Earning Analysis
Welcome to our in-depth analysis of Canadian Imperial Bank of Commerce(CM) earnings, offering investors a detailed look into the company’s financial performance, revenue trends, earnings per share (EPS), and market reactions. This page provides a comprehensive overview of Canadian Imperial Bank of Commerce earnings history, forecasts, and key financial metrics, empowering you with the data needed to make informed investment decisions. Whether you're tracking quarterly results, analyzing earnings surprises, or exploring future projections, our detailed breakdown covers it all.
Earnings Forecast
Revenue
EPS
Currency: CAD
Actual
Estimate
Surprise Analysis
| FY2025Q4 | 2025-12-04 | Pre-Market | 1.49 | 1.57 | +5.37 | 7.26B | 7.58B | +4.31 | +4.31 | - |
| FY2025Q3 | 2025-08-28 | Pre-Market | 1.43 | 1.57 | +9.79 | 7.05B | 7.25B | +2.94 | +2.31 | +4.20 |
| FY2025Q2 | 2025-05-29 | Pre-Market | 1.34 | 1.44 | +7.46 | 6.90B | 7.02B | +1.71 | -0.07 | -0.32 |
| FY2025Q1 | 2025-02-27 | Pre-Market | 1.38 | 2.20 | +59.42 | 6.86B | 7.28B | +6.12 | -0.93 | -3.79 |
| FY2024Q4 | 2024-12-05 | Pre-Market | 1.26 | 1.40 | +11.11 | 6.52B | 6.62B | +1.48 | +4.65 | +5.80 |
| FY2024Q3 | 2024-08-29 | Pre-Market | 1.28 | 1.41 | +10.16 | 6.27B | 6.60B | +5.30 | +5.46 | +9.54 |
| FY2024Q2 | 2024-05-30 | - | 1.22 | 1.29 | +5.74 | 6.08B | 6.16B | +1.33 | +7.50 | +4.72 |
| FY2024Q1 | 2024-02-29 | - | 1.24 | 1.34 | +8.06 | 6.07B | 6.22B | +2.51 | +2.23 | +5.98 |
| FY2023Q4 | 2023-11-30 | - | 1.13 | 1.16 | +2.65 | 5.93B | 5.84B | -1.48 | +5.20 | +8.15 |
| FY2023Q3 | 2023-08-31 | - | 1.25 | 1.14 | -8.80 | 5.81B | 5.88B | +1.25 | -3.11 | -4.35 |
CM Earnings Analysis
Our earnings analysis provides a granular look at the company’s performance across recent fiscal quarters, highlighting key metrics such as revenue, EPS, and operating margins. By examining actual results against analyst estimates, we uncover trends and surprises that drive stock price movements, offering valuable insights for both short-term traders and long-term investors.
In the most recent quarter, Canadian Imperial Bank of Commerce reported performance for FY2025Q4, announced on 2025-12-04. The company achieved an EPS of 1.57, compared to analyst estimates of 1.49 by 5.37% . Revenue for the quarter reached 7.58B compared to expectations of 7.26B by 4.31% .
The stock price reacted with a 4.31% one-day change and a % five-day change following the earnings release. These movements reflect market reaction in Canadian Imperial Bank of Commerce growth trajectory and strategic initiatives.
CM Earnings Forecast
Looking ahead, Canadian Imperial Bank of Commerce(CM) remains a focal point for investors seeking growth opportunities. Analyst forecasts for 2026/Q1 project quarter revenue of 7.35B and an EPS of 2.30.
However, recent estimate revisions provide additional context. Over the past three months, revenue estimates for FY2025 have been Revise Upward by 0.09%, while EPS estimates have been Revise Upward by 0.27%. For the upcoming Q4 2025, revenue estimates have been adjusted Revise Upward by 0.99% . These revisions correlate with a 15.65% change in stock price over the same period, suggesting potential buying opportunities for investors who believe in Canadian Imperial Bank of Commerce long-term fundamentals.
The relationship between earnings forecast revisions and stock price movements is critical for investors. Positive revisions in revenue or EPS often signal strengthening fundamentals, making temporary price dips attractive entry points. Conversely, downward revisions may reflect short-term challenges.
Estimate Revision
The chart shows the correlation between CM's stock price and earnings forecast revisions. Positive revisions in Revenue or EPS often strengthen the stock's fundamentals, making price dips potential buying opportunities.
Revenue Estimates for FY2025
Revise Upward
+0.09%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+0.27%
In Past 3 Month
Revenue Estimates for Q4 2025
Revise Upward
+0.99%
In Past 3 Month
Stock Price
Go Up
+15.65%
In Past 3 Month
1Y
3Y
5Y
Annual FY 2025
Currency: USD
1Y
3Y
5Y
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Revenue Estimate-Annual FY 2025:28.77B
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EPS Estimate-Annual FY 2025:8.48
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Stock Price90.58
CM Revenue and EPS Performance: A Historical Perspective
Canadian Imperial Bank of Commerce revenue and earnings per share (EPS) performance over recent quarters provides a clear picture of its financial health. Below is a detailed breakdown of the company’s earnings history, showcasing actual results, analyst estimates, and surprise percentages for key fiscal quarters:
FY2025Q4 (2025-12-04,Pre-Market):
EPS: 1.57 (Actual) vs.1.49 (Estimate) (5.37%)
Revenue: 7.58B (Actual) vs. 7.26B (Estimate) (4.31%)
Price Reaction: 4.31%(1-Day), %(5-Day)
FY2025Q3 (2025-08-28,Pre-Market):
EPS: 1.57 (Actual) vs.1.43 (Estimate) (9.79%)
Revenue: 7.25B (Actual) vs. 7.05B (Estimate) (2.94%)
Price Reaction: 2.31%(1-Day), 4.20%(5-Day)
FY2025Q2 (2025-05-29,Pre-Market):
EPS: 1.44 (Actual) vs.1.34 (Estimate) (7.46%)
Revenue: 7.02B (Actual) vs. 6.90B (Estimate) (1.71%)
Price Reaction: -0.07%(1-Day), -0.32%(5-Day)
Earnings Reaction
The chart below shows how CM performed 10 days before and after its earnings report, based on data from the past quarters. Typically, CM sees a -3.76% change in stock price 10 days leading up to the earnings, and a +1.04% change 10 days following the report. On the earnings day itself, the stock moves by +2.75%. This data can give you a slight idea of what to expect for the next quarter's release.
For example, in OCT/2025, the stock changed % on the day following the earnings release and then changed by 0% over the next 10 days. These patterns provide investors with valuable insights into potential price movements and help inform trading strategies around earnings events.
Transcript Summary
Canadian Imperial Bank of Commerce (CM) Q4 2025 Earnings Call Summary
Positive
2025-12-04
The earnings call summary reveals strong financial performance with significant revenue growth across various segments, particularly in Capital Markets. Positive guidance on ROE, NIM, and capital management further enhances sentiment. The Q&A section supports this with management's confidence in risk management and strategic growth areas like AI and private credit. However, some uncertainties remain, such as technology spend growth and USMCA impacts, but overall, the positive aspects outweigh these concerns, suggesting a positive stock price movement.
Canadian Imperial Bank of Commerce (CM) Q3 2025 Earnings Call Summary
Positive
2025-08-28
The earnings call highlights strong financial performance with revenue growth, increased net income across segments, and reduced credit losses. Management's commitment to share buybacks and dividend increases, along with optimistic ROE projections, further boosts sentiment. The Q&A session confirms sustainability of margin improvements and effective risk management. Despite some lack of specific future guidance, the overall positive trends and strategic execution suggest a positive stock price movement over the next two weeks.
Canadian Imperial Bank of Commerce (CM) Q2 2025 Earnings Call Summary
Positive
2025-05-30
The earnings call reveals strong financial performance with record EPS, robust revenue growth, and significant shareholder returns through share repurchases. Despite increased credit loss provisions and economic uncertainties, the bank's strategic investments and confidence in credit quality suggest resilience. The Q&A section didn't highlight critical risks, and management's optimism about economic growth and strategic priorities further supports a positive outlook. The combination of strong financials and shareholder returns outweighs the concerns, leading to a likely positive stock price movement.
Canadian Imperial Bank of Commerce (CM) Q2 2025 Earnings Call Summary
Positive
2025-05-29
The earnings call summary shows strong financial performance with record revenues and EPS, alongside optimistic guidance and strategic investments in technology. The Q&A section reveals some concerns about margins and credit losses, but overall, management's responses were reassuring. The positive financial results and strategic priorities outweigh the uncertainties, suggesting a positive stock price movement.
Canadian Imperial Bank of Commerce (CM) Q2 2025 Earnings Call Summary
Positive
2025-05-29
CIBC's earnings call highlights strong financial performance, including record EPS and significant revenue growth. The Q&A section reveals confidence in managing economic challenges and risk mitigation. Share repurchases and strong capital markets performance further bolster the positive outlook. Despite some uncertainties in economic conditions, the overall sentiment is positive, with strategic investments and shareholder returns supporting stock price growth.
Canadian Imperial Bank of Commerce (CM) Q1 2025 Earnings Call Summary
Positive
2025-02-27
The earnings call reveals strong financial performance with record revenue and EPS growth, alongside a healthy ROE and share buybacks. Despite economic uncertainties and increased provisions, the bank's strategic priorities and robust client engagement suggest resilience. The Q&A section highlighted some concerns about tariffs and deposit mix, but overall, management's optimistic outlook on margins and client activity supports a positive sentiment. Given the lack of market cap data, a moderate positive impact on stock price is anticipated.
Canadian Imperial Bank of Commerce (CM) Q4 2024 Earnings Call Summary
Positive
2024-12-05
The earnings call reveals strong financial performance with a 10% increase in net earnings and EPS, supported by record revenues and positive operating leverage. The 8% dividend increase and share buyback program signal confidence in future growth. Despite some uncertainties highlighted in the Q&A, the guidance remains optimistic with stable to improving margins and a constructive economic outlook. The market is likely to react positively, especially given the strong financial metrics and shareholder returns.
Canadian Imperial Bank of Commerce (CM) Q3 2024 Earnings Call Summary
Positive
2024-08-29
The earnings call summary indicates strong financial performance with a 28% increase in net income and 12% revenue growth. The bank's capital position is robust, and credit provisions have decreased. Despite concerns about interest rates and slow loan growth, the Q&A reveals confidence in credit quality and a strategic focus on client relationships. The announcement of a share repurchase plan further supports a positive outlook. Overall, the positive financial metrics and strategic initiatives outweigh the uncertainties, suggesting a stock price increase of 2% to 8% over the next two weeks.
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FAQ
What were the key highlights of CM’s latest earnings report for FY2025Q4?
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How does CM’s stock price correlate with earnings forecast revisions?
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