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FBNC Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
62.220
Open
61.340
VWAP
60.99
Vol
776.58K
Mkt Cap
2.51B
Low
60.000
Amount
47.37M
EV/EBITDA(TTM)
14.89
Total Shares
41.38M
EV
2.45B
EV/OCF(TTM)
5.12
P/S(TTM)
6.44
First Bancorp is a bank holding company. The principal activity of the Company is the ownership and operation of the First Bank (the Bank), a state-chartered bank with its main office in Southern Pines, North Carolina. Through its subsidiaries, the Bank provides full-service commercial and consumer banking services, mortgage banking services, automobile financing, insurance agency services, and other financial products and services. The Bank maintains a diversified loan portfolio by providing a broad range of commercial and retail lending services to business entities and individuals. The Bank provides commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, letters of credit, and loans for personal uses, such as home improvement, and automobiles. The Bank offers a full range of deposit accounts and services to both retail and commercial customers. The Bank operates over 113 branches.
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Events Timeline

(ET)
2026-04-22
16:10:00
First Bancorp Reports Strong Q1 2026 Performance
select
2026-01-21 (ET)
2026-01-21
16:10:00
First Bancorp Q4 Tangible Book Value Per Share Reaches $28.23
select
2025-11-20 (ET)
2025-11-20
11:26:53
Bridget Welborn Named Chief Risk Officer at First Bank
select

News

seekingalpha
8.0
06-12seekingalpha
First Bancorp Declares Quarterly Dividend of $0.24
  • Quarterly Dividend Announcement: First Bancorp has declared a quarterly dividend of $0.24 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability, which is likely to attract income-seeking investors.
  • Dividend Yield: The forward yield of 1.57% reflects the company's appeal in the current market environment, potentially enhancing investor interest in the stock and supporting price stability.
  • Record Date for Shareholders: The dividend will be payable to shareholders of record on June 30, demonstrating the company's commitment to its shareholders while providing a clear timeline for investors to make decisions.
  • Ex-Dividend Date: The ex-dividend date is also set for June 30, meaning investors must hold the stock before this date to qualify for the dividend, which may influence trading activity in the short term.
PRnewswire
8.0
06-12PRnewswire
First Bancorp Declares Cash Dividend of $0.24 per Share
  • Dividend Declaration: First Bancorp has declared a cash dividend of $0.24 per share payable on July 24, 2026, to shareholders of record as of June 30, 2026, demonstrating the company's commitment to returning value to its shareholders.
  • Strong Financial Performance: CEO Richard Moore highlighted that the company delivered solid financial results for Q1 2026, driven by an expanding net interest margin, stable credit quality, and ongoing expense controls, indicating robust market competitiveness.
  • Asset Size: As a bank holding company, First Bancorp boasts total assets of $12.9 billion and operates 113 branches primarily in North and South Carolina, showcasing its significant regional presence.
  • Business Model: Since 1935, First Bank has adopted a tailored banking approach, combining best-in-class financial solutions with local expertise, further enhancing its competitive edge in the community banking sector.
Newsfilter
8.0
06-12Newsfilter
First Bancorp Declares Cash Dividend of $0.24 per Share
  • Dividend Declaration: First Bancorp has declared a cash dividend of $0.24 per share payable on July 24, 2026, to shareholders of record as of June 30, 2026, reflecting the company's ongoing commitment to shareholder returns.
  • Solid Financial Performance: CEO Richard Moore highlighted that the company achieved solid financial results in Q1 2026 through expanding net interest margins, stable credit quality, and continued expense controls, demonstrating its competitive strength in the market.
  • Asset Scale: As a bank holding company, First Bancorp boasts total assets of $12.9 billion, with its subsidiary First Bank operating 113 branches across North and South Carolina, showcasing its significant regional market presence.
  • Banking Business Model: Since 1935, First Bank has adopted a tailored banking approach, combining best-in-class financial solutions with local expertise to provide quality service and SBA loans to customers, further solidifying its market position.
Yahoo Finance
2.0
05-21Yahoo Finance
Investing in Small-Cap Stocks: Risks and Opportunities
  • Elastic Underperformance: Elastic (ESTC), with a market cap of $5.58 billion, has seen an average billings growth of only 12.5% over the past year, indicating waning customer interest, and is projected to experience a sales growth slowdown to 13.6% in the next 12 months.
  • C3.ai Weak Demand: C3.ai (AI), valued at $1.27 billion, has faced an average billings decline of 11.2% over the past year, with a gross margin of 43.5% reflecting high service costs, raising doubts about the long-term viability of its cash-burning business model.
  • First Bancorp Growth Issues: First Bancorp (FBNC), with a market cap of $2.43 billion, reported only 2% annual revenue growth over the past two years, and its net interest margin of 3.1% is significantly below that of other banks, indicating poor loan profitability and flat earnings per share.
  • Market Opportunity Analysis: While the small-cap market presents high risks, it also offers potential opportunities, prompting investors to focus on companies with greater growth potential to avoid inefficient investments like ESTC, AI, and FBNC.
seekingalpha
9.5
04-22seekingalpha
First Bancorp Reports Strong Q1 Earnings
  • Earnings Performance: First Bancorp reported a Q1 non-GAAP EPS of $1.13, exceeding market expectations, which indicates a sustained enhancement in the company's profitability and may attract more investor interest.
  • Revenue Growth: The company achieved revenues of $122.2 million in Q1, reflecting a year-over-year increase that showcases strong business expansion and market demand, further solidifying its position in the financial services sector.
  • Financial Health Indicators: First Bancorp's financial metrics continue to improve, demonstrating effectiveness in risk management and asset allocation, laying a solid foundation for future growth and boosting investor confidence.
  • Dividend Performance: The bank's strong dividend scorecard indicates a commitment to shareholder returns, which may attract income-seeking investors and enhance its market appeal.
NASDAQ.COM
9.5
04-22NASDAQ.COM
First BanCorp Reports Earnings Growth in Q1
  • Earnings Growth: First BanCorp reported Q1 earnings of $88.77 million, translating to $0.57 per share, which is a significant increase from last year's $77.05 million and $0.47 per share, indicating improved profitability.
  • Adjusted Earnings: Excluding items, the adjusted earnings for First BanCorp stood at $88.72 million, with an EPS of $0.57, reflecting a stable performance in its core operations.
  • Revenue Increase: The company's revenue rose by 1.0% year-over-year to $279.84 million, compared to $277.06 million last year, showcasing ongoing growth potential in its business.
  • Positive Market Reaction: The dual growth in earnings and revenue may bolster investor confidence in First BanCorp, potentially leading to a positive impact on the company's stock performance.
Wall Street analysts forecast FBNC stock price to rise
3 Analyst Rating
Wall Street analysts forecast FBNC stock price to rise
3 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
58.00
Averages
60.67
High
62.00
Current: 0.000
sliders
Low
58.00
Averages
60.67
High
62.00
Keefe Bruyette
NULL
to
Outperform
maintain
$65 -> $66
AI Analysis
2026-04-23
Reason
Keefe Bruyette
Price Target
$65 -> $66
AI Analysis
2026-04-23
maintain
NULL
to
Outperform
Reason
Keefe Bruyette raised the firm's price target on First Bancorp to $66 from $65 and keeps an Outperform rating on the shares.
Piper Sandler
Stephen Scouten
Overweight -> Neutral
downgrade
$58 -> $64
2026-02-09
Reason
Piper Sandler
Stephen Scouten
Price Target
$58 -> $64
2026-02-09
downgrade
Overweight -> Neutral
Reason
Piper Sandler analyst Stephen Scouten downgraded First Bancorp to Neutral from Overweight with a price target of $64, up from $58. The firm acknowledges First Bancorp has been hitting on all cylinders over the past year, and Q4 2025 was no exception. That said, with the shares now trading at about 13.5 times its 2026, Piper sees little room for continued multiple expansion and moves to the sidelines, with the expectation that increases in earnings will drive further share price appreciation from here.
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Valuation Metrics

The current forward P/E ratio for First Bancorp (North Carolina) (FBNC.O) is 14.64, compared to its 5-year average forward P/E of 12.26. For a more detailed relative valuation and DCF analysis to assess First Bancorp (North Carolina)'s fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
12.26
Current PE
14.64
Overvalued PE
14.15
Undervalued PE
10.37

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.17
Current EV/EBITDA
8.52
Overvalued EV/EBITDA
4.95
Undervalued EV/EBITDA
-2.61

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.76
Current PS
4.61
Overvalued PS
4.30
Undervalued PS
3.22

Financials

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Whales Holding FBNC

W
Westwood Management Corp.
Holding
FBNC
+1.23%
3M Return

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Frequently Asked Questions

What is First Bancorp (North Carolina) (FBNC) stock price today?

The current price of FBNC is 60.76 USD — it has increased 0.78

What is First Bancorp (North Carolina) (FBNC)'s business?

First Bancorp is a bank holding company. The principal activity of the Company is the ownership and operation of the First Bank (the Bank), a state-chartered bank with its main office in Southern Pines, North Carolina. Through its subsidiaries, the Bank provides full-service commercial and consumer banking services, mortgage banking services, automobile financing, insurance agency services, and other financial products and services. The Bank maintains a diversified loan portfolio by providing a broad range of commercial and retail lending services to business entities and individuals. The Bank provides commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, letters of credit, and loans for personal uses, such as home improvement, and automobiles. The Bank offers a full range of deposit accounts and services to both retail and commercial customers. The Bank operates over 113 branches.

What is the price predicton of FBNC Stock?

Wall Street analysts forecast FBNC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FBNC is60.67 USD with a low forecast of 58.00 USD and a high forecast of 62.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is First Bancorp (North Carolina) (FBNC)'s revenue for the last quarter?

First Bancorp (North Carolina) revenue for the last quarter amounts to 119.92M USD, increased 15.02

What is First Bancorp (North Carolina) (FBNC)'s earnings per share (EPS) for the last quarter?

First Bancorp (North Carolina). EPS for the last quarter amounts to 1.12 USD, increased 28.74

How many employees does First Bancorp (North Carolina) (FBNC). have?

First Bancorp (North Carolina) (FBNC) has 1332 emplpoyees as of June 21 2026.

What is First Bancorp (North Carolina) (FBNC) market cap?

Today FBNC has the market capitalization of 2.51B USD.