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CIVB

Civista Bancshares Inc
$
20.190
-0.71(-3.397%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings
Line
Line
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Candle
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
21.000
Open
21.000
VWAP
20.37
Vol
92.83K
Mkt Cap
389.81M
Low
20.080
Amount
1.89M
EV/EBITDA(TTM)
18.95
Total Shares
15.73M
EV
873.82M
EV/OCF(TTM)
2.57
P/S(TTM)
2.07
Civista Bancshares, Inc. is a financial holding company. The Company, through its subsidiary, Civista Bank, is engaged in providing full-service banking, commercial lending, mortgage and wealth management services. Civista Bank, through its locations in Ohio counties of Erie, Crawford, Champaign, Cuyahoga, Franklin, Huron, Logan, Madison, Montgomery, Ottawa, Richland, Henry, Wood and Summit, in the Indiana counties of Dearborn and Ripley and in the Kentucky county of Kenton, conducts a general banking business that involves collecting customer deposits, making loans, purchasing securities, and offering Trust services. It is also engaged in a general equipment leasing and financing business through its Civista Leasing & Financing (CLF) division. Civista Wealth Management division offers investment advisory services to individuals, families, businesses, and non-profits with personalized investment management, 401(k) advisory services for employers, financial planning, and trust services.
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Market Estimates

Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q1
FY2025Q4
FY2025Q3
44.50M
+7.79%
0.697
+5.56%
43.80M
+8.5%
0.668
+6.03%
44.30M
+13.83%
0.678
+27.92%
Estimates Revision
The market is revising Upward the revenue expectations for Civista Bancshares, Inc. (CIVB) for FY2025, with the revenue forecasts being adjusted by 0.79% over the past three months. During the same period, the stock price has changed by -3.39%.
Revenue Estimates for FY2025
Revise Upward
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+0.79%
In Past 3 Month
EPS Estimates for FY2025
Revise Downward
down Image
-7.94%
In Past 3 Month
Stock Price
Go Down
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-3.39%
In Past 3 Month
4 Analyst Rating
up Image
27.14% Upside
Wall Street analysts forecast CIVB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CIVB is 25.67 USD with a low forecast of 24.00 USD and a high forecast of 28.00  USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Buy
2 Hold
0 Sell
Moderate Buy
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27.14% Upside
Current: 20.190
sliders
Low
24.00
Averages
25.67
High
28.00
DA Davidson
Manuel Navas
Buy
downgrade
$27 -> $26
2025-07-14
Reason
DA Davidson analyst Manuel Navas lowered the firm's price target on Civista Bancshares to $26 from $27 but keeps a Buy rating on the shares. The company announced an acquisition and a capital raise that should drive a stronger growth trajectory due to improved funding and right-sized capital, the analyst tells investors in a research note.
Stephens
Equal Weight
maintain
$24 -> $25
2025-04-25
Reason
Stephens raised the firm's price target on Civista Bancshares to $25 from $24 and keeps an Equal Weight rating on the shares. Net interest income beat the firm's and consensus estimates by 5.7% and higher NII and a lower run-rate of operating expenses contributed to the roughly 21% increase in the firm's 2025 EPS estimate following the company's Q1 report, the analyst tells investors.
Keefe Bruyette
Outperform
maintain
$25 -> $28
2025-04-25
Reason
Keefe Bruyette raised the firm's price target on Civista Bancshares to $28 from $25 and keeps an Outperform rating on the shares.
Stephens & Co.
Terry McEvoy
Hold
Reiterates
$24
2025-01-31
Reason
Keefe, Bruyette & Woods
Timothy Switzer
Buy
Maintains
$22 → $25
2024-12-04
Reason
Hovde Group
Brendan Nosal
Hold
to
Buy
Upgrades
n/a
2024-10-30
Reason
Hovde Group upgraded Civista Bancshares to Outperform from Market Perform with a $22 price target.

Valuation Metrics

The current forward P/E ratio for Civista Bancshares Inc (CIVB.O) is 8.05, compared to its 5-year average forward P/E of 8.54. For a more detailed relative valuation and DCF analysis to assess Civista Bancshares Inc 's fair value, click here.

Forward PE

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average PE
8.54
Current PE
8.05
Overvalued PE
9.98
Undervalued PE
7.10

Forward EV/EBITDA

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average PS
2.10
Current PS
2.32
Overvalued PS
2.58
Undervalued PS
1.61

Financials

Annual
Quarterly
FY2025Q2
YoY :
+10.78%
39.93M
Total Revenue
FY2025Q2
YoY :
+59.47%
12.90M
Operating Profit
FY2025Q2
YoY :
+55.93%
11.02M
Net Income after Tax
FY2025Q2
YoY :
+65.12%
0.71
EPS - Diluted
FY2025Q1
YoY :
-922.60%
30.47M
Free Cash Flow
FY2025Q2
YoY :
-100.00%
N/A
FCF Margin - %
FY2025Q2
YoY :
+40.77%
27.59
Net Margin - %
FY2025Q2
YoY :
-2.16%
4.08
ROIC

Trading Trends

Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
136.7K
USD
1
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
8
260.1K
USD
Months
3-6
1
137.8K
USD
Months
6-9
2
37.9K
USD
Months
0-12
1
31.2K
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months

CIVB News & Events

Events Timeline

2025-07-24 (ET)
2025-07-24
07:24:25
Civista Bancshares reports Q2 EPS 71c, consensus 71c
select
2025-07-11 (ET)
2025-07-11
01:14:59
Civista Bancshares 3.29M share Spot Secondary priced at $21.25
select
2025-07-10 (ET)
2025-07-10
16:23:39
Civista Bancshares launches public offering of common shares
select
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News

9.5
07-24NASDAQ.COM
PinnedCIVISTA BANCSHARES, INC. Q2 Income Increases In Line With Estimates
8.0
07-22PRnewswire
CIVISTA BANCSHARES, INC. DECLARES THIRD QUARTER COMMON DIVIDEND
8.5
07-16PRnewswire
Civista Bancshares, Inc. Announces Closing of Overallotment Option and Issuance of 494,118 Common Shares
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FAQ

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What is Civista Bancshares Inc (CIVB) stock price today?

The current price of CIVB is 20.19 USD — it has decreased -3.4 % in the last trading day.

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