Should You Buy BILL Holdings Inc (BILL) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/28
Buy (long-term). At ~$47, BILL is trading well below most recent Wall Street targets ($54–$62 range from several firms; Baird notes $55–$70 takeout framework) and is also seeing strong hedge-fund accumulation (+111% QoQ buying). While near-term price action is slightly soft and earnings are upcoming (Feb 5), the current price offers an attractive long-term entry for a beginner investor who wants to deploy capital now rather than wait for a “perfect” technical setup.
Technical Analysis
Trend is neutral-to-slightly bearish in the near term, but near a key decision area. MACD histogram is negative (-0.35) but contracting (downside momentum fading). RSI(6) ~43 is neutral/soft (not oversold). Moving averages are converging (often precedes a larger move). Price $47.17 is just under the pivot (47.463): holding this area is important. Levels: Support S1 ~44.37 then S2 ~42.46; Resistance R1 ~50.56 then R2 ~52.47. Pattern-based projection in the dataset is modestly negative over 1W to 1M (-4.55% / -6.06%), implying the entry is better suited to long-term accumulation than a short-term trade.
Analyst Ratings and Price Target Trends
Recent trend: mixed-to-constructive, but with some price-target trims into the next earnings print. Citi reiterated Buy but cut PT to $62 (from $71). Truist kept Buy and trimmed to $58 (from $60). Keefe Bruyette is Market Perform (PT raised to $60 from $52 earlier, though had cut to $48 post-Q1). Baird is Neutral with $56 PT while highlighting $55–$70 takeout value. Wall Street pros: (Pros) potential strategic value/takeout angle; recurring payments/SMB workflow tailwinds; targets above spot. (Cons) profitability/earnings power remains the key debate and expectations may be reset lower with guidance.
Wall Street analysts forecast BILL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BILL is 60.8 USD with a low forecast of 43 USD and a high forecast of 84 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast BILL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BILL is 60.8 USD with a low forecast of 43 USD and a high forecast of 84 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 46.550
Current: 46.550
