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CFFI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
73.750
Open
73.750
VWAP
73.75
Vol
--
Mkt Cap
240.01M
Low
73.750
Amount
--
EV/EBITDA(TTM)
8.68
Total Shares
3.25M
EV
328.62M
EV/OCF(TTM)
1.67
P/S(TTM)
1.90
C&F Financial Corporation is a bank holding company. The Company owns all the stock of Citizens and Farmers Bank (C&F Bank), which is an independent commercial bank. Its segments include community banking, mortgage banking and consumer finance. The community banking segment provides services through C&F Bank. C&F Bank provides community banking services to individuals and businesses, including various types of checking and savings deposit accounts, and business, real estate, development, mortgage, home equity and installment loans. C&F Bank operates 31 banking offices and four commercial loan offices. It conducts mortgage banking activities through C&F Mortgage Corporation, which offers a range of residential mortgage loans, which are originated for sale to investors in the secondary mortgage market. It conducts consumer finance activities through C&F Finance Company (C&F Finance). C&F Finance is a regional finance company purchasing automobile, marine and recreational vehicle loans.
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Events Timeline

(ET)
2026-02-25
15:40:00
C&F Financial Declares Regular Cash Dividend of 48 Cents per Share
select
2025-02-20 (ET)
2025-02-20
12:31:34
C&F Financial raises quarterly dividend 5% to 46c per share
select

News

Newsfilter
8.0
05-20Newsfilter
C&F Financial Corporation Declares Cash Dividend
  • Dividend Declaration: C&F Financial Corporation's Board of Directors has declared a cash dividend of 48 cents per share, payable on July 1, 2026, to shareholders of record as of June 15, 2026, reflecting the company's confidence in its cash flow stability and profitability.
  • Dividend Policy Review: The Board regularly reviews the cash dividend amount and payout ratio in light of economic conditions, capital requirements, and expected future earnings, indicating the company's commitment to maintaining financial health.
  • Business Presence: C&F Bank operates 32 banking offices and five commercial loan offices throughout Virginia, offering comprehensive wealth management services, showcasing its strong local market presence and service capabilities.
  • Diverse Financial Services: C&F Mortgage Corporation and its subsidiary C&F Select LLC provide mortgage loan origination services in Virginia and surrounding states, while C&F Finance Company offers automobile loans through indirect lending programs, enhancing its competitive edge in the Mid-Atlantic and Southern U.S. markets.
Newsfilter
8.5
05-07Newsfilter
C&F Financial Completes Sale of Bearing Insurance Group
  • Transaction Completion: C&F Financial Corporation completed the sale of Bearing Insurance Group on May 1, 2026, with an expected pre-tax gain of approximately $8.3 million, positively impacting the financial results for Q2 2026.
  • Portfolio Restructuring: Following the transaction, the company restructured its available-for-sale securities portfolio, selling $72.6 million in securities, which is expected to result in a pre-tax loss of about $7.1 million, anticipated to be recovered over 3.3 years.
  • Earnings Improvement: The restructuring is projected to enhance earnings per share by approximately $0.51 and increase net interest margin by about 9 basis points, indicating potential future profitability improvements for the company.
  • Tangible Book Value Growth: The sale of Bearing is expected to increase tangible book value per share by approximately $1.90, while the loss from the securities restructuring will not affect total consolidated equity or tangible book value per share, reflecting the company's robust capital management strategy.
moomoo
9.5
05-07moomoo
C&F Financial Corp Projects $8.3 Million Pre-Tax Gain from Sale to be Reflected in Q2 2026 Results
  • Financial Estimate: C&F Financial Corp estimates a pre-tax gain of $8.3 million from a sale.

  • Inclusion in Results: This gain is set to be included in the Q2 2026 financial results.

seekingalpha
9.5
04-24seekingalpha
C&F Financial Reports Strong Q1 Earnings Growth
  • Earnings Per Share Growth: C&F Financial reported a GAAP EPS of $2.08 for Q1, reflecting a significant increase compared to the previous year, indicating improved profitability and a rebound in market demand.
  • Revenue Increase: The company achieved revenues of $36.25 million in Q1, marking an 11.3% year-over-year growth, demonstrating robust growth in the financial services sector and an expansion of market share.
  • Financial Health Status: The continuous revenue growth and enhanced profitability suggest that C&F Financial is in a strong financial position in the current economic environment, laying a solid foundation for future investments and expansion.
  • Shareholder Return Potential: With the improvement in performance, C&F Financial may consider increasing shareholder return measures, further boosting investor confidence and attracting more investor interest.
Newsfilter
9.5
04-23Newsfilter
C&F Financial Reports Strong Q1 2026 Earnings Growth
  • Net Income Growth: C&F Financial Corporation reported a net income of $6.8 million for Q1 2026, a 25% increase from $5.4 million in Q1 2025, demonstrating strong performance in community banking and mortgage banking segments, despite lower earnings in consumer finance.
  • Loan and Deposit Growth: The community banking segment saw loans grow by 9.0% year-over-year to $1.614 billion, while deposits increased by 8.2% to $2.399 billion, reflecting the company's competitive position and expanding customer base, which is crucial for future business development.
  • Strong Mortgage Banking Performance: The mortgage banking segment's loan originations surged by 57.9% year-over-year to $179.6 million, primarily driven by a favorable interest rate environment that boosted demand for both purchases and refinancings, further solidifying the company's market position in this sector.
  • Dividend Increase: The company raised its quarterly cash dividend by 4% to $0.48 per share in Q1 2026, with a payout ratio of 23.1%, demonstrating its commitment to shareholder returns while reflecting its robust financial health and profitability.
moomoo
9.5
04-23moomoo
C&F Financial Corporation Reports Q1 Net Income of $6.794 Million
  • Financial Performance: C&F Financial Corporation reported a net income of USD 6.794 million for Q1.
  • Quarterly Results: The financial results indicate a strong performance in the first quarter of the fiscal year.

Valuation Metrics

The current forward P/E ratio for C&F Financial Corp (CFFI.O) is 5.69, compared to its 5-year average forward P/E of 0.48. For a more detailed relative valuation and DCF analysis to assess C&F Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.48
Current PE
5.69
Overvalued PE
2.09
Undervalued PE
-1.13

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.00
Current PS
0.00
Overvalued PS
0.00
Undervalued PS
0.00

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Frequently Asked Questions

What is C&F Financial Corp (CFFI) stock price today?

The current price of CFFI is 73.75 USD — it has decreased -0.99

What is C&F Financial Corp (CFFI)'s business?

C&F Financial Corporation is a bank holding company. The Company owns all the stock of Citizens and Farmers Bank (C&F Bank), which is an independent commercial bank. Its segments include community banking, mortgage banking and consumer finance. The community banking segment provides services through C&F Bank. C&F Bank provides community banking services to individuals and businesses, including various types of checking and savings deposit accounts, and business, real estate, development, mortgage, home equity and installment loans. C&F Bank operates 31 banking offices and four commercial loan offices. It conducts mortgage banking activities through C&F Mortgage Corporation, which offers a range of residential mortgage loans, which are originated for sale to investors in the secondary mortgage market. It conducts consumer finance activities through C&F Finance Company (C&F Finance). C&F Finance is a regional finance company purchasing automobile, marine and recreational vehicle loans.

What is the price predicton of CFFI Stock?

Wall Street analysts forecast CFFI stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CFFI is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is C&F Financial Corp (CFFI)'s revenue for the last quarter?

C&F Financial Corp revenue for the last quarter amounts to 32.23M USD, increased 13.88

What is C&F Financial Corp (CFFI)'s earnings per share (EPS) for the last quarter?

C&F Financial Corp. EPS for the last quarter amounts to 2.08 USD, increased 25.30

How many employees does C&F Financial Corp (CFFI). have?

C&F Financial Corp (CFFI) has 575 emplpoyees as of May 31 2026.

What is C&F Financial Corp (CFFI) market cap?

Today CFFI has the market capitalization of 240.01M USD.