BSRR Relative Valuation
BSRR's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BSRR is overvalued; if below, it's undervalued.
Historical Valuation
Sierra Bancorp (BSRR) is now in the Fair zone, suggesting that its current forward PE ratio of 9.69 is considered Fairly compared with the five-year average of 9.00. The fair price of Sierra Bancorp (BSRR) is between 29.36 to 37.03 according to relative valuation methord.
Relative Value
Fair Zone
29.36-37.03
Current Price：34.40
Fair
9.69
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Sierra Bancorp. (BSRR) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Sierra Bancorp. (BSRR) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.67
PS
Sierra Bancorp. (BSRR) has a current PS of 2.67. The 5-year average PS is 2.40. The thresholds are as follows: Strongly Undervalued below 1.60, Undervalued between 1.60 and 2.00, Fairly Valued between 2.80 and 2.00, Overvalued between 2.80 and 3.20, and Strongly Overvalued above 3.20. The current Forward PS of 2.67 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Sierra Bancorp. (BSRR) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Sierra Bancorp. (BSRR) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Sierra Bancorp (BSRR) has a current Price-to-Book (P/B) ratio of 1.20. Compared to its 3-year average P/B ratio of 1.01 , the current P/B ratio is approximately 18.52% higher. Relative to its 5-year average P/B ratio of 1.04, the current P/B ratio is about 14.94% higher. Sierra Bancorp (BSRR) has a Forward Free Cash Flow (FCF) yield of approximately 9.40%. Compared to its 3-year average FCF yield of 13.18%, the current FCF yield is approximately -28.72% lower. Relative to its 5-year average FCF yield of 12.73% , the current FCF yield is about -26.19% lower.
1.20
P/B
Median3y
1.01
Median5y
1.04
9.40
FCF Yield
Median3y
13.18
Median5y
12.73
Competitors Valuation Multiple
The average P/S ratio for BSRR's competitors is 2.77, providing a benchmark for relative valuation. Sierra Bancorp Corp (BSRR) exhibits a P/S ratio of 2.67, which is -3.56% above the industry average. Given its robust revenue growth of 4.73%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of BSRR increased by 12.61% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 9.34 to 11.26.
The secondary factor is the Revenue Growth, contributed 4.73%to the performance.
Overall, the performance of BSRR in the past 1 year is driven by P/E Change. Which is more unsustainable.
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Frequently Asked Questions
Is Sierra Bancorp (BSRR) currently overvalued or undervalued?
Sierra Bancorp (BSRR) is now in the Fair zone, suggesting that its current forward PE ratio of 9.69 is considered Fairly compared with the five-year average of 9.00. The fair price of Sierra Bancorp (BSRR) is between 29.36 to 37.03 according to relative valuation methord.
What is Sierra Bancorp (BSRR) fair value?
BSRR's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Sierra Bancorp (BSRR) is between 29.36 to 37.03 according to relative valuation methord.
How does BSRR's valuation metrics compare to the industry average?
The average P/S ratio for BSRR's competitors is 2.77, providing a benchmark for relative valuation. Sierra Bancorp Corp (BSRR) exhibits a P/S ratio of 2.67, which is -3.56% above the industry average. Given its robust revenue growth of 4.73%, this premium appears unsustainable.
What is the current P/B ratio for Sierra Bancorp (BSRR) as of Jan 09 2026?
As of Jan 09 2026, Sierra Bancorp (BSRR) has a P/B ratio of 1.20. This indicates that the market values BSRR at 1.20 times its book value.
What is the current FCF Yield for Sierra Bancorp (BSRR) as of Jan 09 2026?
As of Jan 09 2026, Sierra Bancorp (BSRR) has a FCF Yield of 9.40%. This means that for every dollar of Sierra Bancorp’s market capitalization, the company generates 9.40 cents in free cash flow.
What is the current Forward P/E ratio for Sierra Bancorp (BSRR) as of Jan 09 2026?
As of Jan 09 2026, Sierra Bancorp (BSRR) has a Forward P/E ratio of 9.69. This means the market is willing to pay $9.69 for every dollar of Sierra Bancorp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Sierra Bancorp (BSRR) as of Jan 09 2026?
As of Jan 09 2026, Sierra Bancorp (BSRR) has a Forward P/S ratio of 2.67. This means the market is valuing BSRR at $2.67 for every dollar of expected revenue over the next 12 months.