Should I Buy CMA? CMA 2026 Analysis

Should You Buy Comerica Inc (CMA) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

92.860

1 Day change

0.18%

52 Week Range

99.410

Analysis Updated At

2026/01/28

CMA is not a good buy right now for a beginner, long-term investor who wants to enter immediately. Despite bullish longer-term moving averages and generally higher analyst price targets, near-term momentum is weakening (bearish MACD), insiders are aggressively selling, and a fresh discrimination lawsuit adds headline risk. If you must act today, this is better as a HOLD (or avoid starting a new position) rather than an immediate BUY.

Technical Analysis

Price is 91.99 (-2.48% today), sitting below the pivot (94.047) and close to first support (S1=90.093). Trend is mixed: the moving-average stack is bullish (SMA_5 > SMA_20 > SMA_200), suggesting the broader uptrend remains intact, but momentum has turned down—MACD histogram is negative (-0.146) and worsening, which often precedes additional pullback. RSI(6)=43.8 is neutral-to-soft (not oversold), so there isn’t a strong ‘dip-buy’ technical trigger. Key levels: support 90.09 then 87.65; resistance 94.05 then 98. A durable buy setup would look better if price reclaims ~94 with improving MACD/RSI.

Options Data

Bullish

Open Interest Put-Call Ratio

Bearish

Option Volume Put-Call Ratio

Options positioning is split: open interest put/call at 0.2 is call-heavy (bullish longer-term positioning), but today’s put/call volume at 1.86 indicates bearish/defensive near-term sentiment. Implied vol (30d) is 38.1 vs historical vol 31.65, meaning options are pricing elevated near-term uncertainty, consistent with event/headline risk. Volume is also light versus its 30-day average (~20%), so the bearish volume ratio may reflect a small set of protective trades rather than broad panic.

Technical Summary

Sell

Buy

Positive Catalysts

Event-driven: acquisition-related optimism (Street commentary expects the Fifth Third deal to close as planned in Q1), which can support the stock if deal terms remain intact.
Fundamental tailwinds cited by analysts for banks into 2026 (repricing tailwinds, balance sheet growth).
Reputational/regulatory positive: ‘Outstanding’ 2025 CRA rating and strong community lending figure ($8.3B loans cited).

Neutral/Negative Catalysts

New lawsuit headline: employment discrimination/DEI quota allegations (can pressure sentiment and create legal/PR overhang).
Insider selling: insiders are selling and the selling amount rose ~161.86% over the last month (bearish signal for near-term confidence).
Technical momentum deterioration: bearish, expanding negative MACD while price is below pivot resistance (risk of testing 90/87.65 supports).
Options tape: put volume dominating calls today (near-term caution).

Financial Performance

Latest reported quarter: 2025/Q4. Revenue grew to $781M (+4.55% YoY), EPS rose to $1.27 (+4.10% YoY), and net income increased to $164M (+0.61% YoY). This shows modest top-line and EPS growth with relatively flat net income growth—solid but not a breakout growth profile, consistent with a mature regional bank story.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Recent analyst trend is mixed-to-improving: UBS upgraded CMA to Buy (PT $106) ahead of the expected deal close; TD Cowen stayed Hold and lifted PT to $94; Evercore remained In Line (~$89); Citi stayed Neutral (~$88). Barclays kept an Underweight rating but raised PT sharply to $114 (a notable disconnect: higher target but still cautious stance). Wall Street ‘pros’ view: deal-related visibility and banking tailwinds into 2026 support upside. ‘Cons’ view: rating dispersion (many Holds/Neutrals), plus caution typical for regionals, suggests limited conviction—and insider selling strengthens the cautious case.

9 Analyst Rating

Wall Street analysts forecast CMA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CMA is 94.44 USD with a low forecast of 77 USD and a high forecast of 114 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

3 Buy

5 Hold

1 Sell

Hold

Current: 92.690

Low

Averages

94.44

High

114

Current: 92.690

Low

Averages

94.44

High

114

Keefe Bruyette

Market Perform

maintain

$53 -> $55

AI Analysis

2026-01-21

Reason

Keefe Bruyette

Price Target

$53 -> $55

AI Analysis

2026-01-21

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on Fifth Third (FITB) to $55 from $53 and keeps a Market Perform rating on the shares. The benefits of the Comerica (CMA) deal are accruing to Fifth Third quicker than initially expected, the analyst tells investors in a research note.

RBC Capital

Outperform

maintain

$52 -> $57

2026-01-21

Reason

RBC Capital

Price Target

$52 -> $57

2026-01-21

maintain

Outperform

Reason

RBC Capital raised the firm's price target on Fifth Third (FITB) to $57 from $52 and keeps an Outperform rating on the shares after its Q4 earnings beat. The outlook for Fifth Third is positive, and under Chairman, CEO, and President Tim Spence's leadership, the bank is turning into a strong steward of shareholder's capital, the analyst tells investors in a research note. The management is also committed to delivering "through- the-cycle" stable and profitable results supported by reasonable growth, while its acquisition announcement of Comerica (CMA) is a very good example of pricing discipline and management's focus on creating long-term shareholders' value, the firm added.

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CMA Should I Buy

CMA Should I Buy

Should You Buy Comerica Inc (CMA) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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