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DGICA Overview

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ET
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0.000
0.000(0.000%)
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Intellectia

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High
17.420
Open
17.170
VWAP
17.27
Vol
130.23K
Mkt Cap
638.30M
Low
17.150
Amount
2.25M
EV/EBITDA(TTM)
6.38
Total Shares
37.00M
EV
650.45M
EV/OCF(TTM)
9.27
P/S(TTM)
0.65
Donegal Group Inc. (DGI) is an insurance holding company. The Company, through its insurance subsidiaries and affiliates, offers property and casualty lines of insurance in 21 Mid-Atlantic, Midwestern, Southern and Southwestern regions through approximately 2,100 independent insurance agencies. It operates through three segments: investment function, commercial lines of insurance and personal lines of insurance. The commercial lines products of its insurance subsidiaries consist primarily of commercial automobile, commercial multi-peril, and workers’ compensation policies. The personal lines products of insurance subsidiaries consist primarily of homeowners and private passenger automobile policies. The Company’s insurance subsidiaries are Atlantic States Insurance Company (Atlantic States), Michigan Insurance Company (MICO), the Peninsula Insurance Group (Peninsula), and Southern Insurance Company of Virginia (Southern).
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Events Timeline

(ET)
2026-03-11
09:10:00
Donegal Mutual Insurance Launches Next Phase of Technology Transformation
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2025-07-24 (ET)
2025-07-24
06:36:33
Donegal Group reports Q2 EPS 46c vs. 13c last year
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2025-04-24 (ET)
2025-04-24
07:14:13
Donegal Group reports Q1 EPS 71c vs. 18c last year
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2025-04-17 (ET)
2025-04-17
10:02:28
Donegal Group raises quarterly cash dividend 5.8% to 18.25c per share
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News

seekingalpha
9.5
02-19seekingalpha
Donegal Group Q4 Earnings Report Analysis
  • Earnings Miss: Donegal Group reported a Q4 non-GAAP EPS of $0.50, missing estimates by $0.03, indicating pressure on profitability that could affect investor confidence.
  • Revenue Decline: The company generated $240.14 million in revenue, a 3.9% year-over-year decrease, reflecting weak market demand that may lead to slower future growth.
  • Net Premiums Earned Drop: Net premiums earned fell by 4.1% to $226.9 million, suggesting challenges in premium income that could impact overall financial health.
  • Financial Metrics Shift: The combined ratio increased to 96.3% from 92.9% last year, indicating rising underwriting losses, while return on equity improved from 9.9% to 13.4%, yet overall financial performance still requires improvement.
Newsfilter
9.5
02-19Newsfilter
Donegal Group Reports Significant Net Income Growth in 2025 Financial Results
  • Net Income Performance: Donegal Group's net income for 2025 reached $79.3 million, translating to $2.18 per diluted share, representing a 56% increase from 2024, which highlights the company's significant improvement in financial performance and the effectiveness of its strategic decisions.
  • Premium Revenue Decline: The net premiums earned in 2025 totaled $921.2 million, a 1.7% decrease year-over-year, with commercial lines premiums increasing by 3% but personal lines premiums decreasing by 8%, indicating challenges in the competitive market that necessitate strategic adjustments for growth recovery.
  • Investment Income Volatility: In the fourth quarter of 2025, net investment income was $14.2 million, up 17.5% year-over-year, but overall investment performance was adversely affected by investment losses, reflecting the impact of market conditions on the company's investment strategy.
  • Rising Expense Ratio: The expense ratio for the fourth quarter of 2025 was 34.9%, an increase of 2.1 percentage points compared to 2024, primarily due to higher underwriting incentive costs, indicating pressure on the company to enhance operational efficiency.
Globenewswire
8.0
2025-12-18Globenewswire
Donegal Group Declares $0.1825 Quarterly Cash Dividend per Share
  • Dividend Announcement: Donegal Group's board declared a quarterly cash dividend of $0.1825 per share for Class A common stock and $0.165 for Class B, payable on February 17, 2026, reflecting the company's ongoing financial stability and commitment to shareholder returns.
  • Shareholder Record: The dividend payment is based on the shareholder record as of the close of business on February 3, 2026, ensuring timely returns to investors and further enhancing investor confidence.
  • Company Background: Donegal Group is an insurance holding company offering property and casualty insurance across 21 states, with an A.M. Best rating of A (Excellent), indicating its robust position in the insurance industry.
  • Strategic Goals: The company focuses on achieving sustained excellent financial performance and modernizing operations, aiming to enhance market competitiveness through profitable growth opportunities and superior customer experiences.
Newsfilter
8.0
2025-12-18Newsfilter
Donegal Group Declares $0.1825 Quarterly Cash Dividend per Share
  • Dividend Declaration: Donegal Group's board has declared a quarterly cash dividend of $0.1825 per share for Class A common stock and $0.165 for Class B, payable on February 17, 2026, reflecting the company's ongoing financial stability.
  • Shareholder Returns: This dividend payment will benefit shareholders of record as of February 3, 2026, indicating the company's commitment to enhancing shareholder value while showcasing its robust profitability.
  • Market Positioning: Operating in 21 states, Donegal Group offers property and casualty insurance and holds an A.M. Best rating of A (Excellent), underscoring its strong competitive position and credibility in the insurance market.
  • Strategic Objectives: The company focuses on modernizing operations and profitable growth, aiming to enhance market share by providing superior customer experiences and agent services, thereby solidifying its position in the insurance industry.
Newsfilter
8.0
2025-10-16Newsfilter
Donegal Group Inc. Declares Quarterly Dividend
  • Dividend Declaration: Donegal Group Inc. announced a quarterly cash dividend of $0.1825 per share for Class A common stock and $0.165 per share for Class B common stock, payable on November 17, 2025, to stockholders of record by November 3, 2025.

  • Company Overview: Donegal Group Inc. is an insurance holding company operating in 21 states, offering property and casualty insurance, and is rated A (Excellent) by A.M. Best. The company focuses on financial performance, operational modernization, profitable growth, and enhancing experiences for agents, customers, and employees.

Newsfilter
9.5
2025-10-06Newsfilter
Donegal Group Inc. Sets Date for Release of Third Quarter 2025 Financial Results
  • Earnings Release Announcement: Donegal Group Inc. will release its third-quarter results for the period ending September 30, 2025, on October 30, 2025, before NASDAQ trading begins, along with a supplemental investor presentation on its website.

  • Management Commentary and Q&A Session: A pre-recorded audio webcast featuring management commentary will be available at 8:30 am ET on the same day, followed by a Q&A session where questions can be submitted via email until October 23, 2025.

Wall Street analysts forecast DGICA stock price to rise
1 Analyst Rating
Wall Street analysts forecast DGICA stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
21.00
Averages
21.00
High
21.00
Current: 0.000
sliders
Low
21.00
Averages
21.00
High
21.00
Keefe Bruyette
Market Perform
downgrade
$21
AI Analysis
2026-02-20
Reason
Keefe Bruyette
Price Target
$21
AI Analysis
2026-02-20
downgrade
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on Donegal Group to $19.50 from $21 and keeps a Market Perform rating on the shares. The firm assumes slower premium and NII growth, higher large fire losses and expenses, and smaller reserve releases, partly offset by lower core and 2027E weather-related loss reserves, the analyst tells investors in a research note.
Keefe Bruyette
Meyer Shields
Market Perform
maintain
$20 -> $21
2026-01-06
Reason
Keefe Bruyette
Meyer Shields
Price Target
$20 -> $21
2026-01-06
maintain
Market Perform
Reason
Keefe Bruyette analyst Meyer Shields raised the firm's price target on Donegal Group to $21 from $20 and keeps a Market Perform rating on the shares.
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Valuation Metrics

The current forward P/E ratio for Donegal Group Inc (DGICA.O) is --, compared to its 5-year average forward P/E of --. For a more detailed relative valuation and DCF analysis to assess Donegal Group Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
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5Y Average PE
Current PE
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Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
Current EV/EBITDA
NaN
Overvalued EV/EBITDA
Undervalued EV/EBITDA

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
Current PS
NaN
Overvalued PS
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Financials

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Frequently Asked Questions

What is Donegal Group Inc (DGICA) stock price today?

The current price of DGICA is 17.25 USD — it has increased 0.23

What is Donegal Group Inc (DGICA)'s business?

Donegal Group Inc. (DGI) is an insurance holding company. The Company, through its insurance subsidiaries and affiliates, offers property and casualty lines of insurance in 21 Mid-Atlantic, Midwestern, Southern and Southwestern regions through approximately 2,100 independent insurance agencies. It operates through three segments: investment function, commercial lines of insurance and personal lines of insurance. The commercial lines products of its insurance subsidiaries consist primarily of commercial automobile, commercial multi-peril, and workers’ compensation policies. The personal lines products of insurance subsidiaries consist primarily of homeowners and private passenger automobile policies. The Company’s insurance subsidiaries are Atlantic States Insurance Company (Atlantic States), Michigan Insurance Company (MICO), the Peninsula Insurance Group (Peninsula), and Southern Insurance Company of Virginia (Southern).

What is the price predicton of DGICA Stock?

Wall Street analysts forecast DGICA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for DGICA is21.00 USD with a low forecast of 21.00 USD and a high forecast of 21.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Donegal Group Inc (DGICA)'s revenue for the last quarter?

Donegal Group Inc revenue for the last quarter amounts to 240.14M USD, decreased -3.93

What is Donegal Group Inc (DGICA)'s earnings per share (EPS) for the last quarter?

Donegal Group Inc. EPS for the last quarter amounts to 0.46 USD, decreased -33.33

How many employees does Donegal Group Inc (DGICA). have?

Donegal Group Inc (DGICA) has 831 emplpoyees as of March 25 2026.

What is Donegal Group Inc (DGICA) market cap?

Today DGICA has the market capitalization of 638.30M USD.