COFS Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

43.80M

+79.93%

0.903

+8.83%

43.10M

+38%

0.857

-0.39%

0.873

-4.03%

Estimates Revision

The market is revising Upward the revenue expectations for ChoiceOne Financial Services, Inc. (COFS) for FY2025, with the revenue forecasts being adjusted by 0.87% over the past three months. During the same period, the stock price has changed by 1.96%.

Revenue Estimates for FY2025

Revise Upward

+0.87%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-1%

In Past 3 Month

Stock Price

Go Up

+1.96%

In Past 3 Month

Valuation Metrics

The current forward P/E ratio for ChoiceOne Financial Services Inc (COFS.O) is 8.21, compared to its 5-year average forward P/E of 5.26. For a more detailed relative valuation and DCF analysis to assess ChoiceOne Financial Services Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

5.26

Current PE

8.21

Overvalued PE

9.57

Undervalued PE

0.95

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

0.47

Current PS

2.48

Overvalued PS

1.42

Undervalued PS

-0.49

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders areBuying! The selling amount has increased 47718.79% over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders areBuying! The selling amount has increased 47718.79% over the last month.

Sold

Bought

COFS News & Events

Events Timeline

No data

News

5.0

01-03Yahoo Finance

ChoiceOne Financial Services Insiders Buy $143K in Shares

8.0

2025-12-04SeekingAlpha

ChoiceOne Financial Services announces a dividend of $0.29

9.5

2025-10-24PRnewswire

ChoiceOne Reports Third Quarter 2025 Results

People Also Watch

Frequently Asked Questions

What is ChoiceOne Financial Services Inc (COFS) stock price today?

The current price of COFS is 28.66 USD — it has increased 0.39 % in the last trading day.

What is ChoiceOne Financial Services Inc (COFS)'s business?

ChoiceOne Financial Services, Inc. is a financial holding company headquartered in Sparta, Michigan and the parent corporation of ChoiceOne Bank and The State Bank. It operates 56 offices in parts of Kent, Ottawa, Muskegon, Newaygo, Lapeer, St. Clair, Macomb, Genesee, Jackson, Livingston, Ingham, Saginaw, Shiawassee, and Bay counties. It offers deposit, payment, credit and other financial services to all types of customers. Its services include time, savings, and demand deposits, safe deposit services, and automated transaction machine services. Commercial lending covers such categories as business, industry, agricultural, construction, inventory, and real estate. It provides services to small businesses and consumers in West, Central and Southeast Michigan a line of products and services delivered through a retail network including digital and branch banking. It offers insurance and investment products through ChoiceOne Insurance Agencies, Inc.

What is the price predicton of COFS Stock?

Wall Street analysts forecast COFS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for COFS is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is ChoiceOne Financial Services Inc (COFS)'s revenue for the last quarter?

ChoiceOne Financial Services Inc revenue for the last quarter amounts to 39.99M USD, increased 84.97 % YoY.

What is ChoiceOne Financial Services Inc (COFS)'s earnings per share (EPS) for the last quarter?

ChoiceOne Financial Services Inc. EPS for the last quarter amounts to 0.97 USD, increased 14.12 % YoY.

What changes have occurred in the market's expectations for ChoiceOne Financial Services Inc (COFS)'s fundamentals?

How many employees does ChoiceOne Financial Services Inc (COFS). have?

ChoiceOne Financial Services Inc (COFS) has 336 emplpoyees as of January 08 2026.

What is ChoiceOne Financial Services Inc (COFS) market cap?

Today COFS has the market capitalization of 430.58M USD.