AX

Axos Financial Inc

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Advanced Chart

84.720

+0.19(0.225%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

84.800

Open

84.120

VWAP

84.56

Vol

304.26K

Mkt Cap

4.78B

Low

83.180

Amount

25.73M

EV/EBITDA(TTM)

5.27

Total Shares

56.97M

3.32B

EV/OCF(TTM)

2.40

P/S(TTM)

4.27

Axos Financial Inc. is the holding company for Axos Bank (the Bank), Axos Clearing LLC and Axos Invest, Inc. The Bank provides consumer and commercial banking products through its digital online and mobile banking platforms. Its segments include Banking Business and Securities Business. The Banking Business Segment includes a broad range of banking services, including online banking, concierge banking, and mortgage, vehicle and unsecured lending through online, low-cost distribution channels to serve the needs of consumers and small businesses nationally. In addition, the Banking Business Segment focuses on depositing products nationwide to industry verticals. The Securities Business Segment includes the clearing broker-dealer, registered investment advisor custody business, and introducing broker-dealer lines of businesses. These lines of business offer products independently to their own customers as well as to Banking Business Segment clients.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q2

FY2026Q1

FY2025Q4

326.93M

+6.18%

2.006

+10.22%

320.28M

-0.12%

1.950

-0.51%

312.29M

+7.34%

1.813

-0.91%

Estimates Revision

The market is revising Upward the revenue expectations for Axos Financial, Inc. (AX) for FY2025, with the revenue forecasts being adjusted by 0.38% over the past three months. During the same period, the stock price has changed by 34.82%.

Revenue Estimates for FY2025

Revise Upward

+0.38%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+2.33%

In Past 3 Month

Stock Price

Go Up

+34.82%

In Past 3 Month

6 Analyst Rating

1.31% Upside

Wall Street analysts forecast AX stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AX is 85.83 USD with a low forecast of 72.00 USD and a high forecast of 96.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

5 Buy

1 Hold

0 Sell

Strong Buy

1.31% Upside

Current: 84.720

Low

72.00

Averages

85.83

High

96.00

1.31% Upside

Current: 84.720

Low

72.00

Averages

85.83

High

96.00

Keefe Bruyette

Market Perform

maintain

$85 -> $90

2025-07-11

Reason

Keefe Bruyette

Price Target

$85 -> $90

2025-07-11

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on Axos Financial to $90 from $85 and keeps a Market Perform rating on the shares.

Raymond James

Outperform

maintain

$72 -> $90

2025-07-08

Reason

Raymond James

Price Target

$72 -> $90

2025-07-08

maintain

Outperform

Reason

Raymond James raised the firm's price target on Axos Financial to $90 from $72 and keeps an Outperform rating on the shares ahead of the Q2 earnings report. The firm expects relative stability in EPS estimates with a bias to the upside during the July reporting season, though the uncertainty about the trade war, economic backdrop, health of the consumer, and impact on credit costs highlight the bear case for bank stocks, the analyst tells investors in a research note. Raymond James expects loan growth forecasts to remain mostly stable to slightly improved, with some rebound already built into second half expectations, while net interest margin expansion should continue.

Jefferies

Buy

initiated

$90

2025-05-20

Reason

Jefferies

Price Target

$90

2025-05-20

initiated

Buy

Reason

DA Davidson

Gary Tenner

Strong Buy

Maintains

$96 → $88

2025-01-30

Reason

DA Davidson

Gary Tenner

Price Target

$96 → $88

2025-01-30

Maintains

Strong Buy

Reason

DA Davidson lowered the firm's price target on Axos Financial to $88 from $96 and keeps a Buy rating on the shares. The company's Q2 results were generally in line with expectations, with major income statement line items offsetting, the analyst tells investors in a research note. The firm adds however that the second consecutive quarter of sizable non-performing asset increase was notable, and while themanagement views the adds as idiosyncratic, the elevated levels may be an overhang on the stock for the intermediate term.

Needham

Kyle Peterson

Strong Buy

Maintains

$85 → $88

2025-01-29

Reason

Needham

Kyle Peterson

Price Target

$85 → $88

2025-01-29

Maintains

Strong Buy

Reason

Needham keeps a Buy rating and $85 price target on Axos Financial after hosting its management team. The firm remains bullish on the company's growth focused culture, strong loan pipeline, and ongoing hiring of new teams that should help loan growth accelerate moving forward, the analyst tells investors in a research note. Needham adds that it expects credit performance to remain best-in-breed, and the firm is confident that management will continue to deploy excess capital through share repurchases.

Keefe, Bruyette & Woods

Kelly Motta

Hold

Maintains

$91 → $90

2025-01-29

Reason

Keefe, Bruyette & Woods

Kelly Motta

Price Target

$91 → $90

2025-01-29

Maintains

Hold

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Axos Financial Inc (AX.N) is 10.97, compared to its 5-year average forward P/E of 9.46. For a more detailed relative valuation and DCF analysis to assess Axos Financial Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

9.46

Current PE

10.97

Overvalued PE

11.86

Undervalued PE

7.06

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

3.12

Current PS

3.72

Overvalued PS

3.86

Undervalued PS

2.38