CIB Valuation

Grupo Cibest SA

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49.530

+0.97(1.998%)1D

Overview
Forecast
Valuation
Earnings

CIB Relative Valuation

CIB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CIB is overvalued; if below, it's undervalued.

Historical Valuation

Grupo Cibest SA (CIB) is now in the Fair zone, suggesting that its current forward PE ratio of 7.21 is considered Fairly compared with the five-year average of 7.61. The fair price of Grupo Cibest SA (CIB) is between 40.83 to 78.18 according to relative valuation methord.

Relative Value

Fair Zone

40.83-78.18

Current Price：49.53

Fair

7.21

Trailing

Forward

0.00

EV/EBITDA

Grupo Cibest SA. (CIB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Grupo Cibest SA. (CIB) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

1.78

Grupo Cibest SA. (CIB) has a current PS of 1.78. The 5-year average PS is 1.39. The thresholds are as follows: Strongly Undervalued below 0.87, Undervalued between 0.87 and 1.13, Fairly Valued between 1.64 and 1.13, Overvalued between 1.64 and 1.90, and Strongly Overvalued above 1.90. The current Forward PS of 1.78 falls within the Overvalued range.

0.00

P/OCF

Grupo Cibest SA. (CIB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Grupo Cibest SA. (CIB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Grupo Cibest SA (CIB) has a current Price-to-Book (P/B) ratio of 4.67. Compared to its 3-year average P/B ratio of 1.27 , the current P/B ratio is approximately 269.36% higher. Relative to its 5-year average P/B ratio of 1.19, the current P/B ratio is about 293.65% higher. Grupo Cibest SA (CIB) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of -36.33%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of -34.71% , the current FCF yield is about -100.00% lower.

4.67

P/B

Median3y

1.27

Median5y

1.19

0.00

FCF Yield

Median3y

-36.33

Median5y

-34.71

Competitors Valuation Multiple

The average P/S ratio for CIB's competitors is 3.41, providing a benchmark for relative valuation. Grupo Cibest SA Corp (CIB) exhibits a P/S ratio of 1.78, which is -47.98% above the industry average. Given its robust revenue growth of -5.69%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

KB Financial Group Inc

Banco Santander Chile

Grupo Financiero Galicia SA

Canadian Imperial Bank of Commerce

3.33

13.13%

68.76B

Performance Decomposition

Market capitalization of CIB increased by 49.68% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 19.00 to 28.83.

The secondary factor is the Margin Expansion, contributed 3.57%to the performance.

Overall, the performance of CIB in the past 1 year is driven by P/E Change. Which is more unsustainable.

-5.69%

1.71B → 1.61B

Revenue Growth

3.57%

25.24 → 26.14

Margin Expansion

51.80%

19.00 → 28.83

P/E Change

49.68%