BWB Valuation

Bridgewater Bancshares Inc

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16.230

-0.24(-1.457%)1D

Overview
Forecast
Valuation
Earnings

BWB Relative Valuation

BWB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BWB is overvalued; if below, it's undervalued.

Historical Valuation

Bridgewater Bancshares Inc (BWB) is now in the Fair zone, suggesting that its current forward PE ratio of 10.19 is considered Fairly compared with the five-year average of 10.48. The fair price of Bridgewater Bancshares Inc (BWB) is between 15.24 to 18.98 according to relative valuation methord.

Relative Value

Fair Zone

15.24-18.98

Current Price：16.47

Fair

10.19

Trailing

Forward

0.00

EV/EBITDA

Bridgewater Bancshares Inc. (BWB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Bridgewater Bancshares Inc. (BWB) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.16

Bridgewater Bancshares Inc. (BWB) has a current PS of 3.16. The 5-year average PS is 3.37. The thresholds are as follows: Strongly Undervalued below 2.23, Undervalued between 2.23 and 2.80, Fairly Valued between 3.93 and 2.80, Overvalued between 3.93 and 4.50, and Strongly Overvalued above 4.50. The current Forward PS of 3.16 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Bridgewater Bancshares Inc. (BWB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Bridgewater Bancshares Inc. (BWB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Bridgewater Bancshares Inc (BWB) has a current Price-to-Book (P/B) ratio of 1.10. Compared to its 3-year average P/B ratio of 1.03 , the current P/B ratio is approximately 7.06% higher. Relative to its 5-year average P/B ratio of 1.23, the current P/B ratio is about -10.05% higher. Bridgewater Bancshares Inc (BWB) has a Forward Free Cash Flow (FCF) yield of approximately 7.66%. Compared to its 3-year average FCF yield of 11.39%, the current FCF yield is approximately -32.81% lower. Relative to its 5-year average FCF yield of 10.00% , the current FCF yield is about -23.42% lower.

1.10

P/B

Median3y

1.03

Median5y

1.23

7.66

FCF Yield

Median3y

11.39

Median5y

10.00

Competitors Valuation Multiple

The average P/S ratio for BWB's competitors is 2.87, providing a benchmark for relative valuation. Bridgewater Bancshares Inc Corp (BWB) exhibits a P/S ratio of 3.16, which is 10.28% above the industry average. Given its robust revenue growth of 35.16%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

BWB.O

Bridgewater Bancshares Inc

Carter Bankshares Inc

ChoiceOne Financial Services Inc

Red River Bancshares Inc

Flushing Financial Corp

1.91

30.48%

463.44M

Performance Decomposition

Market capitalization of BWB increased by 16.23% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 24.37M to 32.94M.

The secondary factor is the Margin Expansion, contributed 5.02%to the performance.

Overall, the performance of BWB in the past 1 year is driven by Revenue Growth. Which is more sustainable.

35.16%

24.37M → 32.94M

Revenue Growth

5.02%

33.30 → 34.97

Margin Expansion

-23.95%

17.90 → 13.61

P/E Change

16.23%