FBNC Should I Buy
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First Bancorp (FBNC) is not a strong buy at this moment for a beginner investor with a long-term focus. While the company has shown strong financial performance in the latest quarter and has a solid ranking among U.S. public banks, the lack of significant positive trading signals, recent insider selling, and neutral hedge fund sentiment suggest a cautious approach. The analyst downgrade to Neutral and the absence of strong upward momentum further support holding rather than buying at this time.
The MACD is positive and expanding, indicating a bullish trend. RSI is neutral at 64.867, and moving averages are converging, showing no clear momentum. The stock is trading near its resistance level of 56.306, suggesting limited immediate upside.
The company reported strong financial performance in Q4 2025, with a 15.58% YoY revenue increase and a 330.57% YoY net income growth. It was ranked 14th among U.S. public banks with over $10 billion in assets, reflecting disciplined growth and strong fundamentals.
Old North State Trust completely exited its position, indicating a lack of confidence. Analysts have downgraded the stock to Neutral, citing limited room for multiple expansion. Hedge fund and insider sentiment are neutral, and there is no recent Congress trading data to support a bullish view.
In Q4 2025, revenue increased by 15.58% YoY to $74.36 million, net income grew by 330.57% YoY to $15.63 million, and EPS rose by 322.22% YoY to $0.38. These figures indicate strong growth and profitability.
Analysts have downgraded the stock to Neutral from Overweight, with a price target increase to $64. The downgrade reflects limited room for multiple expansion despite strong fundamentals. One analyst upgraded the stock to Strong Buy earlier in the year, citing improving fundamentals and upside potential, but recent sentiment has turned cautious.
