Historical Valuation
German American Bancorp Inc (GABC) is now in the Undervalued zone, suggesting that its current forward PE ratio of 10.71 is considered Undervalued compared with the five-year average of 12.30. The fair price of German American Bancorp Inc (GABC) is between 42.11 to 50.35 according to relative valuation methord. Compared to the current price of 40.23 USD , German American Bancorp Inc is Undervalued By 4.47%.
Relative Value
Fair Zone
42.11-50.35
Current Price：40.23
4.47%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
German American Bancorp Inc (GABC) has a current Price-to-Book (P/B) ratio of 1.30. Compared to its 3-year average P/B ratio of 1.53 , the current P/B ratio is approximately -15.00% higher. Relative to its 5-year average P/B ratio of 1.62, the current P/B ratio is about -19.80% higher. German American Bancorp Inc (GABC) has a Forward Free Cash Flow (FCF) yield of approximately 9.67%. Compared to its 3-year average FCF yield of 8.88%, the current FCF yield is approximately 8.94% lower. Relative to its 5-year average FCF yield of 8.99% , the current FCF yield is about 7.57% lower.
P/B
Median3y
1.53
Median5y
1.62
FCF Yield
Median3y
8.88
Median5y
8.99
Competitors Valuation Multiple
AI Analysis for GABC
The average P/S ratio for GABC competitors is 3.50, providing a benchmark for relative valuation. German American Bancorp Inc Corp (GABC.O) exhibits a P/S ratio of 3.82, which is 8.95% above the industry average. Given its robust revenue growth of 51.06%, this premium appears sustainable.
Performance Decomposition
AI Analysis for GABC
1Y
3Y
5Y
Market capitalization of GABC increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of GABC in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is GABC currently overvalued or undervalued?
German American Bancorp Inc (GABC) is now in the Undervalued zone, suggesting that its current forward PE ratio of 10.71 is considered Undervalued compared with the five-year average of 12.30. The fair price of German American Bancorp Inc (GABC) is between 42.11 to 50.35 according to relative valuation methord. Compared to the current price of 40.23 USD , German American Bancorp Inc is Undervalued By 4.47% .
What is German American Bancorp Inc (GABC) fair value?
GABC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of German American Bancorp Inc (GABC) is between 42.11 to 50.35 according to relative valuation methord.
How does GABC's valuation metrics compare to the industry average?
The average P/S ratio for GABC's competitors is 3.50, providing a benchmark for relative valuation. German American Bancorp Inc Corp (GABC) exhibits a P/S ratio of 3.82, which is 8.95% above the industry average. Given its robust revenue growth of 51.06%, this premium appears sustainable.
What is the current P/B ratio for German American Bancorp Inc (GABC) as of Jan 10 2026?
As of Jan 10 2026, German American Bancorp Inc (GABC) has a P/B ratio of 1.30. This indicates that the market values GABC at 1.30 times its book value.
What is the current FCF Yield for German American Bancorp Inc (GABC) as of Jan 10 2026?
As of Jan 10 2026, German American Bancorp Inc (GABC) has a FCF Yield of 9.67%. This means that for every dollar of German American Bancorp Inc’s market capitalization, the company generates 9.67 cents in free cash flow.
What is the current Forward P/E ratio for German American Bancorp Inc (GABC) as of Jan 10 2026?
As of Jan 10 2026, German American Bancorp Inc (GABC) has a Forward P/E ratio of 10.71. This means the market is willing to pay $10.71 for every dollar of German American Bancorp Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for German American Bancorp Inc (GABC) as of Jan 10 2026?
As of Jan 10 2026, German American Bancorp Inc (GABC) has a Forward P/S ratio of 3.82. This means the market is valuing GABC at $3.82 for every dollar of expected revenue over the next 12 months.