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DGICA Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
17.310
Open
17.200
VWAP
17.16
Vol
117.62K
Mkt Cap
637.62M
Low
17.030
Amount
2.02M
EV/EBITDA(TTM)
7.67
Total Shares
37.05M
EV
651.12M
EV/OCF(TTM)
10.08
P/S(TTM)
--
Donegal Group Inc. is an insurance holding company. The Company, through its insurance subsidiaries and affiliates, offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern and Southwestern states. Its segments include investment function, commercial lines of insurance and personal lines of insurance. The commercial lines products of its insurance subsidiaries consist primarily of commercial automobile, commercial multi-peril, and worker's compensation policies. The personal lines products of its insurance subsidiaries consist primarily of homeowners and private passenger automobile policies. Its insurance subsidiaries are Atlantic States Insurance Company, Michigan Insurance Company, the Peninsula Insurance Group and Southern Insurance Company of Virginia. Its insurance subsidiaries and their affiliates write commercial and personal lines of property and casualty coverages.
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Events Timeline

(ET)
2026-04-30
07:00:00
Q1 Revenue at $236M, CEO Notes Softening Market Conditions
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2026-04-16 (ET)
2026-04-16
10:20:00
Donegal Group Declares Quarterly Cash Dividend of $0.1925 per Share
select
2026-03-11 (ET)
2026-03-11
09:10:00
Donegal Mutual Insurance Launches Next Phase of Technology Transformation
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2025-07-24 (ET)
2025-07-24
06:36:33
Donegal Group reports Q2 EPS 46c vs. 13c last year
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News

seekingalpha
9.5
04-30seekingalpha
Donegal Group Reports Q1 2026 Financial Results
  • Profitability Decline: Donegal Group's Q1 non-GAAP EPS stands at $0.32, reflecting a decrease compared to the previous year, which may undermine investor confidence in the company's financial stability.
  • Revenue Drop: The company reported revenue of $236 million, down 3.7% year-over-year, indicating weakened market demand that could limit future growth potential.
  • Premium Income Reduction: Net premiums earned decreased by 4.9% to $221.4 million, highlighting challenges in premium growth that may affect the overall financial health of the company.
  • Significant Net Income Decline: Net income fell to $11.5 million, or $0.31 per diluted share, a sharp drop from $25.2 million and $0.71 per diluted share a year earlier, indicating a substantial weakening in profitability.
NASDAQ.COM
9.5
04-30NASDAQ.COM
Donegal Group Reports Decline in Q1 Earnings
  • Earnings Decline: Donegal Group reported a net income of $11.51 million for Q1, translating to an EPS of $0.32, which represents a significant drop from last year's $25.21 million and $0.72 per share, indicating a marked reduction in profitability.
  • Revenue Decrease: The company's revenue for the quarter was $235.99 million, down 3.7% from $245.17 million last year, reflecting pressures from weak market demand and intensified competition.
  • Financial Performance Comparison: The dual decline in both earnings and revenue compared to the previous year suggests that the company is facing challenges in the current economic environment, potentially necessitating a reassessment of its market strategy to restore growth.
  • Uncertain Future Outlook: Given the significant declines in earnings and revenue, investor sentiment towards Donegal Group's future financial performance is cautious, which may impact its stock price and market confidence.
seekingalpha
9.5
04-29seekingalpha
Donegal Group Q1 Earnings Announcement Scheduled
  • Earnings Release Date: Donegal Group is set to announce its Q1 earnings on April 30 before market open, with a consensus EPS estimate of $0.40, reflecting a significant year-over-year decline of 43.7%, indicating pressure on profitability.
  • Revenue Expectations: The anticipated revenue for Q1 is $240.92 million, down 1.7% year-over-year, which highlights the company's growth challenges in the current economic environment and may impact investor confidence moving forward.
  • Historical Performance Review: Over the past year, Donegal Group has beaten EPS estimates 75% of the time and revenue estimates 50% of the time, demonstrating some level of profitability, but the sustainability of future performance remains a concern.
  • Estimate Revision Status: In the last three months, there have been no upward revisions to EPS estimates and one downward revision, indicating a cautious outlook from analysts regarding the company's future profitability, which could affect stock performance.
seekingalpha
8.0
04-16seekingalpha
Donegal Group Declares Quarterly Dividend Increase
  • Dividend Increase: Donegal Group has declared a quarterly dividend of $0.1925 per share, reflecting a 5.5% increase from the previous $0.1825, indicating the company's commitment to shareholder returns amid recovering profitability.
  • Yield Performance: The forward yield of 4.46% not only attracts income-seeking investors but also enhances the company's market appeal, potentially stabilizing its stock price in a competitive environment.
  • Shareholder Arrangement: The dividend is payable on May 15, with a record date of May 1 and an ex-dividend date also on May 1, ensuring timely returns for shareholders and reinforcing their trust in the company.
  • Profitability Return: While the company shows signs of profitability recovery, analysts note that the upside potential remains limited, prompting investors to monitor market dynamics to assess long-term investment value.
Newsfilter
8.0
04-16Newsfilter
Donegal Group Declares Quarterly Cash Dividends
  • Dividend Declaration: Donegal Group's board has declared a cash dividend of $0.1925 per share for Class A common stock and $0.175 for Class B, demonstrating the company's commitment to shareholder returns.
  • Dividend Growth: The dividends represent increases of 5.5% for Class A and 6.1% for Class B compared to the previous quarter, indicating the company's robust financial performance and improved profitability.
  • Payment Schedule: These dividends will be payable on May 15, 2026, to shareholders of record as of May 1, 2026, ensuring timely returns to investors and bolstering investor confidence.
  • Company Overview: Donegal Group is an insurance holding company offering property and casualty insurance across 21 states, with an A.M. Best rating of A (Excellent), reflecting its strong position in the insurance industry.
Newsfilter
9.5
04-06Newsfilter
Donegal Group to Release Q1 Earnings on April 30, 2026
  • Earnings Release Schedule: Donegal Group plans to release its Q1 earnings on April 30, 2026, before the NASDAQ market opens, reflecting the company's commitment to transparency and investor communication.
  • Investor Presentation: The company will provide a supplemental investor presentation alongside its earnings release, enhancing engagement with investors and likely attracting more attention and participation.
  • Management Webcast: At 8:30 AM EDT on April 30, 2026, Donegal Group will host a pre-recorded audio webcast featuring management commentary, improving investor understanding of the company's strategy and financial status.
  • Question Submission Process: Investors can submit questions via email by 5:00 PM EDT on April 16, 2026, demonstrating the company's focus on investor feedback and aiming to enhance communication efficiency and transparency.
Wall Street analysts forecast DGICA stock price to rise
1 Analyst Rating
Wall Street analysts forecast DGICA stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
21.00
Averages
21.00
High
21.00
Current: 0.000
sliders
Low
21.00
Averages
21.00
High
21.00
Keefe Bruyette
Market Perform
to
Hold
downgrade
$19 -> $18
AI Analysis
2026-05-01
Reason
Keefe Bruyette
Price Target
$19 -> $18
AI Analysis
2026-05-01
downgrade
Market Perform
to
Hold
Reason
Keefe Bruyette lowered the firm's price target on Donegal Group to $18 from $19 and keeps a Market Perform rating on the shares.
Keefe Bruyette
Market Perform
maintain
$19
2026-04-07
Reason
Keefe Bruyette
Price Target
$19
2026-04-07
maintain
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on Donegal Group to $19 from $19.50 and keeps a Market Perform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for DGICA
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Valuation Metrics

The current forward P/E ratio for Donegal Group Inc (DGICA.O) is 16.00, compared to its 5-year average forward P/E of 16.54. For a more detailed relative valuation and DCF analysis to assess Donegal Group Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
16.54
Current PE
16.00
Overvalued PE
17.36
Undervalued PE
15.72

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
7.90
Current EV/EBITDA
10.22
Overvalued EV/EBITDA
8.62
Undervalued EV/EBITDA
7.17

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.65
Current PS
0.65
Overvalued PS
0.68
Undervalued PS
0.62

Financials

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Frequently Asked Questions

What is Donegal Group Inc (DGICA) stock price today?

The current price of DGICA is 17.14 USD — it has decreased -0.41

What is Donegal Group Inc (DGICA)'s business?

Donegal Group Inc. is an insurance holding company. The Company, through its insurance subsidiaries and affiliates, offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern and Southwestern states. Its segments include investment function, commercial lines of insurance and personal lines of insurance. The commercial lines products of its insurance subsidiaries consist primarily of commercial automobile, commercial multi-peril, and worker's compensation policies. The personal lines products of its insurance subsidiaries consist primarily of homeowners and private passenger automobile policies. Its insurance subsidiaries are Atlantic States Insurance Company, Michigan Insurance Company, the Peninsula Insurance Group and Southern Insurance Company of Virginia. Its insurance subsidiaries and their affiliates write commercial and personal lines of property and casualty coverages.

What is the price predicton of DGICA Stock?

Wall Street analysts forecast DGICA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for DGICA is21.00 USD with a low forecast of 21.00 USD and a high forecast of 21.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Donegal Group Inc (DGICA)'s revenue for the last quarter?

Donegal Group Inc revenue for the last quarter amounts to 235.52M USD, decreased -3.94

What is Donegal Group Inc (DGICA)'s earnings per share (EPS) for the last quarter?

Donegal Group Inc. EPS for the last quarter amounts to USD, decreased -100.00

How many employees does Donegal Group Inc (DGICA). have?

Donegal Group Inc (DGICA) has 831 emplpoyees as of May 11 2026.

What is Donegal Group Inc (DGICA) market cap?

Today DGICA has the market capitalization of 637.62M USD.