EARN Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2027Q1

11.60M

+25.49%

0.228

-12.47%

13.28M

+33.4%

0.256

+42.03%

Estimates Revision

The market is revising No Change the revenue expectations for Ellington Credit Company (EARN) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by -9.96%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Down

-9.96%

In Past 3 Month

2 Analyst Rating

Wall Street analysts forecast EARN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for EARN is 5.88 USD with a low forecast of 5.25 USD and a high forecast of 6.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

1 Hold

0 Sell

Moderate Buy

Current: 5.105

Low

5.25

Averages

5.88

High

6.50

Current: 5.105

Low

5.25

Averages

5.88

High

6.50

UBS

Neutral

downgrade

2025-10-14

Reason

UBS

Price Target

2025-10-14

downgrade

Neutral

Reason

UBS lowered the firm's price target on Ellington Credit to $5.25 from $5.75 and keeps a Neutral rating on the shares.

UBS

Doug Harter

Neutral

maintain

2025-07-16

Reason

UBS

Doug Harter

Price Target

2025-07-16

maintain

Neutral

Reason

UBS analyst Doug Harter raised the firm's price target on Ellington Credit to $5.75 from $5.50 and keeps a Neutral rating on the shares.

UBS

Neutral

maintain

2025-06-10

Reason

UBS

Price Target

2025-06-10

maintain

Neutral

Reason

UBS raised the firm's price target on Ellington Credit to $5.50 from $5.25 and keeps a Neutral rating on the shares.

UBS

Douglas Harter

Hold

Maintains

$6.5 → $5.25

2025-04-17

Reason

UBS

Douglas Harter

Price Target

$6.5 → $5.25

2025-04-17

Maintains

Hold

Reason

Piper Sandler

Crispin Love

Buy

Maintains

$8 → $6.5

2025-04-08

Reason

Piper Sandler

Crispin Love

Price Target

$8 → $6.5

2025-04-08

Maintains

Buy

Reason

Valuation Metrics

The current forward P/E ratio for Ellington Credit Co (EARN.N) is 5.75, compared to its 5-year average forward P/E of 7.33. For a more detailed relative valuation and DCF analysis to assess Ellington Credit Co 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

7.33

Current PE

5.75

Overvalued PE

8.99

Undervalued PE

5.67

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

11.36

Current PS

4.03

Overvalued PS

30.13

Undervalued PS

-7.41

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

Gross Profit Margin - %

N/A

FCF Margin - %

N/A

Net Margin - %

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

EARN News & Events

Events Timeline

No data

News

4.0

12-09NASDAQ.COM

Ellington Credit (EARN) Receives Upgrade to Buy: Reasons Explained

8.5

11-20SeekingAlpha

Ellington Credit Indicates Preparedness for Unsecured Debt Offering Following $380M CLO Portfolio Achievement

9.5

11-20NASDAQ.COM

Ellington Credit (EARN) Exceeds Expectations in Q3 Earnings and Revenue

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Frequently Asked Questions

What is Ellington Credit Co (EARN) stock price today?

The current price of EARN is 5.105 USD — it has decreased -1.26 % in the last trading day.

What is Ellington Credit Co (EARN)'s business?

Ellington Credit Company is a non-diversified closed-end fund. The Company is focused on acquiring, investing in, and managing secondary collateralized loan obligations (CLO) mezzanine debt and equity tranches. It specializes in acquiring, investing in, and managing residential mortgage- and real estate-related assets. The Company's primary objective is to generate attractive risk-adjusted total returns for its shareholders by making investments in multiple parts of the CLO capital structure, including mezzanine debt and equity tranches. Additionally, it may also invest in CLO loan accumulation facilities, which are entities that acquire corporate loans and other similar corporate credit-related assets in anticipation of ultimately collateralizing a CLO transaction, as well as other related assets. It is externally managed and advised by Ellington Credit Company Management LLC.

What is the price predicton of EARN Stock?

What is Ellington Credit Co (EARN)'s revenue for the last quarter?

Ellington Credit Co revenue for the last quarter amounts to 15.35M USD, decreased -338.16 % YoY.

What is Ellington Credit Co (EARN)'s earnings per share (EPS) for the last quarter?

Ellington Credit Co. EPS for the last quarter amounts to 0.27 USD, decreased -217.39 % YoY.

What changes have occurred in the market's expectations for Ellington Credit Co (EARN)'s fundamentals?

How many employees does Ellington Credit Co (EARN). have?

Ellington Credit Co (EARN) has 160 emplpoyees as of December 15 2025.

What is Ellington Credit Co (EARN) market cap?

Today EARN has the market capitalization of 194.24M USD.