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BFST Overview

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0.000
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0.000(0.000%)Aft-market
ET
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0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

Loading chart...

High
26.480
Open
25.770
VWAP
26.17
Vol
193.89K
Mkt Cap
847.53M
Low
25.750
Amount
5.07M
EV/EBITDA(TTM)
9.06
Total Shares
32.71M
EV
1.06B
EV/OCF(TTM)
3.20
P/S(TTM)
2.64
Business First Bancshares, Inc., through its banking subsidiary b1BANK, operates banking centers and loan production offices in markets across Louisiana and Texas, providing commercial and personal banking products and services. The Company's personal banking products and services include personal checking, personal savings, digital banking, long term savings, personal lending and additional services. Its commercial products and services include commercial checking, commercial savings, commercial lending, online banking, and treasury management. The Company's wealth management products and services include investments, financial planning, and insurance. It also provides private client banking products and services. Its personal checking products include MAX Checking and FLEX Checking. Its personal savings products include MAX Money Market, FLEX Savings and AIM Savings. Its commercial checking products include Essential Business Checking, Aspire Checking, and MAX Business Checking.
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Events Timeline

(ET)
2026-01-22
16:50:00
Business First Reports Q4 Credit Loss Provision of $3.1M
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2026-01-05 (ET)
2026-01-05
09:10:00
Business First Bancshares Completes Acquisition of Progressive Bancorp
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2025-10-28 (ET)
2025-10-28
16:57:37
Business First Bancshares Launches $30 Million Stock Buyback Initiative
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2025-10-23 (ET)
2025-10-23
16:10:42
Business First Bancshares Announces Q3 EPS of 72 Cents, Exceeding Consensus Estimate of 66 Cents
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2025-07-28 (ET)
2025-07-28
08:24:27
Business First Bancshares reports Q2 core EPS 66c, consensus 64c
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News

Newsfilter
7.5
02-17Newsfilter
b1BANK Partners with Covecta to Integrate AI into Banking Operations
  • Strategic Partnership: b1BANK has formed a multi-year strategic partnership with Covecta to integrate agentic AI into key stages of the banking lifecycle, enhancing team efficiency, improving controls, and increasing capacity while maintaining strong risk and compliance standards.
  • Productivity Gains: Covecta's technology solutions have demonstrated a 50% productivity uplift among its UK clients, indicating their effectiveness in enhancing operational efficiency and streamlining processes, ultimately benefiting both b1BANK and its customers significantly.
  • Rapid Deployment Capability: With Covecta's agents embedded within b1BANK's existing systems, the bank anticipates transitioning from contract signing to go-live in just eight weeks, greatly accelerating the speed and efficiency of innovation deployment.
  • Focus on High-Value Activities: b1BANK selected Covecta for its purpose-built agents that possess deep banking domain expertise, allowing teams to concentrate more on relationship building, complex decision-making, and strategic growth, while AI agents manage repetitive checks and reconciliations that have historically created bottlenecks.
seekingalpha
8.0
01-23seekingalpha
Business First Bancshares (BFST) Declares $0.15 Quarterly Dividend with 2.13% Yield
  • Dividend Declaration: Business First Bancshares has declared a quarterly dividend of $0.15 per share, maintaining the previous level, which demonstrates the company's stable cash flow and commitment to shareholder returns.
  • Yield Metrics: The forward yield of 2.13% not only attracts income-seeking investors but also reflects the company's financial health in the current market environment, indicating a solid investment opportunity.
  • Shareholder Arrangement: The dividend is payable on February 18, with a record date of February 15 and an ex-dividend date of February 13, ensuring timely returns for shareholders and boosting investor confidence.
  • Stock Repurchase Program: The company has also announced a $30 million stock repurchase program aimed at enhancing earnings per share by reducing the number of shares outstanding, thereby further increasing shareholder value.
NASDAQ.COM
9.5
01-23NASDAQ.COM
Business First Bancshares (BFST) Reports Q4 Earnings Growth to $21.01 Million
  • Significant Earnings Growth: Business First Bancshares, Inc. reported fourth-quarter earnings of $21.01 million, or $0.71 per share, marking a substantial increase from last year's $15.14 million and $0.51 per share, indicating strong growth in profitability.
  • Exceeding Market Expectations: The adjusted earnings of $23.52 million, or $0.79 per share, surpassed analysts' expectations of $0.68 per share, reflecting the company's better-than-expected performance in its core business and boosting investor confidence.
  • Continued Revenue Growth: The company's revenue rose 7.1% year-over-year to $83.09 million, compared to $77.59 million last year, showcasing the company's competitive position and increased customer demand in the market.
  • Improved Financial Health: With both earnings and revenue growth, Business First Bancshares' financial health has improved, potentially providing more funding support for future expansion and investments.
seekingalpha
9.5
01-23seekingalpha
Business First Bancshares (BFST) Reports 14% EPS Growth in Q4 2025 and Initiates Stock Buyback
  • Strong Earnings Performance: Business First Bancshares reported a net income of $21 million and EPS of $0.71 in Q4 2025, reflecting a 20% year-over-year increase, which significantly enhances market confidence in the company's profitability.
  • Stock Buyback Initiative: The company initiated a stock repurchase for the first time in nearly six years, buying back approximately 150,000 shares at around $24.70, indicating management's confidence in future prospects and helping to boost EPS.
  • Loan and Deposit Growth: Total loans increased by $168.4 million, with an annualized growth rate of 11.1%, while total deposits rose by $191.7 million, primarily due to a net increase in interest-bearing deposits, showcasing the company's competitive edge and customer appeal.
  • Positive Future Outlook: Management expects to focus on optimizing existing systems in 2026, targeting mid-single-digit loan growth, and anticipates non-interest income to remain in the $13 million to $14 million range, demonstrating a clear strategy for sustained growth and risk management.
seekingalpha
9.5
01-22seekingalpha
Business First Bancshares Q4 Non-GAAP EPS Beats Expectations, Announces $30M Stock Repurchase Program
  • Earnings Beat: Business First Bancshares reported a Q4 Non-GAAP EPS of $0.79, exceeding expectations by $0.08, which reflects the company's ongoing profitability enhancement and strengthens investor confidence.
  • Revenue Growth: The company achieved Q4 revenue of $83.09 million, a 7.1% year-over-year increase, surpassing expectations by $1.68 million, indicating robust business growth and strong market demand, thereby enhancing future growth potential.
  • Repurchase Program: Business First Bancshares announced a $30 million stock repurchase program aimed at boosting EPS by reducing the number of outstanding shares, demonstrating the company's confidence in its value and commitment to shareholder returns.
  • Positive Market Reaction: Following the earnings report, the market reacted positively to Business First Bancshares, which is expected to further drive stock price appreciation and enhance the company's competitiveness in the financial services sector.
Globenewswire
9.5
01-06Globenewswire
Business First Bancshares to Release Q4 2025 Earnings on January 22
  • Earnings Release Schedule: Business First Bancshares is set to release its Q4 2025 earnings after market close on January 22, 2026, which is expected to provide critical financial data for assessing the company's performance.
  • Management Conference Call: On the same day, management will host a conference call and webcast at 4:00 p.m. CDT to discuss the earnings results with investors and analysts, enhancing transparency and communication.
  • Asset Overview: As of September 30, 2025, Business First Bancshares reported $8.0 billion in assets and $5.7 billion in assets under management, indicating robust growth in its markets across Louisiana and Texas.
  • Industry Recognition: b1BANK has been awarded the 2024 Mastercard “Innovation Award” and has been a multi-year winner of American Banker Magazine’s “Best Banks to Work For,” reflecting its competitiveness and appeal in the industry.
Wall Street analysts forecast BFST stock price to rise
3 Analyst Rating
Wall Street analysts forecast BFST stock price to rise
3 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
31.00
Averages
32.33
High
34.00
Current: 0.000
sliders
Low
31.00
Averages
32.33
High
34.00
DA Davidson
Buy
maintain
$32 -> $33
AI Analysis
2026-01-26
Reason
DA Davidson
Price Target
$32 -> $33
AI Analysis
2026-01-26
maintain
Buy
Reason
DA Davidson raised the firm's price target on Business First Bancshares to $33 from $32 and keeps a Buy rating on the shares after its Q4 earnings beat. The company's result highlights its ability to generate solid loan growth and maintain its net interest margin with additional traction from its fee-based business lines, the analyst tells investors in a research note.
Stephens
Overweight
maintain
$34 -> $35
2026-01-23
Reason
Stephens
Price Target
$34 -> $35
2026-01-23
maintain
Overweight
Reason
Stephens raised the firm's price target on Business First Bancshares to $35 from $34 and keeps an Overweight rating on the shares following Q4 results that the firm says were highlighted by "excellent fees, strong loan growth and good balance sheet repricing trends."
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Valuation Metrics

The current forward P/E ratio for Business First Bancshares Inc (BFST.O) is 8.90, compared to its 5-year average forward P/E of 9.65. For a more detailed relative valuation and DCF analysis to assess Business First Bancshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
9.65
Current PE
8.90
Overvalued PE
11.10
Undervalued PE
8.21

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.22
Current PS
2.14
Overvalued PS
2.56
Undervalued PS
1.88

Financials

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Frequently Asked Questions

What is Business First Bancshares Inc (BFST) stock price today?

The current price of BFST is 26.28 USD — it has increased 1.43

What is Business First Bancshares Inc (BFST)'s business?

Business First Bancshares, Inc., through its banking subsidiary b1BANK, operates banking centers and loan production offices in markets across Louisiana and Texas, providing commercial and personal banking products and services. The Company's personal banking products and services include personal checking, personal savings, digital banking, long term savings, personal lending and additional services. Its commercial products and services include commercial checking, commercial savings, commercial lending, online banking, and treasury management. The Company's wealth management products and services include investments, financial planning, and insurance. It also provides private client banking products and services. Its personal checking products include MAX Checking and FLEX Checking. Its personal savings products include MAX Money Market, FLEX Savings and AIM Savings. Its commercial checking products include Essential Business Checking, Aspire Checking, and MAX Business Checking.

What is the price predicton of BFST Stock?

Wall Street analysts forecast BFST stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BFST is32.33 USD with a low forecast of 31.00 USD and a high forecast of 34.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Business First Bancshares Inc (BFST)'s revenue for the last quarter?

Business First Bancshares Inc revenue for the last quarter amounts to 76.02M USD, increased 8.18

What is Business First Bancshares Inc (BFST)'s earnings per share (EPS) for the last quarter?

Business First Bancshares Inc. EPS for the last quarter amounts to 0.71 USD, increased 39.22

How many employees does Business First Bancshares Inc (BFST). have?

Business First Bancshares Inc (BFST) has 821 emplpoyees as of March 19 2026.

What is Business First Bancshares Inc (BFST) market cap?

Today BFST has the market capitalization of 847.53M USD.