Historical Valuation
BankFinancial Corp (BFIN) is now in the Fair zone, suggesting that its current forward PE ratio of 16.22 is considered Fairly compared with the five-year average of 14.21. The fair price of BankFinancial Corp (BFIN) is between 7.50 to 12.40 according to relative valuation methord.
Relative Value
Fair Zone
7.50-12.40
Current Price：12.01
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
BankFinancial Corp (BFIN) has a current Price-to-Book (P/B) ratio of 0.95. Compared to its 3-year average P/B ratio of 0.86 , the current P/B ratio is approximately 10.62% higher. Relative to its 5-year average P/B ratio of 0.87, the current P/B ratio is about 9.27% higher. BankFinancial Corp (BFIN) has a Forward Free Cash Flow (FCF) yield of approximately 1.29%. Compared to its 3-year average FCF yield of 6.19%, the current FCF yield is approximately -79.10% lower. Relative to its 5-year average FCF yield of 5.01% , the current FCF yield is about -74.21% lower.
P/B
Median3y
0.86
Median5y
0.87
FCF Yield
Median3y
6.19
Median5y
5.01
Competitors Valuation Multiple
AI Analysis for BFIN
The average P/S ratio for BFIN competitors is 1.58, providing a benchmark for relative valuation. BankFinancial Corp Corp (BFIN.O) exhibits a P/S ratio of 2.59, which is 63.86% above the industry average. Given its robust revenue growth of -7.08%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for BFIN
1Y
3Y
5Y
Market capitalization of BFIN increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of BFIN in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is BFIN currently overvalued or undervalued?
BankFinancial Corp (BFIN) is now in the Fair zone, suggesting that its current forward PE ratio of 16.22 is considered Fairly compared with the five-year average of 14.21. The fair price of BankFinancial Corp (BFIN) is between 7.50 to 12.40 according to relative valuation methord.
What is BankFinancial Corp (BFIN) fair value?
BFIN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of BankFinancial Corp (BFIN) is between 7.50 to 12.40 according to relative valuation methord.
How does BFIN's valuation metrics compare to the industry average?
The average P/S ratio for BFIN's competitors is 1.58, providing a benchmark for relative valuation. BankFinancial Corp Corp (BFIN) exhibits a P/S ratio of 2.59, which is 63.86% above the industry average. Given its robust revenue growth of -7.08%, this premium appears unsustainable.
What is the current P/B ratio for BankFinancial Corp (BFIN) as of Jan 10 2026?
As of Jan 10 2026, BankFinancial Corp (BFIN) has a P/B ratio of 0.95. This indicates that the market values BFIN at 0.95 times its book value.
What is the current FCF Yield for BankFinancial Corp (BFIN) as of Jan 10 2026?
As of Jan 10 2026, BankFinancial Corp (BFIN) has a FCF Yield of 1.29%. This means that for every dollar of BankFinancial Corp’s market capitalization, the company generates 1.29 cents in free cash flow.
What is the current Forward P/E ratio for BankFinancial Corp (BFIN) as of Jan 10 2026?
As of Jan 10 2026, BankFinancial Corp (BFIN) has a Forward P/E ratio of 16.22. This means the market is willing to pay $16.22 for every dollar of BankFinancial Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for BankFinancial Corp (BFIN) as of Jan 10 2026?
As of Jan 10 2026, BankFinancial Corp (BFIN) has a Forward P/S ratio of 2.59. This means the market is valuing BFIN at $2.59 for every dollar of expected revenue over the next 12 months.