FI Earnings Prediction
The chart below shows how FI performed 10 days before and after its earnings report, based on data from the past quarters. Typically, FI sees a -4.22% change in stock price 10 days leading up to the earnings, and a +0.41% change 10 days following the report. On the earnings day itself, the stock moves by +2.73%. This data can give you a slight idea of what to expect for the next quarter's release.
FI Key Earning Data
2024/Q4
Year Over Year
Quarter Over Quarter
Total Revenue
5.22B
7.18%
0.87%
Gross Margin
61.36%
-1.38%
0.18%
Operating Margin
31.43%
8.75%
3.90%
Net Margin
18.14%
-0.55%
64.61%
EPS
1.64
13.89%
67.35%
No Data Available
FI Earnings Analysis
Fiserv Inc Corporation (FI.N) Earnings Conference Call
Positive
Earnings Per Share Increase: Adjusted earnings per share increased by 17% to $8.80, driven by strong revenue growth and operating margin expansion.
Organic Revenue Growth Achievement: Total company organic revenue growth reached 16%, marking the fourth consecutive year of double-digit organic revenue growth.
Free Cash Flow and Share Repurchases: Free cash flow for the year was $5.2 billion, supporting a total of $5.5 billion returned to shareholders through share repurchases.
Clover Revenue Surge: Clover revenue grew by 29% in both the quarter and full year, reaching $2.7 billion, with nearly 90% coming from the small business line.
Merchant Solutions Revenue Growth: The Merchant Solutions segment achieved organic revenue growth of 27% for the full year, reflecting strong demand and successful product rollouts.
Negative
Organic Revenue Analysis: Total company organic revenue growth was reported at 16%, but excluding transitory factors, it would have been only 11%, indicating a significant reliance on temporary boosts.
Financial Solutions Revenue Shortfall: The financial solutions segment experienced only 4% organic revenue growth in Q4 and 6% for the full year, falling short of the expected 5% to 7% range.
Profitability Stagnation Despite Growth: Adjusted operating income for the financial solutions segment grew only 7% for the year, suggesting stagnation in profitability despite overall revenue growth.
High Leverage Concerns: Total debt outstanding reached $24.8 billion, indicating a high leverage position with a debt to adjusted EBITDA ratio of 2.6 times, which may raise concerns about financial stability.
Interest Expense Impact: The company anticipates higher interest expenses in 2025 due to refinancing and ongoing growth in merchant cash advances, which could negatively impact net income.
FI FAQs
How does FI typically perform around its earnings report dates?
Is Fiserv Inc (FI) Q4 2024 Earnings Call Summary positive or negative?
How can historical earnings data help predict future stock performance?
FI Earning Call Sentiment
Fiserv, Inc. (NYSE:FI) Q4 2024 Earnings Call Transcript
FI.N
0.53%Positive
The earnings call highlights strong financial performance with a 17% YoY EPS growth and a 170 basis point margin expansion. Positive guidance adjustments and strategic partnerships with Walmart and ADP suggest a promising outlook. Despite regulatory and economic challenges in Argentina, the market strategy and shareholder returns are robust. The Q&A session reflected confidence in sustained growth, especially in Clover and international markets, although some uncertainty about new product contributions exists. Overall, the positive elements outweigh potential risks, suggesting a positive stock price movement.
