Should You Buy Citizens Financial Group Inc (CFG) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/28
BUY for a beginner long-term investor right now. CFG is in a bullish uptrend, just delivered a strong Q4 FY2025 with double-digit revenue growth and ~36% EPS growth, and Wall Street has broadly raised price targets into the low-to-high $70s (some to $80). Options positioning is modestly bullish (put/call ratios < 1). Even if there’s some near-term pullback risk after a strong run, the current setup supports buying now rather than waiting for a “perfect” entry.
Technical Analysis
Trend is bullish. Moving averages are stacked positively (SMA_5 > SMA_20 > SMA_200), supporting an uptrend. RSI(6)=57.11 is neutral (not overbought), leaving room for continuation. MACD histogram is above 0 (bullish) but positively contracting, suggesting upside momentum is still present but slowing (possible consolidation). Key levels: Pivot 62.292 is near current price (62.63) and acts as immediate support; below that S1 59.63. Upside resistance levels: R1 64.955 then R2 66.6. Near-term pattern stats imply a decent 1-week upside bias but some 1-month mean-reversion risk after the run.
Analyst Ratings and Price Target Trends
Recent trend is clearly upward: multiple firms raised price targets after Q4 results (e.g., Truist to $71 Hold; Citi to $71 Buy; Argus to $72 Buy; RBC to $67 Outperform; TD Cowen to $78 Buy; DA Davidson to $73 Buy; KBW to $70 Outperform; Morgan Stanley to $73 Overweight; BofA to $78 Buy; Jefferies to $80 Buy). Wall Street pros: improving NII/NIM outlook, private bank and NYC expansion traction, cost-savings roadmap, path toward 16–18% ROTCE. Cons: at least one notable Hold (Truist) and the main pushback is valuation/entry timing after the post-earnings run and sensitivity to provisioning/credit cycle.
Influential/political trading check: Hedge funds neutral; insiders neutral; no recent congress trading data available in the last 90 days.
Wall Street analysts forecast CFG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CFG is 66.29 USD with a low forecast of 59 USD and a high forecast of 77 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast CFG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CFG is 66.29 USD with a low forecast of 59 USD and a high forecast of 77 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 62.920
Current: 62.920
