COF Relative Valuation
COF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, COF is overvalued; if below, it's undervalued.
Historical Valuation
Capital One Financial Corp (COF) is now in the Overvalued zone, suggesting that its current forward PE ratio of 11.57 is considered Overvalued compared with the five-year average of 8.72. The fair price of Capital One Financial Corp (COF) is between 153.14 to 224.71 according to relative valuation methord. Compared to the current price of 229.71 USD , Capital One Financial Corp is Overvalued By 2.23%.
Relative Value
Fair Zone
153.14-224.71
Current Price：229.71
2.23%
Overvalued
11.57
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Capital One Financial Corp. (COF) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Capital One Financial Corp. (COF) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.30
PS
Capital One Financial Corp. (COF) has a current PS of 2.30. The 5-year average PS is 1.56. The thresholds are as follows: Strongly Undervalued below 0.65, Undervalued between 0.65 and 1.11, Fairly Valued between 2.01 and 1.11, Overvalued between 2.01 and 2.47, and Strongly Overvalued above 2.47. The current Forward PS of 2.30 falls within the Overvalued range.
0.00
P/OCF
Capital One Financial Corp. (COF) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Capital One Financial Corp. (COF) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Capital One Financial Corp (COF) has a current Price-to-Book (P/B) ratio of 1.35. Compared to its 3-year average P/B ratio of 1.03 , the current P/B ratio is approximately 30.74% higher. Relative to its 5-year average P/B ratio of 1.03, the current P/B ratio is about 30.36% higher. Capital One Financial Corp (COF) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 32.06%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 27.73% , the current FCF yield is about -100.00% lower.
1.35
P/B
Median3y
1.03
Median5y
1.03
14.43
FCF Yield
Median3y
32.06
Median5y
27.73
Competitors Valuation Multiple
The average P/S ratio for COF's competitors is 2.53, providing a benchmark for relative valuation. Capital One Financial Corp Corp (COF) exhibits a P/S ratio of , which is -100.00% above the industry average. Given its robust revenue growth of 54.13%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of COF increased by 28.82% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 9.66B to 14.88B.
The secondary factor is the Margin Expansion, contributed 16.58%to the performance.
Overall, the performance of COF in the past 1 year is driven by Revenue Growth. Which is more sustainable.
People Also Watch
FAQ
Is Capital One Financial Corp (COF) currently overvalued or undervalued?
What is Capital One Financial Corp (COF) fair value?
How does COF's valuation metrics compare to the industry average?
What is the current P/B ratio for Capital One Financial Corp (COF) as of Dec 05 2025?
What is the current FCF Yield for Capital One Financial Corp (COF) as of Dec 05 2025?
What is the current Forward P/E ratio for Capital One Financial Corp (COF) as of Dec 05 2025?