GABC Valuation

German American Bancorp Inc

Add to Watchlist

Advanced Chart

39.670

+0.26(0.660%)1D

GABC Relative Valuation

GABC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, GABC is overvalued; if below, it's undervalued.

Historical Valuation

German American Bancorp Inc (GABC) is now in the Undervalued zone, suggesting that its current forward PE ratio of 10.91 is considered Undervalued compared with the five-year average of 12.42. The fair price of German American Bancorp Inc (GABC) is between 41.16 to 49.43 according to relative valuation methord. Compared to the current price of 39.67 USD , German American Bancorp Inc is Undervalued By 3.61%.

Relative Value

Fair Zone

41.16-49.43

Current Price：39.67

3.61%

Undervalued

10.91

Trailing

Forward

0.00

EV/EBITDA

German American Bancorp Inc. (GABC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

German American Bancorp Inc. (GABC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

39.67

German American Bancorp Inc. (GABC) has a current PS of 39.67. The 5-year average PS is 4.31. The thresholds are as follows: Strongly Undervalued below -2.06, Undervalued between -2.06 and 1.12, Fairly Valued between 7.49 and 1.12, Overvalued between 7.49 and 10.68, and Strongly Overvalued above 10.68. The current Forward PS of 39.67 falls within the Strongly Overvalued range.

0.00

P/OCF

German American Bancorp Inc. (GABC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

German American Bancorp Inc. (GABC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

German American Bancorp Inc (GABC) has a current Price-to-Book (P/B) ratio of 1.33. Compared to its 3-year average P/B ratio of 1.58 , the current P/B ratio is approximately -15.96% higher. Relative to its 5-year average P/B ratio of 1.63, the current P/B ratio is about -18.31% higher. German American Bancorp Inc (GABC) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 8.83%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 8.93% , the current FCF yield is about -100.00% lower.

1.33

P/B

Median3y

1.58

Median5y

1.63

0.00

FCF Yield

Median3y

8.83

Median5y

8.93

Competitors Valuation Multiple

The average P/S ratio for GABC's competitors is 41.27, providing a benchmark for relative valuation. German American Bancorp Inc Corp (GABC) exhibits a P/S ratio of 39.67, which is -3.89% above the industry average. Given its robust revenue growth of 51.06%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

GABC.O

German American Bancorp Inc

Lakeland Financial Corp

Live Oak Bancshares Inc

32.61

15.70%

1.50B

Performance Decomposition

Market capitalization of GABC decreased by 11.81% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 56.08M to 84.71M.

The secondary factor is the Margin Expansion, contributed 10.31%to the performance.

Overall, the performance of GABC in the past 1 year is driven by Revenue Growth. Which is more sustainable.

51.06%

56.08M → 84.71M

Revenue Growth

10.31%

37.53 → 41.40

Margin Expansion

-73.18%

51.45 → 13.80

P/E Change

-11.81%