Should You Buy Glacier Bancorp Inc (GBCI) Today? Analysis, Price Targets, and 2026 Outlook.
Conclusion
Buy
Latest Price
49.930
1 Day change
1.98%
52 Week Range
51.500
Analysis Updated At
2026/01/28
Buy GBCI now for a beginner, long-term investor with $50k–$100k. The stock is in a bullish technical structure (strong moving-average stack), sentiment from Wall Street has turned clearly positive with multiple upgrades/raised targets to ~$58, and insider buying has surged. While near-term upside may face resistance around ~$50.3, the overall setup supports owning it now rather than waiting for a perfect entry.
Technical Analysis
Trend/Price Action: Bullish trend structure with SMA_5 > SMA_20 > SMA_200, indicating an established uptrend.
Momentum: MACD histogram is positive (0.0607) but “positively contracting,” suggesting upside momentum is still bullish but cooling (not a reversal signal on its own).
RSI: RSI_6 at ~59.8 is neutral-to-mildly bullish, not overbought.
Key Levels: Pivot ~48.43 is immediate support; price (48.96) is just above it. First resistance is R1 ~50.32; a clean break above that would improve near-term upside potential. Downside supports: S1 ~46.55 then S2 ~45.39.
Intellectia Proprietary Trading Signals
- [AI Stock Picker](module://ai_stock_pick): no signal on given stock today.
- [SwingMax](module://swingmax): No signal on given stock recently.
Interpretation for entry today: With price holding above pivot and trend bullish, the current level is a reasonable long-term entry even without a proprietary buy signal.
Options Data
Bearish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio
Open Interest: Put/Call OI ratio at 1.17 signals slightly more put positioning than calls (mildly cautious/defensive sentiment).
Volume: Very low options volume (todays volume 2; calls 0, puts 2), so the day’s put/call volume ratio of 0.0 is not very informative—sentiment inference from volume is weak due to thin trading.
Volatility: 30D IV ~49% vs historical vol ~37% and IV percentile ~54 suggests options are moderately priced (not extremely cheap or extremely expensive). Overall, options positioning is mildly cautious but not strongly bearish.
Technical Summary
Sell
2
Buy
9
Positive Catalysts
- M&A expansion: Completed acquisitions (Bank of Idaho and Guaranty Bank & Trust) and entry into Texas via Guaranty Bancshares; scale reached ~$32B assets—supports longer-run growth narrative.
- Strong top-line growth: Q4 revenue reported up ~37% YoY, indicating momentum and contribution from acquisitions.
- Analyst support: Multiple firms upgraded/raised price targets to ~$58 and cite net interest margin (NIM) momentum and earnings growth outlook.
- Insider activity: Insiders are buying, with buying amount up ~1262% over the last month—often a positive confidence signal.
Neutral/Negative Catalysts
suggests some investors are hedging or cautious.
Financial Performance
Latest quarter: 2025/Q4.
Growth snapshot: Revenue increased to ~$287.5M (+36.22% YoY), net income increased to ~$63.8M (+3.28% YoY), but EPS declined to $0.49 (-9.26% YoY).
Takeaway: The company is showing strong revenue growth (helped by acquisitions/expansion), but EPS is lagging—suggesting that costs, integration impacts, funding costs, or share count/other factors are dampening per-share earnings. For long-term investors, the key is whether NIM momentum and integration synergies translate into improving EPS over coming quarters (analysts are leaning positive on that).
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Recent trend: Clear bullish shift. Since mid-Dec 2025 through late-Jan 2026, multiple upgrades/maintained bullish ratings (Overweight/Outperform/Buy) and price targets moved up to ~$58 (from ~$50–$55 previously).
Wall Street pros: Improving NIM visibility via asset repricing, expectation of double-digit earnings growth, more benign credit profile, attractive entry after pullback, and strong multi-year growth positioning.
Wall Street cons: The market is still digesting integration/M&A impacts and EPS was down YoY in the latest quarter, so execution on margin and expense control remains important.
Influential/political trading check: No recent Congress trading data available in the last 90 days; no politician activity indicated here.
Wall Street analysts forecast GBCI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for GBCI is 56.5 USD with a low forecast of 55 USD and a high forecast of 58 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
4 Analyst Rating
Wall Street analysts forecast GBCI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for GBCI is 56.5 USD with a low forecast of 55 USD and a high forecast of 58 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
4 Buy
0 Hold
0 Sell
Strong Buy
Current: 48.960
Low
55
Averages
56.5
High
58
Current: 48.960
Low
55
Averages
56.5
High
58
DA Davidson
Buy
maintain
$55 -> $58
AI Analysis
2026-01-26
New
Reason
DA Davidson
Price Target
$55 -> $58
AI Analysis
2026-01-26
New
maintain
Buy
Reason
DA Davidson raised the firm's price target on Glacier Bancorp to $58 from $55 and keeps a Buy rating on the shares. The company's 69c Q4 core earnings topped estimates and the firm has also raised its FY27 EPS expectations as the bank's net interest margin momentum now appears to have longevity well into next year, the analyst tells investors in a research note.
Keefe Bruyette
maintain
$55 -> $58
2026-01-26
New
Reason
Keefe Bruyette
Price Target
$55 -> $58
2026-01-26
New
maintain
Reason
Keefe Bruyette raised the firm's price target on Glacier Bancorp to $58 from $55 and keeps an Outperform rating on the shares.
Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for GBCI
