgia. The Bank is a California state-chartered financial institution. It specializes in real estate, commercial, small business administration (SBA) and trade finance lending to small and middle market businesses. The Bank originates loans for its own portfolio and for sale in the secondary market. Its lending activities include real estate loans (commercial property, construction, and residential property), commercial and industrial loans (commercial term, commercial lines of credit and international), equipment lease financing and SBA loans. It maintains a small construction portfolio of multifamily and commercial and industrial properties within its market areas.
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Events Timeline

(ET)
2026-01-29
08:10:00
Hanmi Financial Declares Q1 2026 Cash Dividend of $0.28 per Share
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2026-01-27 (ET)
2026-01-27
16:20:00
Hanmi Bank Achieves 22% Earnings Growth for 2025
select
2025-10-21 (ET)
2025-10-21
16:16:41
Hanmi Financial Announces Q3 EPS of 73 Cents, Exceeding Consensus Estimate of 65 Cents
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2025-04-29 (ET)
2025-04-29
08:39:04
Hanmi Financial announces release of its 2024 annual letter
select
2025-04-22 (ET)
2025-04-22
16:19:08
Hanmi Financial reports Q1 EPS 58c, consensus 57c
select
2025-01-28 (ET)
2025-01-28
15:20:39
Hanmi Financial increases quarterly dividend 8% to 27c per share
select

News

Newsfilter
9.5
03-05Newsfilter
Hanmi Financial Releases 2025 Annual Shareholder Letter
  • Shareholder Letter Release: Hanmi Financial Corporation has released its 2025 annual shareholder letter titled 'Consistent Performance Through Strong Execution,' authored by CEO Bonnie Lee, highlighting the company's robust performance in diverse communities.
  • Business Network Overview: Hanmi Bank operates 32 full-service branches, five loan production offices, and three loan centers across states including California and Texas, focusing on real estate, commercial, SBA, and trade finance lending to small and middle-market businesses.
  • Market Positioning: Hanmi Bank emphasizes its commitment to serving multi-ethnic communities, reinforcing its significance in the small and middle-market sectors, thereby solidifying its position in the U.S. financial services industry.
  • Investor Contact Information: Investor relations at Hanmi Financial are managed by CFO Romolo Santarosa and Lisa Fortuna from Financial Profiles, Inc., ensuring that investors receive timely information and support.
seekingalpha
8.0
01-29seekingalpha
Hanmi Financial Declares Increased Quarterly Dividend
  • Dividend Increase: Hanmi Financial declared a quarterly dividend of $0.28 per share, reflecting a 3.7% increase from the previous $0.27, indicating ongoing improvements in cash flow and profitability, which is expected to boost investor confidence and attract more shareholders.
  • Dividend Yield: The forward yield of 4.52% not only provides a substantial return for investors but also reflects the company's financial stability in the current economic environment, enhancing market attractiveness for its stock.
  • Share Repurchase Expansion: The company expanded its existing share repurchase authorization by 1.5 million shares to approximately 2.3 million shares in total, aiming to enhance shareholder value by reducing the share count and demonstrating management's confidence in the company's future performance.
  • Future Outlook: Hanmi Financial outlines a strategy for low to mid-single-digit loan growth and deposit expansion for 2026, indicating its proactive approach to market challenges and aiming to improve overall financial performance through robust growth strategies.
seekingalpha
9.5
01-28seekingalpha
Hanmi Financial Reports Q4 2025 Earnings Highlights
  • Net Income Performance: Hanmi Financial reported a net income of $21.2 million for Q4 2025, translating to $0.70 per diluted share, which reflects a 3.7% decline from the previous quarter primarily due to decreased noninterest income, indicating challenges in revenue diversification.
  • Interest Income Growth: The net interest income for the fourth quarter grew by 2.9% to $62.9 million, with the net interest margin expanding to 3.28%, demonstrating effective management of interest income through lower funding costs and increased loan balances.
  • Stable Asset Quality: Credit loss expenses decreased to $1.9 million, with a nonperforming asset ratio of only 0.26%, showcasing the company's effective asset quality management despite competitive pressures, maintaining robust credit monitoring practices.
  • 2026 Outlook: Management anticipates loan growth in 2026 to remain in the low to mid-single-digit range, emphasizing further diversification of the loan portfolio and a stable funding mix to navigate market competition and cost pressures.
seekingalpha
9.5
01-27seekingalpha
Hanmi Financial Q4 Earnings Report Analysis
  • Earnings Per Share: Hanmi Financial reported a Q4 GAAP EPS of $0.70, aligning with market expectations, indicating stability in the company's profitability.
  • Revenue Growth: The company achieved Q4 revenue of $71.18 million, reflecting a 17.1% year-over-year increase, although it fell short of analyst expectations, highlighting growth potential but also challenges ahead.
  • Market Reaction Analysis: Despite the revenue miss, the stable EPS may help maintain investor confidence in the short term, potentially reducing stock price volatility risks.
  • Future Outlook: Following a disappointing Q2, the company is focused on advancing its business development, with potential strategies to enhance performance through operational optimization and market strategies.
NASDAQ.COM
9.5
01-27NASDAQ.COM
Hanmi Financial Reports Q4 Earnings Growth
  • Earnings Growth: Hanmi Financial's Q4 net income reached $21.23 million, translating to an EPS of $0.70, which marks a significant increase from last year's $17.69 million and $0.58 per share, indicating enhanced profitability.
  • Revenue Increase: The company's revenue rose by 5.0% in Q4, climbing from $100.11 million to $105.11 million year-over-year, reflecting stable business growth and a rebound in market demand.
  • Financial Health: The growth in earnings and revenue underscores Hanmi Financial's solid financial health in a competitive financial market, bolstering investor confidence.
  • Future Outlook: With continued growth in revenue and earnings, Hanmi Financial is positioned to further expand its market share and enhance shareholder value in the future.
Newsfilter
9.5
01-13Newsfilter
Hanmi Financial to Report Q4 2025 Results on January 27, 2026
  • Earnings Report Schedule: Hanmi Financial Corporation will release its fourth quarter 2025 financial results after market close on January 27, 2026, providing investors with critical financial data and business performance insights.
  • Conference Call Invitation: Management will host a conference call on the same day at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time), inviting investment professionals and current and prospective shareholders to discuss the financial results further.
  • Dial-in Information: Participants must dial 1-877-407-9039 before 2:00 p.m. Pacific Time and use access code “Hanmi Bank” to join the call, ensuring timely information access for investors.
  • Webcast Replay: A replay of the call will be available approximately one hour after its conclusion on Hanmi's website, enhancing information transparency for investors who could not attend the live session.
Wall Street analysts forecast HAFC stock price to rise
2 Analyst Rating
Wall Street analysts forecast HAFC stock price to rise
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
30.50
Averages
31.75
High
33.00
Current: 0.000
sliders
Low
30.50
Averages
31.75
High
33.00
Piper Sandler
Matthew Clark
Overweight
maintain
$33 -> $34
AI Analysis
2026-02-02
Reason
Piper Sandler
Matthew Clark
Price Target
$33 -> $34
AI Analysis
2026-02-02
maintain
Overweight
Reason
Piper Sandler analyst Matthew Clark raised the firm's price target on Hanmi Financial to $34 from $33 and keeps an Overweight rating on the shares. The firm notes its price target is modestly above similar peers, partially based on its better profitability outlook. Piper is trimming its 2026 EPS estimate to $3.10 from $3.15 based on softer net interest income and higher LLP expectations partially offset by a more active buyback.
Keefe Bruyette
Kelly Motta
Market Perform
maintain
$29
2025-10-22
Reason
Keefe Bruyette
Kelly Motta
Price Target
$29
2025-10-22
maintain
Market Perform
Reason
Keefe Bruyette analyst Kelly Motta raised the firm's price target on Hanmi Financial to $30.50 from $29 and keeps a Market Perform rating on the shares. Hanmi Financial easily beat expectations due to better-than-expected margin improvement and loan momentum, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for HAFC
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Valuation Metrics

The current forward P/E ratio for Hanmi Financial Corp (HAFC.O) is 9.26, compared to its 5-year average forward P/E of 8.65. For a more detailed relative valuation and DCF analysis to assess Hanmi Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.65
Current PE
9.26
Overvalued PE
10.00
Undervalued PE
7.30

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.49
Current PS
2.72
Overvalued PS
2.84
Undervalued PS
2.13

Financials

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Quarterly

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Frequently Asked Questions

What is Hanmi Financial Corp (HAFC) stock price today?

The current price of HAFC is 25.39 USD — it has increased 0.47

What is Hanmi Financial Corp (HAFC)'s business?

Hanmi Financial Corporation is a holding company of Hanmi Bank (the Bank). The Bank serves multi-ethnic communities through its network of approximately 32 full-service branches, five loan production offices and three loan centers in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington and Georgia. The Bank is a California state-chartered financial institution. It specializes in real estate, commercial, small business administration (SBA) and trade finance lending to small and middle market businesses. The Bank originates loans for its own portfolio and for sale in the secondary market. Its lending activities include real estate loans (commercial property, construction, and residential property), commercial and industrial loans (commercial term, commercial lines of credit and international), equipment lease financing and SBA loans. It maintains a small construction portfolio of multifamily and commercial and industrial properties within its market areas.

What is the price predicton of HAFC Stock?

Wall Street analysts forecast HAFC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HAFC is31.75 USD with a low forecast of 30.50 USD and a high forecast of 33.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Hanmi Financial Corp (HAFC)'s revenue for the last quarter?

Hanmi Financial Corp revenue for the last quarter amounts to 70.12M USD, increased 17.94

What is Hanmi Financial Corp (HAFC)'s earnings per share (EPS) for the last quarter?

Hanmi Financial Corp. EPS for the last quarter amounts to 0.70 USD, increased 20.69

How many employees does Hanmi Financial Corp (HAFC). have?

Hanmi Financial Corp (HAFC) has 606 emplpoyees as of March 14 2026.

What is Hanmi Financial Corp (HAFC) market cap?

Today HAFC has the market capitalization of 758.97M USD.