BBAR Earnings Prediction
The chart below shows how BBAR performed 10 days before and after its earnings report, based on data from the past quarters. Typically, BBAR sees a -2.89% change in stock price 10 days leading up to the earnings, and a +10.38% change 10 days following the report. On the earnings day itself, the stock moves by -0.18%. This data can give you a slight idea of what to expect for the next quarter's release.
BBAR Key Earning Data
2024/Q4
Year Over Year
Quarter Over Quarter
Total Revenue
630.98M
-33.17%
-27.60%
Gross Margin
--
--
--
Operating Margin
15.88%
561.67%
-15.44%
Net Margin
16.72%
397.62%
14.29%
EPS
0.17
240.00%
-15.00%
No Data Available
BBAR Earnings Analysis
Banco BBVA Argentina S.A. Corporation (BBAR.N) Earnings Conference Call
Positive
Digital Customer Acquisition Growth: New customer acquisition through digital channels reached 83% compared to 80% a year ago.
Retail Digital Sales Performance: Retail digital sales measured in units reached 92.6% in Q3 2024, representing 73.7% of the bank's total sales measured in monetary value.
Q3 2024 Financial Performance: BBVA Argentina's inflation-adjusted net income in Q3 2024 was ARS 99.2 billion, implying a quarterly ROE of 16.9% and quarterly ROA of 2.9%.
Deposit Growth and Market Share: Total deposits reached ARS 8.5 trillion, increasing 30.9% quarter-over-quarter, with the bank's consolidated market share of private deposits reaching 8.67% as of Q3 2024.
Public Sector Exposure Decline: Total public sector exposure, excluding Central Bank, totaled ARS 2.6 trillion, decreasing 6.4%, indicating a strategic focus on managing public sector risks.
Negative
Net Income Decline: B B V A A r g e n t i n a ' s i n f l a t i o n a d j u s t e d n e t i n c o m e i n t h e t h i r d q u a r t e r o f 2 0 2 4 w a s A R S 9 9 . 2 b i l l i o n , d e c r e a s i n g 2 1 . 6 % q u a r t e r - o v e r - q u a r t e r .
Operating Income Decline Factors: T h e 4 1 . 3 % f a l l i n t h e q u a r t e r l y o p e r a t i n g r e s u l t s w a s e x p l a i n e d b y a l o w e r o p e r a t i n g i n c o m e , m a i n l y d u e t o : O n e , l o w e r i n t e r e s t i n c o m e , e s p e c i a l l y d u e t o l o w e r a v e r a g e m a r k e t r a t e s a s a r e s u l t o f a l o w e r a v e r a g e m o n e t a r y p o l i c y r a t e ; t w o , l o w e r i n t e r e s t f r o m C P I - l i n k e d b o n d s ; a n d t h r e e , l o w e r F X r e s u l t s , m a i n l y d u e t o t h e d u a l b o n d h a v i n g m a t u r e d .
Net Income Impact Analysis: N e t i n c o m e f o r t h e p e r i o d w a s h i g h l y i m p a c t e d b y i n c o m e f r o m n e t m o n e t a r y p o s i t i o n , a l t h o u g h w i t h l o w e r i m p a c t t h a n t h e p r i o r q u a r t e r .
Interest Income Decline: I n t h e t h i r d q u a r t e r o f 2 0 2 4 , i n t e r e s t i n c o m e d e c r e a s e d m o r e t h a n i n t e r e s t e x p e n s e s , b o t h t h e m o n e t a r y a n d p e r c e n t a g e t e r m s .
Quarterly Income Decline Factors: T h e q u a r t e r l y d e c l i n e i s m a i n l y d r i v e n b y : o n e , l o w e r i n c o m e f r o m R E P O s ; a n d t w o , l o w e r i n c o m e f r o m l o a n s , b o t h e x p l a i n e d b y a d e c l i n e i n t h e q u a r t e r l y a v e r a g e m o n e t a r y p o l i c y r a t e .
BBAR FAQs
How does BBAR typically perform around its earnings report dates?
Is Banco BBVA Argentina S.A. (BBAR) Q3 2024 Earnings Call Summary positive or negative?
How can historical earnings data help predict future stock performance?
BBAR Earning Call Sentiment
Banco BBVA Argentina S.A. (BBAR) Q3 2024 Earnings Call Transcript
1.0x
00:00
00:00
BBAR.N
-4.82%Positive
The earnings call presents a mixed picture. Financial performance shows declines in net income and interest income, but operating expenses decreased. The market strategy emphasizes digital growth, yet GDP and inflation forecasts suggest economic challenges. Shareholder returns are stable, but without buybacks. The Q&A section didn't reveal significant concerns or sentiment shifts. The market cap of nearly $2 billion suggests moderate sensitivity to these factors. Overall, the combination of positive and negative factors, alongside economic uncertainties, leads to a neutral stock price prediction within the -2% to 2% range.
