GGAL Earnings

GGAL reported its earnings on 2025-05-27, showcasing a revenue of 1.27B against an estimate of 1.62B, resulting in a -21.6% surprise. The EPS was 0.79, surpassing the expected 0.9 by -11.83%. The stock experienced a -1.25% price change on the earnings day and a -7.69% change over the next five days, reflecting market reactions to the results.

Following GGAL's earnings announcement on 2025-05-27, the stock price moved by -1.25% on the day of the release. Over the subsequent five days, it saw a -7.69% change. Historically, GGAL's stock price tends to shift by an average of 15.47% in the 10 days leading up to earnings and -0.85% in the 10 days following, providing insight into potential market.

For 2025/Q4, analysts estimate GGAL's annual revenue to reach 1.59B, while the EPS is projected at 0.70. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between GGAL's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, GGAL's stock price typically moves by 15.47% in the 10 days before its earnings and -0.85% in the 10 days after. For the upcoming 2025/Q4 earnings, analysts expect an EPS of 0.70 and revenue of 1.59B.

The earnings call reveals several negative aspects: a significant increase in non-performing loans, high personnel and administrative expenses, and rising operating costs. The Q&A highlights concerns over slower growth, reliance on macroeconomic improvements, and potential inflation risks. While there are some positive elements like deposit growth and improved regulatory capital ratios, the overall sentiment is negative due to financial challenges and unclear management responses on key issues. Given the company's market cap, a negative stock price movement of -2% to -8% is expected.