FRBA Earnings

FRBA reported its earnings on 2026-01-26, showcasing a revenue of 38.46M against an estimate of 38.25M, resulting in a 0.55% surprise. The EPS was 0.49, surpassing the expected 0.49 by 0% . The stock experienced a -0.72% price change on the earnings day and a -0.54% change over the next five days, reflecting market reactions to the results.

Following FRBA's earnings announcement on 2026-01-26, the stock price moved by -0.72% on the day of the release. Over the subsequent five days, it saw a -0.54% change. Historically, FRBA's stock price tends to shift by an average of -2.41% in the 10 days leading up to earnings and +0.93% in the 10 days following, providing insight into potential market.

For 2025/Q2, analysts estimate FRBA’s annual revenue to reach 35.09M, while the EPS is projected at undefined. These estimates reflect recent revisions, with revenue estimates revised Revenue No Change by 0% and EPS estimates Go Up by 8.77% over the past three months, indicating analyst expectation in the company’s performance.

The correlation between FRBA's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were No Change by 0%, while EPS estimates moved Go Up by 8.77% . This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, FRBA's stock price typically moves by -2.41% in the 10 days before its earnings and +0.93% in the 10 days after. For the upcoming 2025/Q2 earnings, analysts expect an EPS of undefined and revenue of 35.09M.

The earnings call presents a mixed picture: strong net income and efficiency ratios, but declining deposits and elevated charge-offs in small business loans. Management's optimistic loan growth outlook is tempered by a significant C&I downgrade. The Q&A reveals cautiousness in small business credit, with no systemic commercial issues. The active share buyback program is a positive, yet the unclear guidance and lack of specifics on downgraded credits limit positive sentiment. Overall, the sentiment is neutral, reflecting balanced positive and negative factors.