BILL Valuation

BILL Holdings Inc

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46.120

-0.61(-1.305%)1D

Overview
Forecast
Valuation
Earnings

BILL Relative Valuation

BILL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BILL is overvalued; if below, it's undervalued.

Historical Valuation

BILL Holdings Inc (BILL) is now in the Fair zone, suggesting that its current forward PS ratio of 2.94 is considered Fairly compared with the five-year average of -250.19. The fair price of BILL Holdings Inc (BILL) is between 33.59 to 462.85 according to relative valuation methord.

Relative Value

Fair Zone

33.59-462.85

Current Price：46.73

Fair

21.75

Trailing

Forward

15.42

EV/EBITDA

BILL Holdings Inc. (BILL) has a current EV/EBITDA of 15.42. The 5-year average EV/EBITDA is 361.80. The thresholds are as follows: Strongly Undervalued below -4222.71, Undervalued between -4222.71 and -1930.46, Fairly Valued between 2654.06 and -1930.46, Overvalued between 2654.06 and 4946.31, and Strongly Overvalued above 4946.31. The current Forward EV/EBITDA of 15.42 falls within the Historic Trend Line -Fairly Valued range.

16.66

EV/EBIT

BILL Holdings Inc. (BILL) has a current EV/EBIT of 16.66. The 5-year average EV/EBIT is -975.09. The thresholds are as follows: Strongly Undervalued below -8339.72, Undervalued between -8339.72 and -4657.41, Fairly Valued between 2707.23 and -4657.41, Overvalued between 2707.23 and 6389.55, and Strongly Overvalued above 6389.55. The current Forward EV/EBIT of 16.66 falls within the Historic Trend Line -Fairly Valued range.

2.94

BILL Holdings Inc. (BILL) has a current PS of 2.94. The 5-year average PS is 18.41. The thresholds are as follows: Strongly Undervalued below -15.32, Undervalued between -15.32 and 1.55, Fairly Valued between 35.28 and 1.55, Overvalued between 35.28 and 52.14, and Strongly Overvalued above 52.14. The current Forward PS of 2.94 falls within the Historic Trend Line -Fairly Valued range.

13.10

P/OCF

BILL Holdings Inc. (BILL) has a current P/OCF of 13.10. The 5-year average P/OCF is -558.45. The thresholds are as follows: Strongly Undervalued below -3055.06, Undervalued between -3055.06 and -1806.76, Fairly Valued between 689.85 and -1806.76, Overvalued between 689.85 and 1938.16, and Strongly Overvalued above 1938.16. The current Forward P/OCF of 13.10 falls within the Historic Trend Line -Fairly Valued range.

14.69

P/FCF

BILL Holdings Inc. (BILL) has a current P/FCF of 14.69. The 5-year average P/FCF is -130.10. The thresholds are as follows: Strongly Undervalued below -884.01, Undervalued between -884.01 and -507.06, Fairly Valued between 246.85 and -507.06, Overvalued between 246.85 and 623.81, and Strongly Overvalued above 623.81. The current Forward P/FCF of 14.69 falls within the Historic Trend Line -Fairly Valued range.

BILL Holdings Inc (BILL) has a current Price-to-Book (P/B) ratio of 1.23. Compared to its 3-year average P/B ratio of 2.06 , the current P/B ratio is approximately -40.30% higher. Relative to its 5-year average P/B ratio of 4.88, the current P/B ratio is about -74.79% higher. BILL Holdings Inc (BILL) has a Forward Free Cash Flow (FCF) yield of approximately 7.34%. Compared to its 3-year average FCF yield of 3.35%, the current FCF yield is approximately 119.01% lower. Relative to its 5-year average FCF yield of 1.94% , the current FCF yield is about 279.13% lower.

1.23

P/B

Median3y

2.06

Median5y

4.88

7.34

FCF Yield

Median3y

3.35

Median5y

1.94

Competitors Valuation Multiple

The average P/S ratio for BILL's competitors is 3.65, providing a benchmark for relative valuation. BILL Holdings Inc Corp (BILL) exhibits a P/S ratio of 2.94, which is -19.46% above the industry average. Given its robust revenue growth of 11.55%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Zeta Global Holdings Corp

NIQ Global Intelligence PLC

1.18

5.58%

4.92B

Performance Decomposition

Market capitalization of BILL decreased by 11.43% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -244.59 to -636.62.

The secondary factor is the Revenue Growth, contributed 11.55%to the performance.

Overall, the performance of BILL in the past 1 year is driven by P/E Change. Which is more unsustainable.

11.55%

343.66M → 383.35M

Revenue Growth

-183.26%

2.21 → -1.84

Margin Expansion

160.28%

-244.59 → -636.62

P/E Change

-11.43%