Historical Valuation
Capital One Financial Corp (COF) is now in the Overvalued zone, suggesting that its current forward PE ratio of 12.51 is considered Overvalued compared with the five-year average of 8.80. The fair price of Capital One Financial Corp (COF) is between 152.95 to 225.20 according to relative valuation methord. Compared to the current price of 249.20 USD , Capital One Financial Corp is Overvalued By 10.66%.
Relative Value
Fair Zone
152.95-225.20
Current Price：249.20
10.66%
Overvalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Capital One Financial Corp (COF) has a current Price-to-Book (P/B) ratio of 1.45. Compared to its 3-year average P/B ratio of 1.05 , the current P/B ratio is approximately 38.51% higher. Relative to its 5-year average P/B ratio of 1.04, the current P/B ratio is about 39.36% higher. Capital One Financial Corp (COF) has a Forward Free Cash Flow (FCF) yield of approximately 13.23%. Compared to its 3-year average FCF yield of 31.67%, the current FCF yield is approximately -58.24% lower. Relative to its 5-year average FCF yield of 27.35% , the current FCF yield is about -51.65% lower.
P/B
Median3y
1.05
Median5y
1.04
FCF Yield
Median3y
31.67
Median5y
27.35
Competitors Valuation Multiple
AI Analysis for COF
The average P/S ratio for COF competitors is 2.37, providing a benchmark for relative valuation. Capital One Financial Corp Corp (COF.N) exhibits a P/S ratio of 2.51, which is 6.05% above the industry average. Given its robust revenue growth of 54.13%, this premium appears sustainable.
Performance Decomposition
AI Analysis for COF
1Y
3Y
5Y
Market capitalization of COF increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of COF in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is COF currently overvalued or undervalued?
Capital One Financial Corp (COF) is now in the Overvalued zone, suggesting that its current forward PE ratio of 12.51 is considered Overvalued compared with the five-year average of 8.80. The fair price of Capital One Financial Corp (COF) is between 152.95 to 225.20 according to relative valuation methord. Compared to the current price of 249.20 USD , Capital One Financial Corp is Overvalued By 10.66% .
What is Capital One Financial Corp (COF) fair value?
COF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Capital One Financial Corp (COF) is between 152.95 to 225.20 according to relative valuation methord.
How does COF's valuation metrics compare to the industry average?
The average P/S ratio for COF's competitors is 2.37, providing a benchmark for relative valuation. Capital One Financial Corp Corp (COF) exhibits a P/S ratio of 2.51, which is 6.05% above the industry average. Given its robust revenue growth of 54.13%, this premium appears sustainable.
What is the current P/B ratio for Capital One Financial Corp (COF) as of Jan 12 2026?
As of Jan 12 2026, Capital One Financial Corp (COF) has a P/B ratio of 1.45. This indicates that the market values COF at 1.45 times its book value.
What is the current FCF Yield for Capital One Financial Corp (COF) as of Jan 12 2026?
As of Jan 12 2026, Capital One Financial Corp (COF) has a FCF Yield of 13.23%. This means that for every dollar of Capital One Financial Corp’s market capitalization, the company generates 13.23 cents in free cash flow.
What is the current Forward P/E ratio for Capital One Financial Corp (COF) as of Jan 12 2026?
As of Jan 12 2026, Capital One Financial Corp (COF) has a Forward P/E ratio of 12.51. This means the market is willing to pay $12.51 for every dollar of Capital One Financial Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Capital One Financial Corp (COF) as of Jan 12 2026?
As of Jan 12 2026, Capital One Financial Corp (COF) has a Forward P/S ratio of 2.51. This means the market is valuing COF at $2.51 for every dollar of expected revenue over the next 12 months.