Revenue Breakdown
Composition ()
No data
Revenue Streams
Donegal Group Inc (DGICA) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Commercial Lines, accounting for 56.0% of total sales, equivalent to $138.53M. Other significant revenue streams include Personal Lines and Unallocated/Other. Understanding this composition is critical for investors evaluating how DGICA navigates market cycles within the Property & Casualty Insurance industry.
Profitability & Margins
Evaluating the bottom line, Donegal Group Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 10.32%, while the net margin is 8.17%. These profitability ratios, combined with a Return on Equity (ROE) of 15.10%, provide a clear picture of how effectively DGICA converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, DGICA competes directly with industry leaders such as BOW and KFS. With a market capitalization of $669.07M, it holds a significant position in the sector. When comparing efficiency, DGICA's gross margin of N/A stands against BOW's N/A and KFS's 60.62%. Such benchmarking helps identify whether Donegal Group Inc is trading at a premium or discount relative to its financial performance.
