COF Relative Valuation
COF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, COF is overvalued; if below, it's undervalued.
Historical Valuation
Capital One Financial Corp (COF) is now in the Overvalued zone, suggesting that its current forward PE ratio of 12.51 is considered Overvalued compared with the five-year average of 8.80. The fair price of Capital One Financial Corp (COF) is between 155.21 to 228.83 according to relative valuation methord. Compared to the current price of 253.25 USD , Capital One Financial Corp is Overvalued By 10.67%.
Relative Value
Fair Zone
155.21-228.83
Current Price：253.25
10.67%
Overvalued
12.51
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Capital One Financial Corp. (COF) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Capital One Financial Corp. (COF) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.51
PS
Capital One Financial Corp. (COF) has a current PS of 2.51. The 5-year average PS is 1.57. The thresholds are as follows: Strongly Undervalued below 0.64, Undervalued between 0.64 and 1.11, Fairly Valued between 2.04 and 1.11, Overvalued between 2.04 and 2.51, and Strongly Overvalued above 2.51. The current Forward PS of 2.51 falls within the Strongly Overvalued range.
0.00
P/OCF
Capital One Financial Corp. (COF) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Capital One Financial Corp. (COF) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Capital One Financial Corp (COF) has a current Price-to-Book (P/B) ratio of 1.45. Compared to its 3-year average P/B ratio of 1.05 , the current P/B ratio is approximately 38.69% higher. Relative to its 5-year average P/B ratio of 1.04, the current P/B ratio is about 39.39% higher. Capital One Financial Corp (COF) has a Forward Free Cash Flow (FCF) yield of approximately 13.23%. Compared to its 3-year average FCF yield of 31.68%, the current FCF yield is approximately -58.25% lower. Relative to its 5-year average FCF yield of 27.36% , the current FCF yield is about -51.66% lower.
1.45
P/B
Median3y
1.05
Median5y
1.04
13.23
FCF Yield
Median3y
31.68
Median5y
27.36
Competitors Valuation Multiple
The average P/S ratio for COF's competitors is 2.37, providing a benchmark for relative valuation. Capital One Financial Corp Corp (COF) exhibits a P/S ratio of 2.51, which is 6.05% above the industry average. Given its robust revenue growth of 54.13%, this premium appears sustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of COF increased by 24.32% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 9.66B to 14.88B.
The secondary factor is the Margin Expansion, contributed 16.58%to the performance.
Overall, the performance of COF in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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Frequently Asked Questions
Is Capital One Financial Corp (COF) currently overvalued or undervalued?
Capital One Financial Corp (COF) is now in the Overvalued zone, suggesting that its current forward PE ratio of 12.51 is considered Overvalued compared with the five-year average of 8.80. The fair price of Capital One Financial Corp (COF) is between 155.21 to 228.83 according to relative valuation methord. Compared to the current price of 253.25 USD , Capital One Financial Corp is Overvalued By 10.67% .
What is Capital One Financial Corp (COF) fair value?
COF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Capital One Financial Corp (COF) is between 155.21 to 228.83 according to relative valuation methord.
How does COF's valuation metrics compare to the industry average?
The average P/S ratio for COF's competitors is 2.37, providing a benchmark for relative valuation. Capital One Financial Corp Corp (COF) exhibits a P/S ratio of 2.51, which is 6.05% above the industry average. Given its robust revenue growth of 54.13%, this premium appears sustainable.
What is the current P/B ratio for Capital One Financial Corp (COF) as of Jan 08 2026?
As of Jan 08 2026, Capital One Financial Corp (COF) has a P/B ratio of 1.45. This indicates that the market values COF at 1.45 times its book value.
What is the current FCF Yield for Capital One Financial Corp (COF) as of Jan 08 2026?
As of Jan 08 2026, Capital One Financial Corp (COF) has a FCF Yield of 13.23%. This means that for every dollar of Capital One Financial Corp’s market capitalization, the company generates 13.23 cents in free cash flow.
What is the current Forward P/E ratio for Capital One Financial Corp (COF) as of Jan 08 2026?
As of Jan 08 2026, Capital One Financial Corp (COF) has a Forward P/E ratio of 12.51. This means the market is willing to pay $12.51 for every dollar of Capital One Financial Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Capital One Financial Corp (COF) as of Jan 08 2026?
As of Jan 08 2026, Capital One Financial Corp (COF) has a Forward P/S ratio of 2.51. This means the market is valuing COF at $2.51 for every dollar of expected revenue over the next 12 months.