CIA
Citizens Inc
$
4.580
- Overview
- Forecast
- Valuation
- Earnings
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
4.600
Open
4.330
VWAP
4.49
Vol
212.69K
Mkt Cap
230.12M
Low
4.300
Amount
954.38K
EV/EBITDA(TTM)
--
Total Shares
49.63M
EV
207.45M
EV/OCF(TTM)
8.38
P/S(TTM)
0.95
Citizens, Inc. is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the United States (U.S.), Latin America, and Asia. It operates two segments: Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment and critical illness policies to non-U.S. residents, located principally in Latin America and the Pacific Rim. In the U.S. it primarily sells whole-life final expense insurance and insurance with living benefits. This segment operates business through CICA Life, A.I. (CICA International) and CICA Life Insurance Company of America (CICA Domestic). The Home Service Insurance segment offers affordable life insurance policies to lower-income households in Louisiana, Mississippi and Arkansas, conducting business through Security Plan Life Insurance Company and Magnolia Guaranty Life Insurance Company.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q1
FY2025Q4
FY2025Q3
60.57M
+8.84%
--
--
69.94M
+10.19%
--
--
64.07M
+3.78%
--
--
Estimates Revision
The market is revising No Change the revenue expectations for Citizens, Inc. (CIA) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by 14.79%.
Revenue Estimates for FY2025
No Change
0.00%
In Past 3 Month
EPS Estimates for FY2025
No Change
0.00%
In Past 3 Month
Stock Price
Go Up
+14.79%
In Past 3 Month
Valuation Metrics
The current forward P/E ratio for Citizens Inc (CIA.N) is 14.31, compared to its 5-year average forward P/E of 13.31. For a more detailed relative valuation and DCF analysis to assess Citizens Inc 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Fair
5Y Average PE
13.31
Current PE
14.31
Overvalued PE
22.15
Undervalued PE
4.48
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Fair
5Y Average PS
0.67
Current PS
0.84
Overvalued PS
1.08
Undervalued PS
0.27
Financials
Annual
Quarterly
FY2025Q2
YoY :
+4.84%
65.09M
Total Revenue
FY2025Q2
YoY :
+109.39%
6.91M
Operating Profit
FY2025Q2
YoY :
+63.15%
6.46M
Net Income after Tax
FY2025Q2
YoY :
+62.50%
0.13
EPS - Diluted
FY2025Q2
YoY :
-26.09%
3.29M
Free Cash Flow
FY2025Q2
YoY :
+16.05%
9.76
FCF Margin - %
FY2025Q2
YoY :
+55.49%
9.92
Net Margin - %
FY2025Q2
YoY :
-100.00%
N/A
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
1
66.4K
USD
Months
3-6
5
593.5K
USD
Months
6-9
0
0.0
USD
Months
0-12
6
230.7K
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
1
66.4K
USD
Months
3-6
5
593.5K
USD
Months
6-9
0
0.0
USD
Months
0-12
6
230.7K
USD
Months
CIA News & Events
Events Timeline
2025-06-30 (ET)
2025-06-30
09:38:53
Citizens rejoined the Russell 2000, Russell 3000 Indexes
2025-04-08 (ET)
2025-04-08
08:45:01
Largest borrow rate increases among liquid names
2024-10-21 (ET)
2024-10-21
12:00:02
Citizens falls -13.3%
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News
9.5
08-08NASDAQ.COMCitizens (CIA) Tops Q2 Earnings Estimates
9.5
08-07NASDAQ.COMCitizens (CIA) Q2 Net Income Jumps 63%
1.0
05-19GlobenewswirePresenting on Emerging Growth Conference 82 Day 1 on May 21; Register to live stream
Sign Up For More News
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FAQ
What is Citizens Inc (CIA) stock price today?
The current price of CIA is 4.58 USD — it has increased 6.76 % in the last trading day.
What is Citizens Inc (CIA)'s business?
What is the price predicton of CIA Stock?
What is Citizens Inc (CIA)'s revenue for the last quarter?
What is Citizens Inc (CIA)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Citizens Inc (CIA)'s fundamentals?
How many employees does Citizens Inc (CIA). have?