EFX PE Ratio & Valuation,Is EFX Overvalued

EFX Relative Valuation

EFX's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, EFX is overvalued; if below, it's undervalued.

Historical Valuation

Equifax Inc (EFX) is now in the Undervalued zone, suggesting that its current forward PE ratio of 26.24 is considered Undervalued compared with the five-year average of 29.42. The fair price of Equifax Inc (EFX) is between 226.12 to 283.00 according to relative valuation methord. Compared to the current price of 220.83 USD , Equifax Inc is Undervalued By 2.34%.

Relative Value

Fair Zone

226.12-283.00

Current Price：220.83

2.34%

Undervalued

26.24

15.17

EV/EBITDA

Equifax Inc. (EFX) has a current EV/EBITDA of 15.17. The 5-year average EV/EBITDA is 17.74. The thresholds are as follows: Strongly Undervalued below 13.93, Undervalued between 13.93 and 15.83, Fairly Valued between 19.64 and 15.83, Overvalued between 19.64 and 21.54, and Strongly Overvalued above 21.54. The current Forward EV/EBITDA of 15.17 falls within the Undervalued range.

23.73

EV/EBIT

Equifax Inc. (EFX) has a current EV/EBIT of 23.73. The 5-year average EV/EBIT is 27.16. The thresholds are as follows: Strongly Undervalued below 20.67, Undervalued between 20.67 and 23.91, Fairly Valued between 30.40 and 23.91, Overvalued between 30.40 and 33.65, and Strongly Overvalued above 33.65. The current Forward EV/EBIT of 23.73 falls within the Undervalued range.

4.22

Equifax Inc. (EFX) has a current PS of 4.22. The 5-year average PS is 5.12. The thresholds are as follows: Strongly Undervalued below 3.67, Undervalued between 3.67 and 4.40, Fairly Valued between 5.85 and 4.40, Overvalued between 5.85 and 6.57, and Strongly Overvalued above 6.57. The current Forward PS of 4.22 falls within the Undervalued range.

18.71

P/OCF

Equifax Inc. (EFX) has a current P/OCF of 18.71. The 5-year average P/OCF is 21.72. The thresholds are as follows: Strongly Undervalued below 13.07, Undervalued between 13.07 and 17.40, Fairly Valued between 26.05 and 17.40, Overvalued between 26.05 and 30.38, and Strongly Overvalued above 30.38. The current Forward P/OCF of 18.71 falls within the Historic Trend Line -Fairly Valued range.

29.21

P/FCF

Equifax Inc. (EFX) has a current P/FCF of 29.21. The 5-year average P/FCF is 33.51. The thresholds are as follows: Strongly Undervalued below 18.16, Undervalued between 18.16 and 25.83, Fairly Valued between 41.18 and 25.83, Overvalued between 41.18 and 48.85, and Strongly Overvalued above 48.85. The current Forward P/FCF of 29.21 falls within the Historic Trend Line -Fairly Valued range.

Equifax Inc (EFX) has a current Price-to-Book (P/B) ratio of 5.48. Compared to its 3-year average P/B ratio of 6.38 , the current P/B ratio is approximately -14.08% higher. Relative to its 5-year average P/B ratio of 6.87, the current P/B ratio is about -20.22% higher. Equifax Inc (EFX) has a Forward Free Cash Flow (FCF) yield of approximately 3.70%. Compared to its 3-year average FCF yield of 2.15%, the current FCF yield is approximately 72.20% lower. Relative to its 5-year average FCF yield of 2.13% , the current FCF yield is about 73.56% lower.

5.48

P/B

Median3y

6.38

Median5y

6.87

3.70

FCF Yield

Median3y

2.15

Median5y

2.13

Competitors Valuation Multiple

The average P/S ratio for EFX's competitors is 9.13, providing a benchmark for relative valuation. Equifax Inc Corp (EFX) exhibits a P/S ratio of 4.22, which is -53.73% above the industry average. Given its robust revenue growth of 7.15%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of EFX decreased by 13.35% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 1.44B to 1.54B.

The secondary factor is the Margin Expansion, contributed 5.56%to the performance.

Overall, the performance of EFX in the past 1 year is driven by Revenue Growth. Which is more sustainable.

7.15%

1.44B → 1.54B

Revenue Growth

5.56%

9.90 → 10.45

Margin Expansion

-26.06%

56.44 → 41.73

P/E Change

-13.35%

254.85 → 220.83

Mkt Cap Growth

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Frequently Asked Questions

Is Equifax Inc (EFX) currently overvalued or undervalued?

What is Equifax Inc (EFX) fair value?

EFX's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Equifax Inc (EFX) is between 226.12 to 283.00 according to relative valuation methord.

How does EFX's valuation metrics compare to the industry average?

What is the current P/B ratio for Equifax Inc (EFX) as of Dec 15 2025?

As of Dec 15 2025, Equifax Inc (EFX) has a P/B ratio of 5.48. This indicates that the market values EFX at 5.48 times its book value.

What is the current FCF Yield for Equifax Inc (EFX) as of Dec 15 2025?

As of Dec 15 2025, Equifax Inc (EFX) has a FCF Yield of 3.70%. This means that for every dollar of Equifax Inc’s market capitalization, the company generates 3.70 cents in free cash flow.

What is the current Forward P/E ratio for Equifax Inc (EFX) as of Dec 15 2025?

As of Dec 15 2025, Equifax Inc (EFX) has a Forward P/E ratio of 26.24. This means the market is willing to pay $26.24 for every dollar of Equifax Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Equifax Inc (EFX) as of Dec 15 2025?

As of Dec 15 2025, Equifax Inc (EFX) has a Forward P/S ratio of 4.22. This means the market is valuing EFX at $4.22 for every dollar of expected revenue over the next 12 months.

EFX Valuation