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CIA Overview

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ET
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Intellectia

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High
4.830
Open
4.570
VWAP
4.61
Vol
140.60K
Mkt Cap
227.86M
Low
4.470
Amount
648.15K
EV/EBITDA(TTM)
10.98
Total Shares
50.30M
EV
204.88M
EV/OCF(TTM)
11.39
P/S(TTM)
0.90
Citizens, Inc. is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the United States (U.S.), Latin America, and Asia. It operates two segments: Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment and critical illness policies to non-U.S. residents, located principally in Latin America and the Pacific Rim. In the U.S. it primarily sells whole-life final expense insurance and insurance with living benefits. This segment operates business through CICA Life, A.I. (CICA International) and CICA Life Insurance Company of America (CICA Domestic). The Home Service Insurance segment offers affordable life insurance policies to lower-income households in Louisiana, Mississippi and Arkansas, conducting business through Security Plan Life Insurance Company and Magnolia Guaranty Life Insurance Company.
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Events Timeline

(ET)
2025-06-30
09:38:53
Citizens rejoined the Russell 2000, Russell 3000 Indexes
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2025-04-08 (ET)
2025-04-08
08:45:01
Largest borrow rate increases among liquid names
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2024-10-21 (ET)
2024-10-21
12:00:02
Citizens falls -13.3%
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2024-10-21
10:00:07
Citizens falls -6.6%
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2024-10-08 (ET)
2024-10-08
12:00:20
Citizens rises 9.1%
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2024-09-27 (ET)
2024-09-27
12:00:05
Citizens falls -5.4%
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News

seekingalpha
9.5
03-12seekingalpha
Citizens Reports Q4 Earnings Beat Expectations
  • Earnings Beat: Citizens reported a Q4 GAAP EPS of $0.14, exceeding expectations by $0.06, indicating resilience in profitability despite pressures on overall growth.
  • Significant Revenue Growth: The company achieved Q4 revenue of $72.07 million, a 13.5% year-over-year increase, surpassing analyst expectations by $4.18 million, reflecting its competitive position and sustained customer demand in the market.
  • Growth Pressures Evident: Despite the earnings and revenue beats, market disappointment regarding Citizens' growth prospects may impact future investor confidence, necessitating close attention to how the company addresses these challenges.
  • Rating Dynamics: Seeking Alpha's quantitative rating on Citizens reflects market caution regarding its future performance, prompting investors to closely monitor the company's strategic adjustments and market responses.
CNBC
8.0
02-25CNBC
CIA Issues Rare Call for Iranian Informants Amid Tensions
  • Recruitment Initiative: The CIA has issued a rare Farsi-language recruitment post on social media, inviting Iranians with 'sensitive information' or 'unique skills' to reach out, indicating a commitment to enhance intelligence gathering amid escalating tensions with Iran.
  • Information Dissemination Channels: The recruitment post has garnered 3.4 million views on X, with the CIA outlining various anonymous contact methods, including the dark web, emphasizing the importance of protecting potential informants' safety and privacy.
  • Context and Motivation: This move is seen as an unconventional strategy during ongoing nuclear negotiations with Iran, aimed at countering restrictions on information access in 'authoritarian countries' and facilitating intelligence sharing to address nuclear threats.
  • Future Negotiation Outlook: The CIA's recruitment effort may influence the dynamics of upcoming nuclear talks in Geneva, particularly as the U.S. maintains a hardline stance against Iran's nuclear ambitions, with both sides seeking to reach an agreement.
NASDAQ.COM
9.5
02-24NASDAQ.COM
Brighthouse Financial Misses Earnings Expectations
  • Earnings Decline: Brighthouse Financial reported earnings of $3.93 per share, missing the Zacks consensus estimate of $5.19, and down 16.1% from $5.88 a year ago, indicating a significant decline in profitability that may affect investor confidence.
  • Revenue Miss: The company posted revenues of $2.17 billion for the quarter, falling short of the Zacks consensus estimate of $2.22 billion and representing a 4.4% year-over-year decline, suggesting pressure in market competition and concerns over future growth prospects.
  • Poor Stock Performance: Since the beginning of the year, Brighthouse Financial shares have dropped approximately 1.3%, while the S&P 500 has gained 0.9%, reflecting the company's relative weakness in the market, prompting investors to monitor its future performance closely.
  • Unfavorable Outlook: Although the earnings outlook for the upcoming quarters shows a consensus EPS estimate of $5.04 and revenues of $2.25 billion, the recent unfavorable trend in earnings estimate revisions has led to a Zacks Rank of 4 (Sell), indicating potential continued pressure on the stock price in the near term.
Yahoo Finance
7.5
2025-12-30Yahoo Finance
Champion Iron Updates on QNSL Train Derailment Impact
  • Train Derailment Incident: On December 28, 2025, a train derailment occurred on the Quebec North Shore and Labrador Railway, with no injuries reported; services are expected to resume within 7 to 10 days, and Champion Iron is collaborating with the railway operator to mitigate impacts.
  • Limited Operational Impact: The company assesses that the disruption in railway services is not expected to materially affect operations at the Bloom Lake mine or sales of high-purity iron ore concentrate, demonstrating the resilience of its business model.
  • High-Purity Resource Advantage: The Bloom Lake mine has an annual capacity of 15 million tonnes, producing 66.2% Fe iron ore concentrate, and the company is investing to upgrade capacity to produce direct reduction quality pellet feed iron ore with up to 69% Fe, further solidifying its market position.
  • Global Market Presence: Champion Iron transports iron ore concentrate by rail to the Sept-Îles port and has delivered products globally, including to China and Japan, showcasing its robust international market network.
Globenewswire
1.0
2025-12-10Globenewswire
88th Emerging Growth Conference Scheduled for December 10-11, 2025
  • Conference Schedule: The 88th Emerging Growth Conference is set for December 10-11, 2025, featuring a diverse range of growth companies showcasing their innovative products and services, aimed at attracting investor interest.
  • Presenting Companies: Keynote speakers from firms such as OSR Holdings (NASDAQ: OSRH) and SBC Medical Group (NASDAQ: SBC) will present, likely increasing investor engagement and interest in these companies.
  • Interactive Opportunities: Attendees can submit questions to presenting companies, fostering communication between investors and firms, which enhances the effectiveness of investment decisions.
  • Media Impact: The conference serves as a platform for companies to showcase their offerings, effectively attracting potential investors and enhancing market visibility, which could lead to potential stock price increases.
Globenewswire
1.0
2025-10-20Globenewswire
Join the Live Stream of Day 1 at the Emerging Growth Conference 87 on October 22. Register Now!
  • Emerging Growth Conference Announcement: The 87th Emerging Growth Conference is scheduled for October 22 & 23, 2025, focusing on companies with strong management and growth potential across various sectors.

  • Conference Schedule: The event features a lineup of keynote speakers from multiple companies, including African Discovery Group, AtlasClear Holdings, and CyberCatch Holdings, among others, presenting their business strategies and innovations.

  • Registration and Participation: Attendees can register for the conference online and submit questions for the presenting companies via email, with all sessions conducted through video webcasts.

  • About EmergingGrowth.com: Established in 2009, EmergingGrowth.com specializes in identifying emerging growth companies and facilitating their engagement with the investment community through conferences and media.

Valuation Metrics

The current forward P/E ratio for Citizens Inc (CIA.N) is 17.79, compared to its 5-year average forward P/E of 12.34. For a more detailed relative valuation and DCF analysis to assess Citizens Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
12.34
Current PE
17.79
Overvalued PE
20.46
Undervalued PE
4.22

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.65
Current PS
0.97
Overvalued PS
1.03
Undervalued PS
0.26

Financials

AI Analysis
Annual
Quarterly

Whales Holding CIA

C
Colonial First State Investments Limited
Holding
CIA
+10.62%
3M Return

Trading Trends

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Frequently Asked Questions

What is Citizens Inc (CIA) stock price today?

The current price of CIA is 4.53 USD — it has decreased -3.21

What is Citizens Inc (CIA)'s business?

Citizens, Inc. is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the United States (U.S.), Latin America, and Asia. It operates two segments: Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment and critical illness policies to non-U.S. residents, located principally in Latin America and the Pacific Rim. In the U.S. it primarily sells whole-life final expense insurance and insurance with living benefits. This segment operates business through CICA Life, A.I. (CICA International) and CICA Life Insurance Company of America (CICA Domestic). The Home Service Insurance segment offers affordable life insurance policies to lower-income households in Louisiana, Mississippi and Arkansas, conducting business through Security Plan Life Insurance Company and Magnolia Guaranty Life Insurance Company.

What is the price predicton of CIA Stock?

Wall Street analysts forecast CIA stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CIA is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Citizens Inc (CIA)'s revenue for the last quarter?

Citizens Inc revenue for the last quarter amounts to 72.07M USD, increased 13.54

What is Citizens Inc (CIA)'s earnings per share (EPS) for the last quarter?

Citizens Inc. EPS for the last quarter amounts to 0.14 USD, increased 100.00

How many employees does Citizens Inc (CIA). have?

Citizens Inc (CIA) has 243 emplpoyees as of March 25 2026.

What is Citizens Inc (CIA) market cap?

Today CIA has the market capitalization of 227.86M USD.