BFIN Valuation
BankFinancial Corp
$
12.420
- Overview
- Forecast
- Valuation
- Earnings
BFIN Relative Valuation
BFIN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BFIN is overvalued; if below, it's undervalued.
Historical Valuation
BankFinancial Corp (BFIN) is now in the Overvalued zone, suggesting that its current forward PE ratio of 17.70 is considered Overvalued compared with the five-year average of 14.15. The fair price of BankFinancial Corp (BFIN) is between 6.95 to 11.59 according to relative valuation methord. Compared to the current price of 12.48 USD , BankFinancial Corp is Overvalued By 7.65%.
Relative Value
Fair Zone
6.95-11.59
Current Price：12.48
7.65%
Overvalued
17.64
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
BankFinancial Corp. (BFIN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
BankFinancial Corp. (BFIN) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
2.73
PS
BankFinancial Corp. (BFIN) has a current PS of 2.73. The 5-year average PS is 2.41. The thresholds are as follows: Strongly Undervalued below 1.49, Undervalued between 1.49 and 1.95, Fairly Valued between 2.87 and 1.95, Overvalued between 2.87 and 3.33, and Strongly Overvalued above 3.33. The current Forward PS of 2.73 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
BankFinancial Corp. (BFIN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
BankFinancial Corp. (BFIN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
BankFinancial Corp (BFIN) has a current Price-to-Book (P/B) ratio of 0.99. Compared to its 3-year average P/B ratio of 0.85 , the current P/B ratio is approximately 17.01% higher. Relative to its 5-year average P/B ratio of 0.85, the current P/B ratio is about 16.40% higher. BankFinancial Corp (BFIN) has a Forward Free Cash Flow (FCF) yield of approximately 4.74%. Compared to its 3-year average FCF yield of 6.18%, the current FCF yield is approximately -23.27% lower. Relative to its 5-year average FCF yield of 5.84% , the current FCF yield is about -18.85% lower.
0.99
P/B
Median3y
0.85
Median5y
0.85
4.74
FCF Yield
Median3y
6.18
Median5y
5.84
Competitors Valuation Multiple
The average P/S ratio for BFIN's competitors is 1.46, providing a benchmark for relative valuation. BankFinancial Corp Corp (BFIN) exhibits a P/S ratio of 2.73, which is 86.90% above the industry average. Given its robust revenue growth of -7.73%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of BFIN increased by 6.25% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 33.97 to 78.88.
The secondary factor is the Revenue Growth, contributed -7.73%to the performance.
Overall, the performance of BFIN in the past 1 year is driven by P/E Change. Which is more unsustainable.
People Also Watch
PTMN
BCP Investment Corp
12.270
USD
+1.39%
RILY
B Riley Financial Inc
5.040
USD
+0.40%
IDR
Idaho Strategic Resources Inc
26.530
USD
+3.31%
FENC
Fennec Pharmaceuticals Inc
8.680
USD
+0.35%
RFAI
RF Acquisition Corp II
10.620
USD
+0.09%
BETR
Better Home & Finance Holding Co
20.950
USD
+6.64%
TSE
Trinseo PLC
2.420
USD
-3.59%
BW
Babcock & Wilcox Enterprises Inc
1.710
USD
-2.84%
BANX
ArrowMark Financial Corp
20.630
USD
-0.41%
FAQ
Is BankFinancial Corp (BFIN) currently overvalued or undervalued?
BankFinancial Corp (BFIN) is now in the Overvalued zone, suggesting that its current forward PE ratio of 17.70 is considered Overvalued compared with the five-year average of 14.15. The fair price of BankFinancial Corp (BFIN) is between 6.95 to 11.59 according to relative valuation methord. Compared to the current price of 12.48 USD , BankFinancial Corp is Overvalued By 7.65% .
What is BankFinancial Corp (BFIN) fair value?
How does BFIN's valuation metrics compare to the industry average?
What is the current P/B ratio for BankFinancial Corp (BFIN) as of Aug 27 2025?
What is the current FCF Yield for BankFinancial Corp (BFIN) as of Aug 27 2025?
What is the current Forward P/E ratio for BankFinancial Corp (BFIN) as of Aug 27 2025?
