COFS Relative Valuation
COFS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, COFS is overvalued; if below, it's undervalued.
Historical Valuation
ChoiceOne Financial Services Inc (COFS) is now in the Fair zone, suggesting that its current forward PE ratio of 8.99 is considered Fairly compared with the five-year average of 5.11. The fair price of ChoiceOne Financial Services Inc (COFS) is between 12.13 to 36.56 according to relative valuation methord.
Relative Value
Fair Zone
12.13-36.56
Current Price：31.63
Fair
8.97
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
ChoiceOne Financial Services Inc. (COFS) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
ChoiceOne Financial Services Inc. (COFS) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
2.71
PS
ChoiceOne Financial Services Inc. (COFS) has a current PS of 2.71. The 5-year average PS is 0.42. The thresholds are as follows: Strongly Undervalued below -1.40, Undervalued between -1.40 and -0.49, Fairly Valued between 1.33 and -0.49, Overvalued between 1.33 and 2.25, and Strongly Overvalued above 2.25. The current Forward PS of 2.71 falls within the Strongly Overvalued range.
0.00
P/OCF
ChoiceOne Financial Services Inc. (COFS) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
ChoiceOne Financial Services Inc. (COFS) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
ChoiceOne Financial Services Inc (COFS) has a current Price-to-Book (P/B) ratio of 1.06. Compared to its 3-year average P/B ratio of 1.05 , the current P/B ratio is approximately 0.72% higher. Relative to its 5-year average P/B ratio of 1.00, the current P/B ratio is about 6.39% higher. ChoiceOne Financial Services Inc (COFS) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 18.14%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 17.50% , the current FCF yield is about -100.00% lower.
1.06
P/B
Median3y
1.05
Median5y
1.00
7.89
FCF Yield
Median3y
18.14
Median5y
17.50
Competitors Valuation Multiple
The average P/S ratio for COFS's competitors is , providing a benchmark for relative valuation. ChoiceOne Financial Services Inc Corp (COFS) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 84.97%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of COFS decreased by 11.25% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 21.62M to 39.99M.
The secondary factor is the Margin Expansion, contributed 8.00%to the performance.
Overall, the performance of COFS in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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