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FRBA Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
15.500
Open
15.260
VWAP
15.28
Vol
156.17K
Mkt Cap
307.39M
Low
15.150
Amount
2.39M
EV/EBITDA(TTM)
11.05
Total Shares
--
EV
644.79M
EV/OCF(TTM)
3.46
P/S(TTM)
2.87
First Bank is a chartered bank with 26 full-service branches in Cinnaminson, Delanco, Denville, Ewing, Fairfield, Flemington (2), Hamilton, Lawrence, Monroe, Morristown, Pennington, Randolph, Somerset and Williamstown, New Jersey; and Coventry, Devon, Doylestown, Glenn Mills, Lionville, Malvern, Paoli, Trevose, Warminster and West Chester, Pennsylvania; and Palm Beach, Florida. It offers a full range of deposit and loan products to individuals and businesses throughout the New York City to Philadelphia corridor. Its business banking services include checking, savings and money market, treasury management, and government banking. Its lending services include business lending, personal lending, and home equity and lines. Its business lending includes asset-based lending, business express, private equity banking, lines of credit, term loans, and small business administration (SBA) lending. Its personal lending includes Residential Mortgage Loans, Personal Secured Loans, and others.
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Events Timeline

(ET)
2026-04-27
16:50:00
First Bank Reports Q1 Tangible Book Value Per Share at $15.90
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2026-01-26 (ET)
2026-01-26
16:50:00
First Bank Reports Q4 Revenue of $38.46M
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2025-04-22 (ET)
2025-04-22
16:51:22
First Bank reports Q1 EPS 37c, consensus 39c
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2025-01-23 (ET)
2025-01-23
15:41:14
First Bank reports Q4 EPS 41c, consensus 39c
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2024-10-23 (ET)
2024-10-23
16:38:45
First Bank receives regulatory approvals for new share repurchase program
select
2024-10-23
16:38:14
First Bank reports Q3 EPS 32c, consensus 40c
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News

seekingalpha
9.5
04-28seekingalpha
First Bank Q1 2026 Earnings Call Insights
  • Disappointing Earnings: First Bank reported a net income of $7.6 million or $0.30 per diluted share for Q1 2026, falling short of expectations primarily due to elevated credit costs in the small business portfolio, indicating profitability challenges ahead.
  • Loan Growth Target: Despite closing and funding loans totaling $106 million in Q1, the impact of $73 million in payoffs has slowed growth; however, management remains confident in achieving their $200 million loan growth target for 2026.
  • Declining Net Interest Margin: The net interest margin slightly decreased in Q1 due to reduced purchase accounting accretion and heightened deposit competition, yet management believes the 3.69% margin remains strong compared to peers, reflecting competitive positioning.
  • Capital Flexibility: Management executed a modest amount of share repurchases during the quarter, indicating strong capital ratios and the ability to fully utilize the $20 million buyback program, showcasing their flexibility in capital management amidst market pressures.
seekingalpha
8.0
04-28seekingalpha
First Bank Declares Quarterly Dividend of $0.09 per Share
  • Quarterly Dividend Announcement: First Bank has declared a quarterly dividend of $0.09 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability, which is likely to attract income-seeking investors.
  • Dividend Yield: The forward yield of 2.15% reflects the company's attractiveness in the current market environment, potentially increasing investor interest in its stock.
  • Dividend Payment Schedule: The dividend will be payable on May 22, with a record date of May 8 and an ex-dividend date also on May 8, providing shareholders with a clear timeline that aids in financial planning.
  • Historical Performance Data: First Bank's historical earnings data and dividend scorecard demonstrate its stability within the financial sector, further solidifying its position as a reliable investment choice.
seekingalpha
9.5
04-27seekingalpha
First Bank Q1 Earnings Miss Expectations
  • Earnings Shortfall: First Bank reported a Q1 GAAP EPS of $0.30, missing expectations by $0.16, indicating challenges in profitability that could undermine investor confidence.
  • Revenue Growth Weakness: The reported revenue of $36.39 million, while up 6.8% year-over-year, fell short of market expectations by $0.6 million, raising concerns about the sustainability of revenue growth in a competitive financial landscape.
  • Negative Market Reaction: The earnings miss may put downward pressure on First Bank's stock price, prompting investors to closely monitor subsequent market dynamics and potential strategic adjustments by the company.
  • Uncertain Future Outlook: Despite historical earnings data and dividend scorecards, the current performance may lead to diminished market confidence in First Bank's future growth potential, necessitating close attention to management's forthcoming guidance.
Newsfilter
9.5
04-27Newsfilter
First Bank Reports Q1 2026 Financial Results
  • Net Income Decline: First Bank reported a net income of $7.6 million for Q1 2026, translating to $0.30 per diluted share, down from $9.4 million and $0.37 per share in Q1 2025, primarily due to increased credit loss expenses impacting profitability.
  • Loan and Deposit Growth: As of March 31, 2026, total loans reached $3.30 billion, reflecting a 2.1% year-over-year increase, while total deposits rose to $3.23 billion, up 3.5%, indicating strong customer retention amidst competitive pressures.
  • Stable Net Interest Margin: The net interest margin for Q1 2026 was 3.69%, slightly up from 3.65% in Q1 2025, demonstrating the bank's ability to maintain stable earnings despite a decline in overall profitability due to credit costs.
  • Credit Quality Management: Non-performing assets increased to $26.2 million, representing 66 basis points of total assets, yet overall credit quality remains manageable, reflecting the bank's effective risk management strategies.
Newsfilter
9.5
04-03Newsfilter
First Bank to Host Q1 2026 Earnings Call
  • Earnings Call Announcement: First Bank will hold its earnings conference call on April 28, 2026, at 9:00 AM ET to discuss financial and operational performance for the quarter ending March 31, 2026, with a management presentation lasting 15 to 30 minutes followed by investor questions, enhancing transparency and engagement.
  • Financial Results Release: The company will release its first-quarter results after market close on April 27, 2026, with information available in the 'Investor Relations' section of its website, ensuring all stakeholders are promptly informed about the company's financial status.
  • Management Participation: The call will feature key executives including CEO Patrick L. Ryan and CFO Andrew L. Hibshman, demonstrating the leadership's commitment to performance and investor relations, thereby boosting market confidence.
  • Asset Overview: As of December 31, 2025, First Bank reported total assets of $3.96 billion, offering a full range of deposit and loan products, showcasing its competitive position in the New York to Philadelphia corridor and Florida, supporting future business growth.
moomoo
4.5
02-12moomoo
FIRST BANK UNVEILS STRATEGIC PLAN FOR BRANCH OPTIMIZATION
  • Strategic Branch Optimization: First Bank has announced a new plan aimed at optimizing its branch network to enhance operational efficiency and customer service.

  • Focus on Customer Experience: The initiative is designed to improve the overall customer experience by strategically positioning branches in high-demand areas.

  • Cost Efficiency Measures: The bank aims to reduce costs associated with underperforming branches while reallocating resources to more profitable locations.

  • Long-term Growth Strategy: This optimization plan is part of First Bank's broader strategy for sustainable growth and adapting to changing market conditions.

Wall Street analysts forecast FRBA stock price to rise
2 Analyst Rating
Wall Street analysts forecast FRBA stock price to rise
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
17.00
Averages
17.00
High
17.00
Current: 0.000
sliders
Low
17.00
Averages
17.00
High
17.00
Piper Sandler
Justin Crowley
Overweight
maintain
$20 -> $18
AI Analysis
2026-05-01
Reason
Piper Sandler
Justin Crowley
Price Target
$20 -> $18
AI Analysis
2026-05-01
maintain
Overweight
Reason
Piper Sandler analyst Justin Crowley lowered the firm's price target on First Bank to $18 from $20 and keeps an Overweight rating on the shares. The firm notes Q1 was a difficult quarter for First Bank on multiple fronts, and shares have underperformed the group by 10%-plus since reporting results. Credit, net interest income, and expenses all fell short relative to Piper's model, and the firm is reducing its EPS estimates meaningfully. While disappointing, Piper believes the bar has now been sufficiently reset.
DA Davidson
initiated
$18
2026-02-24
Reason
DA Davidson
Price Target
$18
2026-02-24
initiated
Reason
DA Davidson initiated coverage of First Bank with a Neutral rating and $18 price target.
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Valuation Metrics

The current forward P/E ratio for FIRST BANK (Hamilton) (FRBA.O) is 8.59, compared to its 5-year average forward P/E of 8.54. For a more detailed relative valuation and DCF analysis to assess FIRST BANK (Hamilton)'s fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.54
Current PE
8.59
Overvalued PE
9.88
Undervalued PE
7.19

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.57
Current PS
2.58
Overvalued PS
2.97
Undervalued PS
2.17

Financials

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Frequently Asked Questions

What is FIRST BANK (Hamilton) (FRBA) stock price today?

The current price of FRBA is 15.18 USD — it has decreased -1.56

What is FIRST BANK (Hamilton) (FRBA)'s business?

First Bank is a chartered bank with 26 full-service branches in Cinnaminson, Delanco, Denville, Ewing, Fairfield, Flemington (2), Hamilton, Lawrence, Monroe, Morristown, Pennington, Randolph, Somerset and Williamstown, New Jersey; and Coventry, Devon, Doylestown, Glenn Mills, Lionville, Malvern, Paoli, Trevose, Warminster and West Chester, Pennsylvania; and Palm Beach, Florida. It offers a full range of deposit and loan products to individuals and businesses throughout the New York City to Philadelphia corridor. Its business banking services include checking, savings and money market, treasury management, and government banking. Its lending services include business lending, personal lending, and home equity and lines. Its business lending includes asset-based lending, business express, private equity banking, lines of credit, term loans, and small business administration (SBA) lending. Its personal lending includes Residential Mortgage Loans, Personal Secured Loans, and others.

What is the price predicton of FRBA Stock?

Wall Street analysts forecast FRBA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FRBA is17.00 USD with a low forecast of 17.00 USD and a high forecast of 17.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is FIRST BANK (Hamilton) (FRBA)'s revenue for the last quarter?

FIRST BANK (Hamilton) revenue for the last quarter amounts to 33.38M USD, increased 5.86

What is FIRST BANK (Hamilton) (FRBA)'s earnings per share (EPS) for the last quarter?

FIRST BANK (Hamilton). EPS for the last quarter amounts to 0.37 USD, decreased -26.00

How many employees does FIRST BANK (Hamilton) (FRBA). have?

FIRST BANK (Hamilton) (FRBA) has 311 emplpoyees as of May 11 2026.

What is FIRST BANK (Hamilton) (FRBA) market cap?

Today FRBA has the market capitalization of 307.39M USD.