Revenue Breakdown
Composition ()
No data
Revenue Streams
C&F Financial Corp (CFFI) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Community Banking, accounting for 47.2% of total sales, equivalent to $13.03M. Other significant revenue streams include Consumer Finance and Mortgage Banking. Understanding this composition is critical for investors evaluating how CFFI navigates market cycles within the Banks industry.
Profitability & Margins
Evaluating the bottom line, C&F Financial Corp maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 27.62%, while the net margin is 22.92%. These profitability ratios, combined with a Return on Equity (ROE) of 10.98%, provide a clear picture of how effectively CFFI converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, CFFI competes directly with industry leaders such as FSFG and FXNC. With a market capitalization of $232.51M, it holds a significant position in the sector. When comparing efficiency, CFFI's gross margin of N/A stands against FSFG's N/A and FXNC's N/A. Such benchmarking helps identify whether C&F Financial Corp is trading at a premium or discount relative to its financial performance.
