GGAL Valuation

Grupo Financiero Galicia SA

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45.270

-0.84(-1.822%)1D

Overview
Forecast
Valuation
Earnings

GGAL Relative Valuation

GGAL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, GGAL is overvalued; if below, it's undervalued.

Historical Valuation

Grupo Financiero Galicia SA (GGAL) is now in the Fair zone, suggesting that its current forward PE ratio of 8.96 is considered Fairly compared with the five-year average of 6.74. The fair price of Grupo Financiero Galicia SA (GGAL) is between 29.85 to 56.90 according to relative valuation methord.

Relative Value

Fair Zone

29.85-56.90

Current Price：45.27

Fair

8.96

Trailing

Forward

0.00

EV/EBITDA

Grupo Financiero Galicia SA. (GGAL) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Grupo Financiero Galicia SA. (GGAL) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

1.06

Grupo Financiero Galicia SA. (GGAL) has a current PS of 1.06. The 5-year average PS is 1.08. The thresholds are as follows: Strongly Undervalued below 0.50, Undervalued between 0.50 and 0.79, Fairly Valued between 1.37 and 0.79, Overvalued between 1.37 and 1.66, and Strongly Overvalued above 1.66. The current Forward PS of 1.06 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Grupo Financiero Galicia SA. (GGAL) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Grupo Financiero Galicia SA. (GGAL) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Grupo Financiero Galicia SA (GGAL) has a current Price-to-Book (P/B) ratio of 1.45. Compared to its 3-year average P/B ratio of 4.27 , the current P/B ratio is approximately -66.08% higher. Relative to its 5-year average P/B ratio of 2.92, the current P/B ratio is about -50.47% higher. Grupo Financiero Galicia SA (GGAL) has a Forward Free Cash Flow (FCF) yield of approximately -46.94%. Compared to its 3-year average FCF yield of -107.64%, the current FCF yield is approximately -56.39% lower. Relative to its 5-year average FCF yield of -84.16% , the current FCF yield is about -44.22% lower.

1.45

P/B

Median3y

4.27

Median5y

2.92

-46.94

FCF Yield

Median3y

-107.64

Median5y

-84.16

Competitors Valuation Multiple

The average P/S ratio for GGAL's competitors is 3.79, providing a benchmark for relative valuation. Grupo Financiero Galicia SA Corp (GGAL) exhibits a P/S ratio of 1.06, which is -72.06% above the industry average. Given its robust revenue growth of -52.46%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

GGAL.O

Grupo Financiero Galicia SA

Banco Santander Chile

Canadian Imperial Bank of Commerce

Performance Decomposition

Market capitalization of GGAL increased by 15.57% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 9.55 to 33.66.

The secondary factor is the Revenue Growth, contributed -52.46%to the performance.

Overall, the performance of GGAL in the past 1 year is driven by Margin Expansion. Which is more sustainable.

-52.46%

4.08B → 1.94B

Revenue Growth

252.46%

9.55 → 33.66

Margin Expansion

-184.43%

-7.91 → 6.68

P/E Change

15.57%