CIVB Relative Valuation
CIVB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CIVB is overvalued; if below, it's undervalued.
Historical Valuation
Civista Bancshares Inc (CIVB) is now in the Fair zone, suggesting that its current forward PE ratio of 9.19 is considered Fairly compared with the five-year average of 8.56. The fair price of Civista Bancshares Inc (CIVB) is between 21.96 to 27.76 according to relative valuation methord.
Relative Value
Fair Zone
21.96-27.76
Current Price：23.29
Fair
9.15
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Civista Bancshares Inc. (CIVB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Civista Bancshares Inc. (CIVB) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.57
PS
Civista Bancshares Inc. (CIVB) has a current PS of 2.57. The 5-year average PS is 2.12. The thresholds are as follows: Strongly Undervalued below 1.16, Undervalued between 1.16 and 1.64, Fairly Valued between 2.60 and 1.64, Overvalued between 2.60 and 3.08, and Strongly Overvalued above 3.08. The current Forward PS of 2.57 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Civista Bancshares Inc. (CIVB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Civista Bancshares Inc. (CIVB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Civista Bancshares Inc (CIVB) has a current Price-to-Book (P/B) ratio of 0.90. Compared to its 3-year average P/B ratio of 0.79 , the current P/B ratio is approximately 14.15% higher. Relative to its 5-year average P/B ratio of 0.88, the current P/B ratio is about 2.43% higher. Civista Bancshares Inc (CIVB) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 12.17%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 11.70% , the current FCF yield is about -100.00% lower.
0.90
P/B
Median3y
0.79
Median5y
0.88
10.57
FCF Yield
Median3y
12.17
Median5y
11.70
Competitors Valuation Multiple
The average P/S ratio for CIVB's competitors is , providing a benchmark for relative valuation. Civista Bancshares Inc Corp (CIVB) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 13.38%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of CIVB increased by 11.83% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 22.51 to 30.29.
The secondary factor is the Revenue Growth, contributed 13.38%to the performance.
Overall, the performance of CIVB in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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