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CIVB Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

Loading chart...

High
27.045
Open
26.930
VWAP
26.86
Vol
302.37K
Mkt Cap
558.03M
Low
26.685
Amount
8.12M
EV/EBITDA(TTM)
9.54
Total Shares
20.78M
EV
683.12M
EV/OCF(TTM)
8.67
P/S(TTM)
2.94
Civista Bancshares, Inc. is a financial holding company. The Company, through its subsidiary, Civista Bank, is engaged in providing full-service banking, commercial lending, mortgage and wealth management services. Civista Bank, through its locations in Ohio counties of Erie, Crawford, Champaign, Cuyahoga, Franklin, Huron, Logan, Madison, Montgomery, Ottawa, Richland, Henry, Wood and Summit, in the Indiana counties of Dearborn and Ripley and in the Kentucky county of Kenton, conducts a general banking business that involves collecting customer deposits, making loans, purchasing securities, and offering Trust services. It is also engaged in a general equipment leasing and financing business through its Civista Leasing & Financing (CLF) division. Civista Wealth Management division offers investment advisory services to individuals, families, businesses, and non-profits with personalized investment management, 401(k) advisory services for employers, financial planning, and trust services.
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Events Timeline

(ET)
2026-04-22
07:40:00
Civista Bancshares Reports Q1 Net Income of $15.0M
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2026-03-02 (ET)
2026-03-02
07:20:00
Civista Bancshares CEO Dennis Shaffer to Retire on August 28
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2026-01-29 (ET)
2026-01-29
08:00:00
Civista Fourth Quarter Net Income Rises to $12.3 Million
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2026-01-28 (ET)
2026-01-28
07:10:00
Civista Bancshares Declares Quarterly Dividend of 18 Cents
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2025-10-23 (ET)
2025-10-23
07:17:09
Civista Bancshares Announces Q3 Earnings Per Share of 68 Cents, Exceeding Consensus Estimate of 59 Cents
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News

PRnewswire
9.5
06-15PRnewswire
Civista Bancshares to Release Q2 2026 Financial Results on July 23
  • Earnings Release Schedule: Civista Bancshares will issue its Q2 2026 financial results before market open on July 23, 2026, reflecting the company's commitment to transparency and investor communication.
  • Conference Call Details: The company will host a conference call at 1:00 PM Eastern Time on the same day, allowing analysts to participate in a Q&A session, aimed at enhancing interaction and information sharing with investors.
  • Webcast Access: The earnings call will be available via live webcast on the company's website, facilitating real-time information access for investors, with an archived version provided shortly after the live event to ensure widespread information dissemination.
  • Company Background: Civista Bancshares is a financial holding company headquartered in Sandusky, Ohio, with assets of $4.3 billion, and its subsidiary, Civista Bank, offers comprehensive banking services, demonstrating its solid position in the regional market.
Newsfilter
9.5
06-15Newsfilter
Civista Bancshares to Release Q2 2026 Financial Results on July 23
  • Earnings Release Schedule: Civista Bancshares will issue its Q2 2026 financial results before market open on July 23, 2026, providing investors with the latest insights into its financial health and performance metrics.
  • Conference Call Details: The company will host a conference call at 1:00 PM Eastern Time on the same day, allowing analysts to participate in a Q&A session, thereby enhancing investor engagement and transparency.
  • Webcast Information: Following the earnings release, Civista will offer a live webcast accessible via the company’s website, ensuring timely dissemination and access to critical information for stakeholders.
  • Company Background: Civista Bancshares, founded in 1884, is a $4.3 billion financial holding company that provides full-service banking, commercial lending, and wealth management services, demonstrating its robust growth in the financial services sector.
NASDAQ.COM
9.5
06-01NASDAQ.COM
Five Stocks Added to Zacks Rank #1 (Strong Buy) List
  • Earnings Estimate Increase: Pagaya Technologies Ltd. (PGY) has seen its current year earnings estimate rise by 12.2% over the last 60 days, indicating the effectiveness of its product-focused strategy, which could drive stock price appreciation and enhance market confidence.
  • Significant Growth Outlook: TTM Technologies, Inc. (TTMI) has experienced a 27.5% increase in its current year earnings estimate over the past 60 days, reflecting strong demand in the printed circuit board manufacturing sector, which is expected to boost overall company performance.
  • Fintech Potential: Green Dot Corporation (GDOT) has seen a 12.8% increase in its current year earnings estimate over the last 60 days, showcasing its ongoing innovation and market expansion capabilities in the fintech space, likely attracting more investor interest.
  • Strong Energy Sector Performance: Occidental Petroleum Corporation (OXY) has had its current year earnings estimate raised by 67.2% over the past 60 days, demonstrating robust performance in oil and gas development, which could lead to significant shareholder returns.
NASDAQ.COM
6.5
06-01NASDAQ.COM
Three Strong Income Stocks to Consider
  • CrossAmerica Partners LP: This fuel distribution company has seen a remarkable 146.5% increase in the Zacks Consensus Estimate for its current year earnings over the past 60 days, and with a dividend yield of 9.7% compared to the industry average of 5.9%, it is positioned to attract significant investor interest.
  • Civista Bancshares, Inc.: As the financial holding company for Civista Bank, it has experienced a 9.2% rise in the Zacks Consensus Estimate for its current year earnings in the last 60 days, and its dividend yield of 2.8% slightly exceeds the industry average of 2.6%, indicating stable growth potential.
  • Occidental Petroleum Corporation: This oil and gas explorer has witnessed a 67.2% increase in the Zacks Consensus Estimate for its current year earnings over the past 60 days, and its dividend yield of 1.8% compared to the industry average of 0.0% reflects strong cash flow, boosting investor confidence.
  • Quantum Computing Outlook: With the rapid advancement of quantum computing technology, major tech companies like Microsoft, Google, and Amazon are scrambling to integrate this technology, indicating that competition in computing power will intensify, and investors should watch for potential opportunities in related stocks.
NASDAQ.COM
9.5
05-11NASDAQ.COM
Top Income Stocks to Consider Today
  • Kenvue Earnings Estimate Rise: Kenvue Inc. has seen its Zacks Consensus Estimate for current year earnings increase by 5.5% over the last 60 days, indicating strong growth potential in the consumer health sector, while its 4.7% dividend yield significantly surpasses the industry average of 0.0%, attracting more investor interest.
  • BP Earnings Estimate Surge: BP p.l.c. has experienced a remarkable 103.5% increase in its Zacks Consensus Estimate over the past 60 days, reflecting robust performance in the global energy market, and its 4.6% dividend yield is well above the industry average of 0.6%, enhancing its investment appeal.
  • Civista Earnings Estimate Growth: Civista Bancshares, Inc. has seen a 9.2% increase in its Zacks Consensus Estimate over the last 60 days, indicating solid growth as a financial holding company, while its 2.9% dividend yield slightly exceeds the industry average of 2.6%, further boosting investor confidence.
  • Strong Buy Stocks Recommendation: All three stocks have received a Zacks Rank #1 (Strong Buy), reflecting market optimism about their future performance, allowing investors to capitalize on potential income growth opportunities.
Yahoo Finance
9.5
04-24Yahoo Finance
Civista Bancshares Reports 47% Increase in Q1 Net Income
  • Significant Income Growth: Civista Bancshares Inc (NASDAQ:CIVB) reported a 47% year-over-year increase in net income for Q1 2026, indicating strong performance and enhanced profitability in the market.
  • Successful Core System Conversion: The company completed the core system conversion of Farmer Savings Bank, acquired in Q4 2025, which is expected to further enhance operational efficiency and customer service capabilities.
  • Net Interest Margin Expansion: The net interest margin expanded by 16 basis points to 3.85%, reflecting effective strategies in asset pricing and funding cost management, thereby strengthening profitability.
  • Dividend and Buyback Program: The company announced a quarterly dividend of $0.18 per share and renewed its stock repurchase program, authorizing management to repurchase up to $25 million in common shares, demonstrating confidence in future growth.
Wall Street analysts forecast CIVB stock price to rise
2 Analyst Rating
Wall Street analysts forecast CIVB stock price to rise
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
26.00
Averages
26.50
High
27.00
Current: 0.000
sliders
Low
26.00
Averages
26.50
High
27.00
Piper Sandler
Adam Kroll
Neutral
maintain
$25 -> $27
AI Analysis
2026-04-24
Reason
Piper Sandler
Adam Kroll
Price Target
$25 -> $27
AI Analysis
2026-04-24
maintain
Neutral
Reason
Piper Sandler analyst Adam Kroll raised the firm's price target on Civista Bancshares to $27 from $25 and keeps a Neutral rating on the shares. This was a strong quarter for Civista, with greater net interest margin expansion and core fee growth driving a 12% PPNR beat, the firm says. Looking ahead, a higher net interest margin run rate coupled with at least mid-single digit balance sheet growth should drive continued profitability improvement, Piper adds.
Piper Sandler
Neutral
downgrade
$26 -> $25
2026-04-02
Reason
Piper Sandler
Price Target
$26 -> $25
2026-04-02
downgrade
Neutral
Reason
Piper Sandler assumed coverage of Civista Bancshares with a Neutral rating with a price target of $25, down from $26. The firm views Civista Bancshares as a high-quality community bank that pairs a low-cost rural deposit franchise with larger metro lending within Ohio's largest MSAs.
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Valuation Metrics

The current forward P/E ratio for Civista Bancshares Inc (CIVB.O) is 9.53, compared to its 5-year average forward P/E of 8.61. For a more detailed relative valuation and DCF analysis to assess Civista Bancshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.61
Current PE
9.53
Overvalued PE
10.01
Undervalued PE
7.22

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.41
Current EV/EBITDA
8.38
Overvalued EV/EBITDA
6.20
Undervalued EV/EBITDA
-3.38

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.10
Current PS
2.73
Overvalued PS
2.56
Undervalued PS
1.65

Financials

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Whales Holding CIVB

N
North Reef Capital Management LP
Holding
CIVB
+2.27%
3M Return

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Frequently Asked Questions

What is Civista Bancshares Inc (CIVB) stock price today?

The current price of CIVB is 26.85 USD — it has increased 1.24

What is Civista Bancshares Inc (CIVB)'s business?

Civista Bancshares, Inc. is a financial holding company. The Company, through its subsidiary, Civista Bank, is engaged in providing full-service banking, commercial lending, mortgage and wealth management services. Civista Bank, through its locations in Ohio counties of Erie, Crawford, Champaign, Cuyahoga, Franklin, Huron, Logan, Madison, Montgomery, Ottawa, Richland, Henry, Wood and Summit, in the Indiana counties of Dearborn and Ripley and in the Kentucky county of Kenton, conducts a general banking business that involves collecting customer deposits, making loans, purchasing securities, and offering Trust services. It is also engaged in a general equipment leasing and financing business through its Civista Leasing & Financing (CLF) division. Civista Wealth Management division offers investment advisory services to individuals, families, businesses, and non-profits with personalized investment management, 401(k) advisory services for employers, financial planning, and trust services.

What is the price predicton of CIVB Stock?

Wall Street analysts forecast CIVB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CIVB is26.50 USD with a low forecast of 26.00 USD and a high forecast of 27.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Civista Bancshares Inc (CIVB)'s revenue for the last quarter?

Civista Bancshares Inc revenue for the last quarter amounts to 44.95M USD, increased 15.44

What is Civista Bancshares Inc (CIVB)'s earnings per share (EPS) for the last quarter?

Civista Bancshares Inc. EPS for the last quarter amounts to 0.72 USD, increased 9.09

How many employees does Civista Bancshares Inc (CIVB). have?

Civista Bancshares Inc (CIVB) has 526 emplpoyees as of June 21 2026.

What is Civista Bancshares Inc (CIVB) market cap?

Today CIVB has the market capitalization of 558.03M USD.