GHLD Valuation

Guild Holdings Co

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20.020

+0.12(0.603%)1D

Overview
Forecast
Valuation
Earnings

GHLD Relative Valuation

GHLD's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, GHLD is overvalued; if below, it's undervalued.

Historical Valuation

Guild Holdings Co (GHLD) is now in the Undervalued zone, suggesting that its current forward PE ratio of 11.06 is considered Undervalued compared with the five-year average of 8.97. The fair price of Guild Holdings Co (GHLD) is between 28.47 to 38.69 according to relative valuation methord. Compared to the current price of 20.02 USD , Guild Holdings Co is Undervalued By 29.67%.

Relative Value

Fair Zone

28.47-38.69

Current Price：20.02

29.67%

Undervalued

11.06

Trailing

Forward

24.71

EV/EBITDA

Guild Holdings Co. (GHLD) has a current EV/EBITDA of 24.71. The 5-year average EV/EBITDA is 21.15. The thresholds are as follows: Strongly Undervalued below 6.99, Undervalued between 6.99 and 14.07, Fairly Valued between 28.22 and 14.07, Overvalued between 28.22 and 35.30, and Strongly Overvalued above 35.30. The current Forward EV/EBITDA of 24.71 falls within the Historic Trend Line -Fairly Valued range.

37.39

EV/EBIT

Guild Holdings Co. (GHLD) has a current EV/EBIT of 37.39. The 5-year average EV/EBIT is 25.30. The thresholds are as follows: Strongly Undervalued below 6.28, Undervalued between 6.28 and 15.79, Fairly Valued between 34.81 and 15.79, Overvalued between 34.81 and 44.32, and Strongly Overvalued above 44.32. The current Forward EV/EBIT of 37.39 falls within the Overvalued range.

0.98

Guild Holdings Co. (GHLD) has a current PS of 0.98. The 5-year average PS is 0.76. The thresholds are as follows: Strongly Undervalued below 0.54, Undervalued between 0.54 and 0.65, Fairly Valued between 0.88 and 0.65, Overvalued between 0.88 and 0.99, and Strongly Overvalued above 0.99. The current Forward PS of 0.98 falls within the Overvalued range.

0.00

P/OCF

Guild Holdings Co. (GHLD) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Guild Holdings Co. (GHLD) has a current P/FCF of 0.00. The 5-year average P/FCF is 1.75. The thresholds are as follows: Strongly Undervalued below -6.85, Undervalued between -6.85 and -2.55, Fairly Valued between 6.05 and -2.55, Overvalued between 6.05 and 10.35, and Strongly Overvalued above 10.35. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

Guild Holdings Co (GHLD) has a current Price-to-Book (P/B) ratio of 1.04. Compared to its 3-year average P/B ratio of 0.65 , the current P/B ratio is approximately 58.25% higher. Relative to its 5-year average P/B ratio of 0.72, the current P/B ratio is about 44.44% higher. Guild Holdings Co (GHLD) has a Forward Free Cash Flow (FCF) yield of approximately -18.45%. Compared to its 3-year average FCF yield of 15.43%, the current FCF yield is approximately -219.57% lower. Relative to its 5-year average FCF yield of 32.46% , the current FCF yield is about -156.83% lower.

1.04

P/B

Median3y

0.65

Median5y

0.72

-18.45

FCF Yield

Median3y

15.43

Median5y

32.46

Competitors Valuation Multiple

The average P/S ratio for GHLD's competitors is 0.82, providing a benchmark for relative valuation. Guild Holdings Co Corp (GHLD) exhibits a P/S ratio of 0.98, which is 19.64% above the industry average. Given its robust revenue growth of 11.95%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Custom Truck One Source Inc

0.64

20.91%

1.29B

Performance Decomposition

Market capitalization of GHLD increased by 37.45% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 15.57 to 28.21.

The secondary factor is the Revenue Growth, contributed 11.95%to the performance.

Overall, the performance of GHLD in the past 1 year is driven by P/E Change. Which is more unsustainable.

11.95%

310.06M → 347.13M

Revenue Growth

-55.61%

12.12 → 5.38

Margin Expansion

81.11%

15.57 → 28.21

P/E Change

37.45%