
CZFS
Citizens Financial Services Inc
$
54.600
- Overview
- Forecast
- Valuation

Line
|

Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
55.365
Open
55.310
VWAP
54.17
Vol
5.94K
Mkt Cap
259.87M
Low
53.8119
Amount
321.69K
EV/EBITDA(TTM)
15.24
Total Shares
4.75M
EV
531.81M
EV/OCF(TTM)
5.67
P/S(TTM)
2.77
Citizens Financial Services, Inc. is a bank holding company for First Citizens Community Bank (the Bank). The Bank is a full-service bank engaged in a range of banking activities and services for individual, business, governmental and institutional c...Show More
Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q1
FY2025Q2
FY2025Q3
23.50M
+6.3%
1.490
+1%
--
--
1.560
+20%
--
--
1.650
+3.77%
Estimates Revision
The market is revising No Change the revenue expectations for Citizens Financial Services, Inc. (CZFS) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by -7.06%.
Revenue Estimates for FY2025
No Change

0.00%
In Past 3 Month
EPS Estimates for FY2025
No Change

0.00%
In Past 3 Month
Stock Price
Go Down

-7.06%
In Past 3 Month
Valuation Metrics
The current forward P/E ratio for Citizens Financial Services Inc (CZFS.O) is 8.64, compared to its 5-year average forward P/E of 9.40. For a more detailed relative valuation and DCF analysis to assess Citizens Financial Services Inc 's fair value, click here.
Forward PE

Fair
5Y Average PE
9.40
Current PE
8.64
Overvalued PE
11.84
Undervalued PE
6.96
Forward EV/EBITDA

N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS

Fair
5Y Average PS
2.88
Current PS
2.83
Overvalued PS
4.11
Undervalued PS
1.65
Financials
Annual
Quarterly
FY2024Q4
YoY :
+3.64%
26.06M
Total Revenue
FY2024Q4
YoY :
+2.66%
9.51M
Operating Profit
FY2024Q4
YoY :
+5.88%
7.98M
Net Income after Tax
FY2024Q4
YoY :
+5.66%
1.68
EPS - Diluted
FY2024Q3
YoY :
+140.07%
182.65M
Free Cash Flow
FY2024Q4
YoY :
-100.00%
N/A
FCF Margin - %
FY2024Q4
YoY :
+2.43%
30.72
Net Margin - %
FY2024Q4
YoY :
+38.10%
4.64
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
8.4K
USD
1
6-9
Months
27.4K
USD
1
0-12
Months
0.0
USD
0
Bought
0-3
2
7.3K
USD
Months
3-6
2
17.3K
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
CZFS News & Events
Events Timeline
2025-01-30 (ET)
2025-01-30
15:27:59
Citizens Financial Services reports Q4 EPS $1.68 vs. $1.59 last year

News
9.5
01-30SeekingAlphaCitizens Financial Services GAAP EPS of $1.68 beats by $0.15, revenue of $26.21M
-.-
01-30PRnewswireCITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FULL YEAR AND FOURTH QUARTER 2024 FINANCIAL RESULTS
-.-
2024-10-30PRnewswireCITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED THIRD QUARTER 2024 FINANCIAL RESULTS
9.5
2024-10-21NASDAQ.COMLCNB (LCNB) Q3 Earnings and Revenues Top Estimates
9.5
2024-10-17NASDAQ.COMIndependent Bank Corp. (INDB) Surpasses Q3 Earnings and Revenue Estimates
8.0
2024-09-11Yahoo FinanceDiscover 3 US Dividend Stocks Yielding Over 3%
4.5
2024-08-27Yahoo FinanceTop US Dividend Stocks To Consider In August 2024
4.0
2024-08-12Yahoo FinanceTop US Dividend Stocks To Watch In August 2024
6.4
2024-07-31Business InsiderCZFS Stock Earnings: Citizens Financial Servs Misses EPS, Beats Revenue for Q2 2024
6.8
2024-07-30NASDAQ.COMCitizens Financial Services (CZFS) Misses Q2 Earnings and Revenue Estimates
6.8
2024-07-30SeekingAlphaCitizens Financial Services GAAP EPS of $1.11 misses by $0.21, revenue of $24.64M
7.2
2024-07-26NASDAQ.COMTerritorial Bancorp (TBNK) Reports Q2 Loss, Lags Revenue Estimates
6.8
2024-07-22NASDAQ.COMTrustCo Bank (TRST) Q2 Earnings and Revenues Beat Estimates
4.0
2024-06-28Yahoo Finance3 Leading Dividend Stocks With Yields Up To 4.9%
4.0
2024-06-20NASDAQ.COMNew Strong Sell Stocks for June 20th
-.-
2024-04-30SeekingAlphaCitizens Financial Services upgraded to Buy at Janney on discounted valuation
-.-
2024-04-26earningCitizens Financial Services GAAP EPS of $1.49, revenue of $25.93M
-.-
2024-04-26Business InsiderCZFS Stock Earnings: Citizens Financial Servs Misses EPS, Beats Revenue for Q1 2024
-.-
2024-04-25NASDAQ.COMCitizens Financial Services (CZFS) Misses Q1 Earnings Estimates
-.-
2024-04-22earningMainStreet Bank Q1 Earnings and Revenues Lag Estimates
People Also Watch

CBL
CBL & Associates Properties Inc
22.510
USD
-0.71%

SXC
SunCoke Energy Inc
9.000
USD
+4.65%

CINT
Ci&T Inc
4.870
USD
+3.40%

PTLO
Portillos Inc
12.000
USD
+4.44%

CAPL
Crossamerica Partners LP
22.000
USD
+1.24%

ATLC
Atlanticus Holdings Corp
51.430
USD
+2.37%

UXIN
Uxin Ltd
3.590
USD
+2.28%

HCSG
Healthcare Services Group Inc
9.770
USD
-0.10%

EYE
National Vision Holdings Inc
11.540
USD
+0.35%

ERII
Energy Recovery Inc
14.840
USD
+1.64%
FAQ

What is Citizens Financial Services Inc (CZFS) stock price today?
The current price of CZFS is 54.6 USD — it has decreased -1.27 % in the last trading day.

What is Citizens Financial Services Inc (CZFS)'s business?

What is the price predicton of CZFS Stock?

What is Citizens Financial Services Inc (CZFS)'s revenue for the last quarter?

What is Citizens Financial Services Inc (CZFS)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for Citizens Financial Services Inc (CZFS)'s fundamentals?

How many employees does Citizens Financial Services Inc (CZFS). have?
