GABC PE Ratio & Valuation,Is GABC Overvalued

GABC Relative Valuation

GABC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, GABC is overvalued; if below, it's undervalued.

Historical Valuation

German American Bancorp Inc (GABC) is now in the Undervalued zone, suggesting that its current forward PE ratio of 11.25 is considered Undervalued compared with the five-year average of 12.33. The fair price of German American Bancorp Inc (GABC) is between 42.50 to 50.66 according to relative valuation methord. Compared to the current price of 41.28 USD , German American Bancorp Inc is Undervalued By 2.87%.

Relative Value

Fair Zone

42.50-50.66

Current Price：41.28

2.87%

Undervalued

11.25

0.00

EV/EBITDA

German American Bancorp Inc. (GABC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

German American Bancorp Inc. (GABC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

4.01

German American Bancorp Inc. (GABC) has a current PS of 4.01. The 5-year average PS is 4.01. The thresholds are as follows: Strongly Undervalued below 3.08, Undervalued between 3.08 and 3.55, Fairly Valued between 4.48 and 3.55, Overvalued between 4.48 and 4.95, and Strongly Overvalued above 4.95. The current Forward PS of 4.01 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

German American Bancorp Inc. (GABC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

German American Bancorp Inc. (GABC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

German American Bancorp Inc (GABC) has a current Price-to-Book (P/B) ratio of 1.37. Compared to its 3-year average P/B ratio of 1.55 , the current P/B ratio is approximately -11.42% higher. Relative to its 5-year average P/B ratio of 1.62, the current P/B ratio is about -15.63% higher. German American Bancorp Inc (GABC) has a Forward Free Cash Flow (FCF) yield of approximately 9.19%. Compared to its 3-year average FCF yield of 8.88%, the current FCF yield is approximately 3.52% lower. Relative to its 5-year average FCF yield of 8.98% , the current FCF yield is about 2.37% lower.

1.37

P/B

Median3y

1.55

Median5y

1.62

9.19

FCF Yield

Median3y

8.88

Median5y

8.98

Competitors Valuation Multiple

The average P/S ratio for GABC's competitors is 3.98, providing a benchmark for relative valuation. German American Bancorp Inc Corp (GABC) exhibits a P/S ratio of 4.01, which is 0.88% above the industry average. Given its robust revenue growth of 51.06%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of GABC increased by 1.72% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 56.08M to 84.71M.

The secondary factor is the Margin Expansion, contributed 10.31%to the performance.

Overall, the performance of GABC in the past 1 year is driven by Revenue Growth. Which is more sustainable.

51.06%

56.08M → 84.71M

Revenue Growth

10.31%

37.53 → 41.40

Margin Expansion

-59.65%

35.27 → 14.23

P/E Change

1.72%

40.22 → 40.91

Mkt Cap Growth

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Frequently Asked Questions

Is German American Bancorp Inc (GABC) currently overvalued or undervalued?

What is German American Bancorp Inc (GABC) fair value?

GABC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of German American Bancorp Inc (GABC) is between 42.50 to 50.66 according to relative valuation methord.

How does GABC's valuation metrics compare to the industry average?

What is the current P/B ratio for German American Bancorp Inc (GABC) as of Dec 15 2025?

As of Dec 15 2025, German American Bancorp Inc (GABC) has a P/B ratio of 1.37. This indicates that the market values GABC at 1.37 times its book value.

What is the current FCF Yield for German American Bancorp Inc (GABC) as of Dec 15 2025?

As of Dec 15 2025, German American Bancorp Inc (GABC) has a FCF Yield of 9.19%. This means that for every dollar of German American Bancorp Inc’s market capitalization, the company generates 9.19 cents in free cash flow.

What is the current Forward P/E ratio for German American Bancorp Inc (GABC) as of Dec 15 2025?

As of Dec 15 2025, German American Bancorp Inc (GABC) has a Forward P/E ratio of 11.25. This means the market is willing to pay $11.25 for every dollar of German American Bancorp Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for German American Bancorp Inc (GABC) as of Dec 15 2025?

As of Dec 15 2025, German American Bancorp Inc (GABC) has a Forward P/S ratio of 4.01. This means the market is valuing GABC at $4.01 for every dollar of expected revenue over the next 12 months.

GABC Valuation

GABC Valuation

GABC Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

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Frequently Asked Questions

Is German American Bancorp Inc (GABC) currently overvalued or undervalued?

What is German American Bancorp Inc (GABC) fair value?

How does GABC's valuation metrics compare to the industry average?

What is the current P/B ratio for German American Bancorp Inc (GABC) as of Dec 15 2025?

What is the current FCF Yield for German American Bancorp Inc (GABC) as of Dec 15 2025?

What is the current Forward P/E ratio for German American Bancorp Inc (GABC) as of Dec 15 2025?

What is the current Forward P/S ratio for German American Bancorp Inc (GABC) as of Dec 15 2025?