DGICA

Donegal Group Inc

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Advanced Chart

19.240

+0.21(1.104%)1D

Line

Candle

YTD

High

19.330

Open

19.170

VWAP

19.20

Vol

113.08K

Mkt Cap

702.43M

Low

18.995

Amount

2.17M

EV/EBITDA(TTM)

Total Shares

33.39M

670.56M

EV/OCF(TTM)

7.58

P/S(TTM)

Donegal Group Inc. (DGI) is an insurance holding company. The Company, through its insurance subsidiaries and affiliates, offers property and casualty lines of insurance in 21 Mid-Atlantic, Midwestern, Southern and Southwestern regions through approximately 2,100 independent insurance agencies. It operates through three segments: investment function, commercial lines of insurance and personal lines of insurance. The commercial lines products of its insurance subsidiaries consist primarily of commercial automobile, commercial multi-peril, and workers’ compensation policies. The personal lines products of insurance subsidiaries consist primarily of homeowners and private passenger automobile policies. The Company’s insurance subsidiaries are Atlantic States Insurance Company (Atlantic States), Michigan Insurance Company (MICO), the Peninsula Insurance Group (Peninsula), and Southern Insurance Company of Virginia (Southern).

1 Analyst Rating

Wall Street analysts forecast DGICA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for DGICA is 21.00 USD with a low forecast of 21.00 USD and a high forecast of 21.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

0 Hold

0 Sell

Moderate Buy

Current: 19.240

Low

21.00

Averages

21.00

High

21.00

Current: 19.240

Low

21.00

Averages

21.00

High

21.00

Janney Montgomery Scott

Neutral -> Buy

upgrade

$21

2025-09-02

Reason

Janney Montgomery Scott

Price Target

$21

2025-09-02

upgrade

Neutral -> Buy

Reason

Janney Montgomery Scott upgraded Donegal Group to Buy from Neutral with a $21 fair value estimate.

Janney Montgomery Scott

analyst

Neutral -> Buy

upgrade

$21

2025-09-02

Reason

Janney Montgomery Scott

analyst

Price Target

$21

2025-09-02

upgrade

Neutral -> Buy

Reason

As previously reported, Janney Montgomery Scott upgraded Donegal Group to Buy from Neutral with an unchanged $21 fair value estimate. Management has taken a number of steps over the last few years to improve profitability, including implementing new systems to streamline business processes and workflows and enhancing data analytics and predictive modeling tools to inform risk selection and pricing decisions, notes the analyst, who also points out that management has non-renewed business in certain unprofitable states and classes of business over the last two years. The firm raised its 2025 and 2026 operating EPS estimates, largely to reflect stronger underwriting results, the analyst added.

Keefe Bruyette

Market Perform

maintain

$17 -> $18

2025-04-25

Reason

Keefe Bruyette

Price Target

$17 -> $18

2025-04-25

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on Donegal Group to $18 from $17 and keeps a Market Perform rating on the shares.

Keefe, Bruyette & Woods

Meyer Shields

Buy

Maintains

$16 → $17

2025-04-09

Reason

Keefe, Bruyette & Woods

Meyer Shields

Price Target

$16 → $17

2025-04-09

Maintains

Buy

Reason

Keefe Bruyette analyst Meyer Shields raised the firm's price target on Donegal Group to $17 from $16 and keeps a Market Perform rating on the shares.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Donegal Group Inc (DGICA.O) is , compared to its 5-year average forward P/E of . For a more detailed relative valuation and DCF analysis to assess Donegal Group Inc 's fair value, click here.

Forward PE
Forward EV/EBITDA
Forward PS

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

Current PE

NaN

Overvalued PE

Undervalued PE

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

Fair

5Y Average EV/EBITDA

Current EV/EBITDA

NaN

Overvalued EV/EBITDA

Undervalued EV/EBITDA

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

Current PS

NaN

Overvalued PS

Undervalued PS