BHLB Valuation

Berkshire Hills Bancorp Inc

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0.000

-26.13(-100.000%)1D

Overview
Forecast
Valuation
Earnings

BHLB Relative Valuation

BHLB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BHLB is overvalued; if below, it's undervalued.

Historical Valuation

Berkshire Hills Bancorp Inc (BHLB) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.10 is considered Undervalued compared with the five-year average of 13.24. The fair price of Berkshire Hills Bancorp Inc (BHLB) is between 29.19 to 55.82 according to relative valuation methord. Compared to the current price of 26.13 USD , Berkshire Hills Bancorp Inc is Undervalued By 10.47%.

Relative Value

Fair Zone

29.19-55.82

Current Price：26.13

10.47%

Undervalued

8.10

Trailing

Forward

0.00

EV/EBITDA

Berkshire Hills Bancorp Inc. (BHLB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

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EV/EBIT

Berkshire Hills Bancorp Inc. (BHLB) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

1.47

Berkshire Hills Bancorp Inc. (BHLB) has a current PS of 1.47. The 5-year average PS is 2.50. The thresholds are as follows: Strongly Undervalued below 0.80, Undervalued between 0.80 and 1.65, Fairly Valued between 3.34 and 1.65, Overvalued between 3.34 and 4.19, and Strongly Overvalued above 4.19. The current Forward PS of 1.47 falls within the Undervalued range.

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P/OCF

Berkshire Hills Bancorp Inc. (BHLB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Berkshire Hills Bancorp Inc. (BHLB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Berkshire Hills Bancorp Inc (BHLB) has a current Price-to-Book (P/B) ratio of 0.98. Compared to its 3-year average P/B ratio of 1.06 , the current P/B ratio is approximately -8.15% higher. Relative to its 5-year average P/B ratio of 1.05, the current P/B ratio is about -7.38% higher. Berkshire Hills Bancorp Inc (BHLB) has a Forward Free Cash Flow (FCF) yield of approximately 11.37%. Compared to its 3-year average FCF yield of 11.75%, the current FCF yield is approximately -3.26% lower. Relative to its 5-year average FCF yield of 13.09% , the current FCF yield is about -13.17% lower.

0.98

P/B

Median3y

1.06

Median5y

1.05

11.37

FCF Yield

Median3y

11.75

Median5y

13.09

Competitors Valuation Multiple

The average P/S ratio for BHLB's competitors is , providing a benchmark for relative valuation. Berkshire Hills Bancorp Inc Corp (BHLB) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 2.09%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

BHLB.N

Berkshire Hills Bancorp Inc

ConnectOne Bancorp Inc

Loss

25.78%

1.29B

Performance Decomposition

Market capitalization of BHLB decreased by 1.13% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 23.33 to 28.89.

The secondary factor is the Revenue Growth, contributed 2.09%to the performance.

Overall, the performance of BHLB in the past 1 year is driven by Margin Expansion. Which is more sustainable.

2.09%

102.96M → 105.11M

Revenue Growth

23.83%

23.33 → 28.89

Margin Expansion

-27.05%

14.02 → 10.22

P/E Change

-1.13%