AX Relative Valuation
AX's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, AX is overvalued; if below, it's undervalued.
Historical Valuation
Axos Financial Inc (AX) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.02 is considered Undervalued compared with the five-year average of 9.67. The fair price of Axos Financial Inc (AX) is between 77.35 to 109.04 according to relative valuation methord. Compared to the current price of 76.60 USD , Axos Financial Inc is Undervalued By 0.97%.
Relative Value
Fair Zone
77.35-109.04
Current Price：76.60
0.97%
Undervalued
9.02
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Axos Financial Inc. (AX) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Axos Financial Inc. (AX) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
75.60
PS
Axos Financial Inc. (AX) has a current PS of 75.60. The 5-year average PS is 4.19. The thresholds are as follows: Strongly Undervalued below -13.20, Undervalued between -13.20 and -4.51, Fairly Valued between 12.88 and -4.51, Overvalued between 12.88 and 21.58, and Strongly Overvalued above 21.58. The current Forward PS of 75.60 falls within the Strongly Overvalued range.
0.00
P/OCF
Axos Financial Inc. (AX) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Axos Financial Inc. (AX) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Axos Financial Inc (AX) has a current Price-to-Book (P/B) ratio of 1.53. Compared to its 3-year average P/B ratio of 1.49 , the current P/B ratio is approximately 3.14% higher. Relative to its 5-year average P/B ratio of 1.64, the current P/B ratio is about -6.38% higher. Axos Financial Inc (AX) has a Forward Free Cash Flow (FCF) yield of approximately 0.12%. Compared to its 3-year average FCF yield of 10.76%, the current FCF yield is approximately -98.86% lower. Relative to its 5-year average FCF yield of 9.45% , the current FCF yield is about -98.70% lower.
1.53
P/B
Median3y
1.49
Median5y
1.64
0.12
FCF Yield
Median3y
10.76
Median5y
9.45
Competitors Valuation Multiple
The average P/S ratio for AX's competitors is 45.56, providing a benchmark for relative valuation. Axos Financial Inc Corp (AX) exhibits a P/S ratio of 75.60, which is 65.92% above the industry average. Given its robust revenue growth of -0.11%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of AX decreased by 8.75% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 37.24 to 37.28.
The secondary factor is the Revenue Growth, contributed -0.11%to the performance.
Overall, the performance of AX in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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