
CZFS Valuation
Citizens Financial Services Inc
- Overview
- Forecast
- Valuation
- Earnings
CZFS Relative Valuation
CZFS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CZFS is overvalued; if below, it's undervalued.
Historical Valuation
Citizens Financial Services Inc (CZFS) is now in the Fair zone, suggesting that its current forward PE ratio of 9.28 is considered Fairly compared with the five-year average of 9.42. The fair price of Citizens Financial Services Inc (CZFS) is between 53.28 to 79.22 according to relative valuation methord.
Relative Value
Fair Zone
53.28-79.22
Current Price:62.50
Fair
Trailing
Forward
P/E
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
0.96
P/B
Median3y
1.12
Median5y
1.13
9.93
FCF Yield
Median3y
10.08
Median5y
10.05
Competitors Valuation Multiple
The average P/S ratio for CZFS's competitors is 2.43, providing a benchmark for relative valuation. Citizens Financial Services Inc Corp (CZFS) exhibits a P/S ratio of 0.00, which is -100.00% above the industry average. Given its robust revenue growth of 5.86%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
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FAQ

Is Citizens Financial Services Inc (CZFS) currently overvalued or undervalued?
Citizens Financial Services Inc (CZFS) is now in the Fair zone, suggesting that its current forward PE ratio of 9.28 is considered Fairly compared with the five-year average of 9.42. The fair price of Citizens Financial Services Inc (CZFS) is between 53.28 to 79.22 according to relative valuation methord.

What is Citizens Financial Services Inc (CZFS) fair value?

How does CZFS's valuation metrics compare to the industry average?

What is the current P/B ratio for Citizens Financial Services Inc (CZFS) as of Jul 24 2025?

What is the current FCF Yield for Citizens Financial Services Inc (CZFS) as of Jul 24 2025?

What is the current Forward P/E ratio for Citizens Financial Services Inc (CZFS) as of Jul 24 2025?
