GGAL Relative Valuation
GGAL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, GGAL is overvalued; if below, it's undervalued.
Historical Valuation
Grupo Financiero Galicia SA (GGAL) is now in the Fair zone, suggesting that its current forward PE ratio of 10.47 is considered Fairly compared with the five-year average of 7.04. The fair price of Grupo Financiero Galicia SA (GGAL) is between 31.40 to 59.66 according to relative valuation methord.
Relative Value
Fair Zone
31.40-59.66
Current Price：52.95
Fair
10.24
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Grupo Financiero Galicia SA. (GGAL) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Grupo Financiero Galicia SA. (GGAL) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
1.21
PS
Grupo Financiero Galicia SA. (GGAL) has a current PS of 1.21. The 5-year average PS is 1.07. The thresholds are as follows: Strongly Undervalued below 0.48, Undervalued between 0.48 and 0.77, Fairly Valued between 1.36 and 0.77, Overvalued between 1.36 and 1.65, and Strongly Overvalued above 1.65. The current Forward PS of 1.21 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Grupo Financiero Galicia SA. (GGAL) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Grupo Financiero Galicia SA. (GGAL) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Grupo Financiero Galicia SA (GGAL) has a current Price-to-Book (P/B) ratio of 17.42. Compared to its 3-year average P/B ratio of 5.74 , the current P/B ratio is approximately 203.47% higher. Relative to its 5-year average P/B ratio of 3.81, the current P/B ratio is about 357.81% higher. Grupo Financiero Galicia SA (GGAL) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of -72.97%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of -86.96% , the current FCF yield is about -100.00% lower.
16.96
P/B
Median3y
5.74
Median5y
3.81
-12.59
FCF Yield
Median3y
-72.97
Median5y
-86.96
Competitors Valuation Multiple
The average P/S ratio for GGAL's competitors is 7.60, providing a benchmark for relative valuation. Grupo Financiero Galicia SA Corp (GGAL) exhibits a P/S ratio of , which is -100.00% above the industry average. Given its robust revenue growth of -4.21%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of GGAL decreased by 16.92% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 69.27 to 156.38.
The secondary factor is the Revenue Growth, contributed -4.21%to the performance.
Overall, the performance of GGAL in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ
Is Grupo Financiero Galicia SA (GGAL) currently overvalued or undervalued?
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What is the current P/B ratio for Grupo Financiero Galicia SA (GGAL) as of Dec 05 2025?
What is the current FCF Yield for Grupo Financiero Galicia SA (GGAL) as of Dec 05 2025?
What is the current Forward P/E ratio for Grupo Financiero Galicia SA (GGAL) as of Dec 05 2025?