GDOT Valuation

Green Dot Corp

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13.460

-0.16(-1.175%)1D

Overview
Forecast
Valuation
Earnings

GDOT Relative Valuation

GDOT's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, GDOT is overvalued; if below, it's undervalued.

Historical Valuation

Green Dot Corp (GDOT) is now in the Undervalued zone, suggesting that its current forward PE ratio of 13.08 is considered Undervalued compared with the five-year average of 12.11. The fair price of Green Dot Corp (GDOT) is between 16.19 to 27.09 according to relative valuation methord. Compared to the current price of 13.46 USD , Green Dot Corp is Undervalued By 16.85%.

Relative Value

Fair Zone

16.19-27.09

Current Price：13.46

16.85%

Undervalued

12.97

Trailing

Forward

NaN

EV/EBITDA

Green Dot Corp. (GDOT) has a current EV/EBITDA of NaN. The 5-year average EV/EBITDA is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBITDA of NaN falls within the range.

NaN

EV/EBIT

Green Dot Corp. (GDOT) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

0.35

Green Dot Corp. (GDOT) has a current PS of 0.35. The 5-year average PS is 0.95. The thresholds are as follows: Strongly Undervalued below -0.50, Undervalued between -0.50 and 0.22, Fairly Valued between 1.67 and 0.22, Overvalued between 1.67 and 2.40, and Strongly Overvalued above 2.40. The current Forward PS of 0.35 falls within the Historic Trend Line -Fairly Valued range.

6.87

P/OCF

Green Dot Corp. (GDOT) has a current P/OCF of 6.87. The 5-year average P/OCF is 7.37. The thresholds are as follows: Strongly Undervalued below -0.79, Undervalued between -0.79 and 3.29, Fairly Valued between 11.45 and 3.29, Overvalued between 11.45 and 15.53, and Strongly Overvalued above 15.53. The current Forward P/OCF of 6.87 falls within the Historic Trend Line -Fairly Valued range.

21.71

P/FCF

Green Dot Corp. (GDOT) has a current P/FCF of 21.71. The 5-year average P/FCF is 11.79. The thresholds are as follows: Strongly Undervalued below 3.27, Undervalued between 3.27 and 7.53, Fairly Valued between 16.05 and 7.53, Overvalued between 16.05 and 20.31, and Strongly Overvalued above 20.31. The current Forward P/FCF of 21.71 falls within the Strongly Overvalued range.

Green Dot Corp (GDOT) has a current Price-to-Book (P/B) ratio of 0.83. Compared to its 3-year average P/B ratio of 0.80 , the current P/B ratio is approximately 3.86% higher. Relative to its 5-year average P/B ratio of 1.37, the current P/B ratio is about -39.69% higher. Green Dot Corp (GDOT) has a Forward Free Cash Flow (FCF) yield of approximately 7.46%. Compared to its 3-year average FCF yield of 9.97%, the current FCF yield is approximately -25.21% lower. Relative to its 5-year average FCF yield of 8.40% , the current FCF yield is about -11.21% lower.

0.82

P/B

Median3y

0.80

Median5y

1.37

7.46

FCF Yield

Median3y

9.97

Median5y

8.40

Competitors Valuation Multiple

The average P/S ratio for GDOT's competitors is 1.37, providing a benchmark for relative valuation. Green Dot Corp Corp (GDOT) exhibits a P/S ratio of 0.35, which is -74.40% above the industry average. Given its robust revenue growth of 23.84%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Velocity Financial Inc

Finance of America Companies Inc

Performance Decomposition

Market capitalization of GDOT increased by 20.50% over the past 1 year. The primary factor behind the change was an decrease in Margin Expansion from -7.05 to -9.33.

The secondary factor is the Revenue Growth, contributed 23.84%to the performance.

Overall, the performance of GDOT in the past 1 year is driven by Margin Expansion. Which is more sustainable.

23.84%

407.12M → 504.18M

Revenue Growth

32.34%

-7.05 → -9.33

Margin Expansion

-35.68%

-47.56 → -30.59

P/E Change

20.50%