CADE Valuation

Cadence Bank

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35.350

-0.02(-0.057%)1D

Overview
Forecast
Valuation
Earnings

CADE Relative Valuation

CADE's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CADE is overvalued; if below, it's undervalued.

Historical Valuation

Cadence Bank (CADE) is now in the Fair zone, suggesting that its current forward PE ratio of 10.71 is considered Fairly compared with the five-year average of 10.72. The fair price of Cadence Bank (CADE) is between 32.86 to 41.51 according to relative valuation methord.

Relative Value

Fair Zone

32.86-41.51

Current Price：35.37

Fair

10.71

Trailing

Forward

0.00

EV/EBITDA

Cadence Bank. (CADE) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Cadence Bank. (CADE) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.16

Cadence Bank. (CADE) has a current PS of 3.16. The 5-year average PS is 2.65. The thresholds are as follows: Strongly Undervalued below 1.70, Undervalued between 1.70 and 2.17, Fairly Valued between 3.13 and 2.17, Overvalued between 3.13 and 3.61, and Strongly Overvalued above 3.61. The current Forward PS of 3.16 falls within the Overvalued range.

0.00

P/OCF

Cadence Bank. (CADE) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Cadence Bank. (CADE) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Cadence Bank (CADE) has a current Price-to-Book (P/B) ratio of 1.15. Compared to its 3-year average P/B ratio of 1.06 , the current P/B ratio is approximately 7.77% higher. Relative to its 5-year average P/B ratio of 1.07, the current P/B ratio is about 6.84% higher. Cadence Bank (CADE) has a Forward Free Cash Flow (FCF) yield of approximately 8.61%. Compared to its 3-year average FCF yield of 15.19%, the current FCF yield is approximately -43.35% lower. Relative to its 5-year average FCF yield of 13.86% , the current FCF yield is about -37.91% lower.

1.15

P/B

Median3y

1.06

Median5y

1.07

8.61

FCF Yield

Median3y

15.19

Median5y

13.86

Competitors Valuation Multiple

The average P/S ratio for CADE's competitors is 3.71, providing a benchmark for relative valuation. Cadence Bank Corp (CADE) exhibits a P/S ratio of 3.16, which is -14.95% above the industry average. Given its robust revenue growth of 5.20%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Valley National Bancorp

Zions Bancorporation NA

First Financial Bankshares Inc

7.91

17.76%

5.06B

Performance Decomposition

Market capitalization of CADE increased by 11.23% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 11.11 to 12.54.

The secondary factor is the Revenue Growth, contributed 5.20%to the performance.

Overall, the performance of CADE in the past 1 year is driven by P/E Change. Which is more unsustainable.

5.20%

421.29M → 443.18M

Revenue Growth

-6.90%

32.63 → 30.38

Margin Expansion

12.93%

11.11 → 12.54

P/E Change

11.23%