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DGICA Overview

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$
0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
17.370
Open
17.270
VWAP
17.30
Vol
62.73K
Mkt Cap
636.45M
Low
17.250
Amount
1.08M
EV/EBITDA(TTM)
6.37
Total Shares
37.00M
EV
650.10M
EV/OCF(TTM)
9.26
P/S(TTM)
0.65
Donegal Group Inc. is an insurance holding company. The Company, through its insurance subsidiaries and affiliates, offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern and Southwestern states. Its segments include investment function, commercial lines of insurance and personal lines of insurance. The commercial lines products of its insurance subsidiaries consist primarily of commercial automobile, commercial multi-peril, and worker's compensation policies. The personal lines products of its insurance subsidiaries consist primarily of homeowners and private passenger automobile policies. Its insurance subsidiaries are Atlantic States Insurance Company, Michigan Insurance Company, the Peninsula Insurance Group and Southern Insurance Company of Virginia. Its insurance subsidiaries and their affiliates write commercial and personal lines of property and casualty coverages.
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Events Timeline

(ET)
2026-04-16
10:20:00
Donegal Group Declares Quarterly Cash Dividend of $0.1925 per Share
select
2026-03-11 (ET)
2026-03-11
09:10:00
Donegal Mutual Insurance Launches Next Phase of Technology Transformation
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2025-07-24 (ET)
2025-07-24
06:36:33
Donegal Group reports Q2 EPS 46c vs. 13c last year
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2025-04-24 (ET)
2025-04-24
07:14:13
Donegal Group reports Q1 EPS 71c vs. 18c last year
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News

seekingalpha
8.0
20:13 PMseekingalpha
Donegal Group Declares Quarterly Dividend Increase
  • Dividend Increase: Donegal Group has declared a quarterly dividend of $0.1925 per share, reflecting a 5.5% increase from the previous $0.1825, indicating the company's commitment to shareholder returns amid recovering profitability.
  • Yield Performance: The forward yield of 4.46% not only attracts income-seeking investors but also enhances the company's market appeal, potentially stabilizing its stock price in a competitive environment.
  • Shareholder Arrangement: The dividend is payable on May 15, with a record date of May 1 and an ex-dividend date also on May 1, ensuring timely returns for shareholders and reinforcing their trust in the company.
  • Profitability Return: While the company shows signs of profitability recovery, analysts note that the upside potential remains limited, prompting investors to monitor market dynamics to assess long-term investment value.
Newsfilter
8.0
14:40 PMNewsfilter
Donegal Group Declares Quarterly Cash Dividends
  • Dividend Declaration: Donegal Group's board has declared a cash dividend of $0.1925 per share for Class A common stock and $0.175 for Class B, demonstrating the company's commitment to shareholder returns.
  • Dividend Growth: The dividends represent increases of 5.5% for Class A and 6.1% for Class B compared to the previous quarter, indicating the company's robust financial performance and improved profitability.
  • Payment Schedule: These dividends will be payable on May 15, 2026, to shareholders of record as of May 1, 2026, ensuring timely returns to investors and bolstering investor confidence.
  • Company Overview: Donegal Group is an insurance holding company offering property and casualty insurance across 21 states, with an A.M. Best rating of A (Excellent), reflecting its strong position in the insurance industry.
Newsfilter
9.5
04-06Newsfilter
Donegal Group to Release Q1 Earnings on April 30, 2026
  • Earnings Release Schedule: Donegal Group plans to release its Q1 earnings on April 30, 2026, before the NASDAQ market opens, reflecting the company's commitment to transparency and investor communication.
  • Investor Presentation: The company will provide a supplemental investor presentation alongside its earnings release, enhancing engagement with investors and likely attracting more attention and participation.
  • Management Webcast: At 8:30 AM EDT on April 30, 2026, Donegal Group will host a pre-recorded audio webcast featuring management commentary, improving investor understanding of the company's strategy and financial status.
  • Question Submission Process: Investors can submit questions via email by 5:00 PM EDT on April 16, 2026, demonstrating the company's focus on investor feedback and aiming to enhance communication efficiency and transparency.
seekingalpha
9.5
02-19seekingalpha
Donegal Group Q4 Earnings Report Analysis
  • Earnings Miss: Donegal Group reported a Q4 non-GAAP EPS of $0.50, missing estimates by $0.03, indicating pressure on profitability that could affect investor confidence.
  • Revenue Decline: The company generated $240.14 million in revenue, a 3.9% year-over-year decrease, reflecting weak market demand that may lead to slower future growth.
  • Net Premiums Earned Drop: Net premiums earned fell by 4.1% to $226.9 million, suggesting challenges in premium income that could impact overall financial health.
  • Financial Metrics Shift: The combined ratio increased to 96.3% from 92.9% last year, indicating rising underwriting losses, while return on equity improved from 9.9% to 13.4%, yet overall financial performance still requires improvement.
Newsfilter
9.5
02-19Newsfilter
Donegal Group Reports Significant Net Income Growth in 2025 Financial Results
  • Net Income Performance: Donegal Group's net income for 2025 reached $79.3 million, translating to $2.18 per diluted share, representing a 56% increase from 2024, which highlights the company's significant improvement in financial performance and the effectiveness of its strategic decisions.
  • Premium Revenue Decline: The net premiums earned in 2025 totaled $921.2 million, a 1.7% decrease year-over-year, with commercial lines premiums increasing by 3% but personal lines premiums decreasing by 8%, indicating challenges in the competitive market that necessitate strategic adjustments for growth recovery.
  • Investment Income Volatility: In the fourth quarter of 2025, net investment income was $14.2 million, up 17.5% year-over-year, but overall investment performance was adversely affected by investment losses, reflecting the impact of market conditions on the company's investment strategy.
  • Rising Expense Ratio: The expense ratio for the fourth quarter of 2025 was 34.9%, an increase of 2.1 percentage points compared to 2024, primarily due to higher underwriting incentive costs, indicating pressure on the company to enhance operational efficiency.
Globenewswire
8.0
2025-12-18Globenewswire
Donegal Group Declares $0.1825 Quarterly Cash Dividend per Share
  • Dividend Announcement: Donegal Group's board declared a quarterly cash dividend of $0.1825 per share for Class A common stock and $0.165 for Class B, payable on February 17, 2026, reflecting the company's ongoing financial stability and commitment to shareholder returns.
  • Shareholder Record: The dividend payment is based on the shareholder record as of the close of business on February 3, 2026, ensuring timely returns to investors and further enhancing investor confidence.
  • Company Background: Donegal Group is an insurance holding company offering property and casualty insurance across 21 states, with an A.M. Best rating of A (Excellent), indicating its robust position in the insurance industry.
  • Strategic Goals: The company focuses on achieving sustained excellent financial performance and modernizing operations, aiming to enhance market competitiveness through profitable growth opportunities and superior customer experiences.
Wall Street analysts forecast DGICA stock price to rise
1 Analyst Rating
Wall Street analysts forecast DGICA stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
21.00
Averages
21.00
High
21.00
Current: 0.000
sliders
Low
21.00
Averages
21.00
High
21.00
Keefe Bruyette
Market Perform
maintain
$19
AI Analysis
2026-04-07
Reason
Keefe Bruyette
Price Target
$19
AI Analysis
2026-04-07
maintain
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on Donegal Group to $19 from $19.50 and keeps a Market Perform rating on the shares.
Keefe Bruyette
Market Perform
downgrade
$21
2026-02-20
Reason
Keefe Bruyette
Price Target
$21
2026-02-20
downgrade
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on Donegal Group to $19.50 from $21 and keeps a Market Perform rating on the shares. The firm assumes slower premium and NII growth, higher large fire losses and expenses, and smaller reserve releases, partly offset by lower core and 2027E weather-related loss reserves, the analyst tells investors in a research note.
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Valuation Metrics

The current forward P/E ratio for Donegal Group Inc (DGICA.O) is 16.00, compared to its 5-year average forward P/E of 16.67. For a more detailed relative valuation and DCF analysis to assess Donegal Group Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
16.67
Current PE
16.00
Overvalued PE
17.51
Undervalued PE
15.83

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
7.88
Current EV/EBITDA
6.99
Overvalued EV/EBITDA
8.42
Undervalued EV/EBITDA
7.34

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.65
Current PS
0.63
Overvalued PS
0.68
Undervalued PS
0.62

Financials

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Frequently Asked Questions

What is Donegal Group Inc (DGICA) stock price today?

The current price of DGICA is 17.28 USD — it has increased 0.47

What is Donegal Group Inc (DGICA)'s business?

Donegal Group Inc. is an insurance holding company. The Company, through its insurance subsidiaries and affiliates, offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern and Southwestern states. Its segments include investment function, commercial lines of insurance and personal lines of insurance. The commercial lines products of its insurance subsidiaries consist primarily of commercial automobile, commercial multi-peril, and worker's compensation policies. The personal lines products of its insurance subsidiaries consist primarily of homeowners and private passenger automobile policies. Its insurance subsidiaries are Atlantic States Insurance Company, Michigan Insurance Company, the Peninsula Insurance Group and Southern Insurance Company of Virginia. Its insurance subsidiaries and their affiliates write commercial and personal lines of property and casualty coverages.

What is the price predicton of DGICA Stock?

Wall Street analysts forecast DGICA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for DGICA is21.00 USD with a low forecast of 21.00 USD and a high forecast of 21.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Donegal Group Inc (DGICA)'s revenue for the last quarter?

Donegal Group Inc revenue for the last quarter amounts to 240.14M USD, decreased -3.93

What is Donegal Group Inc (DGICA)'s earnings per share (EPS) for the last quarter?

Donegal Group Inc. EPS for the last quarter amounts to 0.46 USD, decreased -33.33

How many employees does Donegal Group Inc (DGICA). have?

Donegal Group Inc (DGICA) has 831 emplpoyees as of April 16 2026.

What is Donegal Group Inc (DGICA) market cap?

Today DGICA has the market capitalization of 636.45M USD.