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ERIE logo

ERIE Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
247.500
Open
244.800
VWAP
242.60
Vol
240.45K
Mkt Cap
12.69B
Low
237.585
Amount
58.33M
EV/EBITDA(TTM)
17.30
Total Shares
52.29M
EV
12.41B
EV/OCF(TTM)
18.07
P/S(TTM)
3.50
Erie Indemnity Company serves as the attorney-in-fact for the subscribers at the Erie Insurance Exchange (Exchange). The Exchange is a reciprocal insurer that writes property and casualty insurance. The Exchange has wholly owned property and casualty subsidiaries, including Erie Insurance Company, Erie Insurance Company of New York, Erie Insurance Property & Casualty Company, and Flagship City Insurance Company. The Exchange also has a wholly owned life insurance company, Erie Family Life Insurance Company (EFL). Its primary function as attorney-in-fact is to perform policy issuance and renewal services on behalf of the subscribers at the Exchange. It also acts as attorney-in-fact on behalf of the subscribers at the Exchange with respect to all claims handling and investment management services, as well as the service provider for all claims handling, life insurance and investment management services for the Exchange's insurance subsidiaries (collectively, administrative services).
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Events Timeline

(ET)
2026-02-23
16:20:00
Q4 Revenue Reaches $951.02M
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2026-02-20 (ET)
2026-02-20
11:10:00
Erie Insurance President and CEO Tim NeCastro to Retire in 2026
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2025-12-11 (ET)
2025-12-11
16:10:00
Erie Indemnity Increases Shareholder Dividend to $1.4625 per Share
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2025-08-08 (ET)
2025-08-08
09:55:02
Early notable gainers among liquid option names on August 8th
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2025-04-24 (ET)
2025-04-24
16:26:33
Erie Indemnity reports Q1 EPS $2.65 vs. $2.38 last year
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2025-02-28 (ET)
2025-02-28
09:55:01
Early notable gainers among liquid option names on February 28th
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2025-02-27 (ET)
2025-02-27
16:27:24
Erie Indemnity reports Q4 EPS $2.91 vs. $2.12 last year
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2024-12-12 (ET)
2024-12-12
15:07:37
Erie Indemnity increases dividend 7.1%, maintains management fee rate
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2024-10-31 (ET)
2024-10-31
16:20:20
Erie Indemnity sees Q2 non-GAAP EPS 9c-11c, consensus 8c
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2024-10-31
16:17:49
Erie Indemnity reports Q3 EPS $3.06 vs. $2.51 last year
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News

NASDAQ.COM
2.0
03-04NASDAQ.COM
Erie Indemnity Shares Drop 3.2% Today
  • Poor Stock Performance: Erie Indemnity's shares are down 3.2% today, making it the worst performer in the S&P 500, indicating market concerns about its future outlook.
  • Year-to-Date Review: Year-to-date, Erie Indemnity has declined approximately 8.1%, highlighting its vulnerability in the overall market environment, which may affect investor confidence.
  • Other Component Movements: In contrast, Lennox International's stock is down 2.5%, while Moderna's shares are up 6.9%, reflecting varying market reactions to different companies that could influence portfolio allocation strategies.
  • Market Sentiment Analysis: Today's market fluctuations reflect a cautious investor sentiment regarding economic prospects, especially amid increasing uncertainties, potentially leading to more capital outflows from underperforming stocks.
Yahoo Finance
9.5
03-02Yahoo Finance
Q4 Earnings Analysis of Property & Casualty Insurers
  • Industry Performance: The 37 property and casualty insurers reported a collective revenue increase of 4.8% over analysts' expectations in Q4, indicating resilience and profitability in the insurance sector amid current economic conditions.
  • Erie Indemnity Results: Erie Indemnity reported revenues of $951 million, a 2.9% year-over-year increase, falling short of analyst expectations; however, it beat EPS estimates, demonstrating the company's ability to maintain profitability in a competitive market.
  • HCI Group's Strong Quarter: HCI Group achieved revenues of $246.2 million, up 52.1% year-over-year, surpassing analyst expectations by 3.8%, and its stock rose 5% post-report, reflecting market confidence in its robust growth.
  • Trupanion's Disappointment: Trupanion reported revenues of $376.9 million, an 11.7% year-over-year increase, in line with analyst expectations, but a significant miss on EPS led to a 17.4% drop in stock price, raising concerns about its future growth prospects.
NASDAQ.COM
2.0
02-25NASDAQ.COM
Erie Indemnity (ERIE) Q4 2025 Earnings Transcript
seekingalpha
9.5
02-23seekingalpha
Erie Indemnity Q4 Earnings Miss Expectations
  • Earnings Miss: Erie Indemnity reported a Q4 GAAP EPS of $1.21, missing expectations by $0.38, indicating pressure on profitability that could undermine investor confidence.
  • Revenue Growth Lags: The company achieved Q4 revenue of $951 million, a 2.9% year-over-year increase, yet fell short of market expectations by $24.56 million, reflecting challenges from intensified market competition and weak customer demand.
  • Financial Performance Analysis: Despite revenue growth, the failure to meet expectations may lead analysts to revise future performance forecasts downward, potentially impacting stock performance and investor sentiment.
  • Dividend Performance Scrutiny: Following the earnings report, investors will closely monitor the company's ability to maintain dividend payments, especially given the earnings miss, which could affect future dividend policies and investor returns.
PRnewswire
9.5
02-23PRnewswire
Erie Indemnity Company Reports 2025 Financial Results
  • Net Income Decline: Erie Indemnity Company reported a net income of $559.3 million for 2025, translating to $10.69 per diluted share, which represents a decrease from $600.3 million and $11.48 per diluted share in 2024, indicating profitability challenges faced by the company.
  • Weak Fourth Quarter Performance: In Q4 2025, net income fell to $63.4 million, or $1.21 per diluted share, down significantly from $152.0 million and $2.91 per diluted share in Q4 2024, primarily impacted by a charitable contribution.
  • Investment Income Growth: Despite the decline in net income, investment income before taxes reached $84.9 million in 2025, up from $69.3 million in 2024, reflecting some success in investment management.
  • Slight Increase in Operating Income: Operating income before taxes increased by $40.7 million, or 6%, in 2025 compared to 2024, suggesting that the company still has growth potential in its core operations despite the overall financial downturn.
Barron's
4.5
02-22Barron's
Stocks to Keep an Eye on This Week: Nvidia, Warner Bros., Berkshire Hathaway, Home Depot, and Others
  • Market Performance: The Nasdaq Composite and S&P 500 indexes ended their multi-week losing streaks, increasing by 1.5% and 1.1%, respectively.

  • Supreme Court Ruling: A significant factor in the market rise was the Supreme Court's decision to strike down some of President Trump's tariffs.

  • White House Response: Despite the ruling, the White House announced plans to explore alternative methods to enforce its tariff policy.

  • Investor Sentiment: The combination of the court ruling and the White House's response influenced investor sentiment positively, contributing to the uptick in equities.

Valuation Metrics

The current forward P/E ratio for Erie Indemnity Co (ERIE.O) is 20.31, compared to its 5-year average forward P/E of 31.09. For a more detailed relative valuation and DCF analysis to assess Erie Indemnity Co's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
31.09
Current PE
20.31
Overvalued PE
35.74
Undervalued PE
26.45

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.37
Current PS
3.40
Overvalued PS
5.29
Undervalued PS
3.45

Financials

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14.80B

Whales Holding ERIE

T
The PNC Financial Services Group, Inc.
Holding
ERIE
-2.81%
3M Return
S
Summit Trail Advisors, LLC
Holding
ERIE
-3.41%
3M Return
C
Cresset Asset Management, LLC
Holding
ERIE
-3.45%
3M Return
H
H.O. Hirt Trusts
Holding
ERIE
-15.53%
3M Return

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Frequently Asked Questions

What is Erie Indemnity Co (ERIE) stock price today?

The current price of ERIE is 242.7 USD — it has decreased -0.53

What is Erie Indemnity Co (ERIE)'s business?

Erie Indemnity Company serves as the attorney-in-fact for the subscribers at the Erie Insurance Exchange (Exchange). The Exchange is a reciprocal insurer that writes property and casualty insurance. The Exchange has wholly owned property and casualty subsidiaries, including Erie Insurance Company, Erie Insurance Company of New York, Erie Insurance Property & Casualty Company, and Flagship City Insurance Company. The Exchange also has a wholly owned life insurance company, Erie Family Life Insurance Company (EFL). Its primary function as attorney-in-fact is to perform policy issuance and renewal services on behalf of the subscribers at the Exchange. It also acts as attorney-in-fact on behalf of the subscribers at the Exchange with respect to all claims handling and investment management services, as well as the service provider for all claims handling, life insurance and investment management services for the Exchange's insurance subsidiaries (collectively, administrative services).

What is the price predicton of ERIE Stock?

Wall Street analysts forecast ERIE stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for ERIE is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Erie Indemnity Co (ERIE)'s revenue for the last quarter?

Erie Indemnity Co revenue for the last quarter amounts to 951.02M USD, increased 2.91

What is Erie Indemnity Co (ERIE)'s earnings per share (EPS) for the last quarter?

Erie Indemnity Co. EPS for the last quarter amounts to 1.09 USD, decreased -58.08

How many employees does Erie Indemnity Co (ERIE). have?

Erie Indemnity Co (ERIE) has 6667 emplpoyees as of March 12 2026.

What is Erie Indemnity Co (ERIE) market cap?

Today ERIE has the market capitalization of 12.69B USD.