GABC

German American Bancorp Inc

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Advanced Chart

38.190

0(0.000%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

38.270

Open

38.270

VWAP

38.08

Vol

64.74K

Mkt Cap

1.43B

Low

37.860

Amount

2.47M

EV/EBITDA(TTM)

12.78

Total Shares

29.67M

1.53B

EV/OCF(TTM)

53.31

P/S(TTM)

4.71

German American Bancorp, Inc. is a financial holding company. The Company, through its banking subsidiary German American Bank, operates around 94 banking offices located throughout Indiana (central/southern), Kentucky (northern/central/western), and Ohio (central/ southwest). In Columbus, Ohio and Greater Cincinnati, the Company does business as Heartland Bank. Its segments include core banking, wealth management services, and insurance operations. The core banking segment involves deposits from the public and using such funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans. The wealth management segment’s revenues are composed primarily of fees generated by the wealth advisory and trust operations. The insurance segment offers a range of personal and corporate property and casualty insurance products. The Company also owns an investment brokerage subsidiary, German American Investment Services, Inc.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

92.17M

+11.41%

0.848

+182.78%

93.27M

+40.64%

0.892

+14.32%

92.40M

+45.41%

0.877

+23.47%

Estimates Revision

The market is revising Upward the revenue expectations for German American Bancorp, Inc. (GABC) for FY2025, with the revenue forecasts being adjusted by 0.38% over the past three months. During the same period, the stock price has changed by -3.58%.

Revenue Estimates for FY2025

Revise Upward

+0.38%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-0.85%

In Past 3 Month

Stock Price

Go Down

-3.58%

In Past 3 Month

3 Analyst Rating

21.31% Upside

Wall Street analysts forecast GABC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for GABC is 46.33 USD with a low forecast of 44.00 USD and a high forecast of 49.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

1 Hold

0 Sell

Moderate Buy

21.31% Upside

Current: 38.190

Low

44.00

Averages

46.33

High

49.00

21.31% Upside

Current: 38.190

Low

44.00

Averages

46.33

High

49.00

Keefe, Bruyette & Woods

Damon Delmonte

Hold

Maintains

$46 → $47

2025-01-29

Reason

Keefe, Bruyette & Woods

Damon Delmonte

Price Target

$46 → $47

2025-01-29

Maintains

Hold

Reason

Piper Sandler

Nathan Race

Hold

Maintains

$49 → $48

2025-01-29

Reason

Piper Sandler

Nathan Race

Price Target

$49 → $48

2025-01-29

Maintains

Hold

Reason

Keefe, Bruyette & Woods

Damon Delmonte

Hold

Maintains

$43 → $46

2024-12-04

Reason

Keefe, Bruyette & Woods

Damon Delmonte

Price Target

$43 → $46

2024-12-04

Maintains

Hold

Reason

Stephens & Co.

Brandon Rud

Buy

Initiates

$45

2024-10-15

Reason

Stephens & Co.

Brandon Rud

Price Target

$45

2024-10-15

Initiates

Buy

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for German American Bancorp Inc (GABC.O) is 10.84, compared to its 5-year average forward P/E of 12.55. For a more detailed relative valuation and DCF analysis to assess German American Bancorp Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Undervalued

5Y Average PE

12.55

Current PE

10.84

Overvalued PE

14.00

Undervalued PE

11.11

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

4.01

Current PS

3.84

Overvalued PS

4.48

Undervalued PS

3.54

Financials

Annual

Quarterly

FY2025Q2

YoY :

+295.24%

68.66M

Total Revenue

FY2025Q2

YoY :

-323.70%

26.24M

Operating Profit

FY2025Q2

YoY :

+52.76%

31.36M

Net Income after Tax

FY2025Q2

YoY :

+21.74%

0.84

EPS - Diluted

FY2025Q2

YoY :

-204.94%

-116.78M

Free Cash Flow

FY2025Q2

YoY :

-92.02%

10.17

FCF Margin - %

FY2025Q2

YoY :

-61.35%

45.68

Net Margin - %

FY2025Q2

YoY :

-100.00%

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

99.5K

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

142.1K

USD

Months

3-6

12.2K

USD

Months

6-9

58.3K

USD

Months

0-12

20.6K

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

0.0

Volume

6-9

Months

0.0

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

0.0

Volume

Months

6-9

15.0K

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

99.5K

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

142.1K

USD

Months

3-6

12.2K

USD

Months

6-9

58.3K

USD

Months

0-12

20.6K

USD

Months

GABC News & Events

Events Timeline

2025-07-28 (ET)

2025-07-28

16:54:37

German American Bancorp reports Q2 adjusted EPS 79c, consensus 82c

2025-04-28 (ET)

2025-04-28

16:32:57

German American Bancorp reports Q1 adjusted EPS 79c, consensus 66c

2024-12-30 (ET)

2024-12-30

08:36:05

German American Bancorp promotes Bradley Arnett to EVP

News

2.0

08-07Newsfilter

German American Bank Receives Top 20 Performance Ranking by Bank Director

9.5

07-29NASDAQ.COM

German American Bancorp (GABC) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

9.5

07-28NASDAQ.COM

German American Bancorp (GABC) Beats Q2 Earnings and Revenue Estimates

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FAQ

What is German American Bancorp Inc (GABC) stock price today?

The current price of GABC is 38.19 USD — it has increased 0 % in the last trading day.

GABC

Market Estimates

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Trading Trends

GABC News & Events

Events Timeline

News

People Also Watch

FAQ

What is German American Bancorp Inc (GABC) stock price today?

What is German American Bancorp Inc (GABC)'s business?

What is the price predicton of GABC Stock?

What is German American Bancorp Inc (GABC)'s revenue for the last quarter?

What is German American Bancorp Inc (GABC)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for German American Bancorp Inc (GABC)'s fundamentals?

How many employees does German American Bancorp Inc (GABC). have?

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