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CIA Valuation

Citizens Inc
$
4.090
-0.09(-2.153%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings

CIA Relative Valuation

CIA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CIA is overvalued; if below, it's undervalued.

Historical Valuation

Citizens Inc (CIA) is now in the Fair zone, suggesting that its current forward PE ratio of 12.78 is considered Fairly compared with the five-year average of 13.40. The fair price of Citizens Inc (CIA) is between 2.99 to 7.54 according to relative valuation methord.
Relative Value
Fair Zone
2.99-7.54
Current Price:4.09
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
0.94
P/B
Median3y
0.08
Median5y
0.48
12.01
FCF Yield
Median3y
24.62
Median5y
21.73

Competitors Valuation Multiple

The average P/S ratio for CIA's competitors is 0.71, providing a benchmark for relative valuation. Citizens Inc Corp (CIA) exhibits a P/S ratio of 0.81, which is 15.21% above the industry average. Given its robust revenue growth of -3.57%, this premium appears unsustainable.

FAQ

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Is Citizens Inc (CIA) currently overvalued or undervalued?

Citizens Inc (CIA) is now in the Fair zone, suggesting that its current forward PE ratio of 12.78 is considered Fairly compared with the five-year average of 13.40. The fair price of Citizens Inc (CIA) is between 2.99 to 7.54 according to relative valuation methord.
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What is Citizens Inc (CIA) fair value?

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How does CIA's valuation metrics compare to the industry average?

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What is the current P/B ratio for Citizens Inc (CIA) as of Jul 27 2025?

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What is the current FCF Yield for Citizens Inc (CIA) as of Jul 27 2025?

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What is the current Forward P/E ratio for Citizens Inc (CIA) as of Jul 27 2025?

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What is the current Forward P/S ratio for Citizens Inc (CIA) as of Jul 27 2025?