AX

Axos Financial Inc

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Advanced Chart

79.620

-1.13(-1.399%)1D

Line

Candle

YTD

High

81.310

Open

80.760

VWAP

79.81

Vol

227.64K

Mkt Cap

4.51B

Low

79.030

Amount

18.17M

EV/EBITDA(TTM)

5.63

Total Shares

56.97M

3.57B

EV/OCF(TTM)

1.26

P/S(TTM)

3.91

Axos Financial Inc. is the holding company for Axos Bank (the Bank), Axos Clearing LLC and Axos Invest, Inc. The Bank provides consumer and commercial banking products through its digital online and mobile banking platforms. Its segments include Banking Business and Securities Business. The Banking Business Segment includes a broad range of banking services, including online banking, concierge banking, and mortgage, vehicle and unsecured lending through online, low-cost distribution channels to serve the needs of consumers and small businesses nationally. In addition, the Banking Business Segment focuses on depositing products nationwide to industry verticals. The Securities Business Segment includes the clearing broker-dealer, registered investment advisor custody business, and introducing broker-dealer lines of businesses. These lines of business offer products independently to their own customers as well as to Banking Business Segment clients.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q4

FY2026Q3

FY2026Q2

352.42M

+9.63%

2.117

+9.11%

343.18M

+11.12%

2.022

+11.69%

344.57M

+11.91%

2.062

+13.28%

Estimates Revision

The market is revising Upward the revenue expectations for Axos Financial, Inc. (AX) for FY2026, with the revenue forecasts being adjusted by 0.25% over the past three months. During the same period, the stock price has changed by -6.41%.

Revenue Estimates for FY2026

Revise Upward

+0.25%

In Past 3 Month

EPS Estimates for FY2026

Revise Upward

+0.48%

In Past 3 Month

Stock Price

Go Down

-6.41%

In Past 3 Month

4 Analyst Rating

Wall Street analysts forecast AX stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AX is 102.75 USD with a low forecast of 100.00 USD and a high forecast of 106.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

3 Buy

1 Hold

0 Sell

Strong Buy

Current: 79.620

Low

100.00

Averages

102.75

High

106.00

Current: 79.620

Low

100.00

Averages

102.75

High

106.00

Needham

Buy

maintain

$105 -> $107

2025-10-31

Reason

Needham

Price Target

$105 -> $107

2025-10-31

maintain

Buy

Reason

Needham raised the firm's price target on Axos Financial to $107 from $105 and keeps a Buy rating on the shares. The company reported strong results, beating Street estimates across the board due to stronger fee income and faster loan growth, while the loan growth outlook was also bumped up to low to mid-teens, which serves as a signal that the recent investments and team lift-outs are paying dividends, the analyst tells investors in a research note.

Keefe Bruyette

Market Perform

maintain

$94 -> $100

2025-09-29

Reason

Keefe Bruyette

Price Target

$94 -> $100

2025-09-29

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on Axos Financial to $100 from $94 and keeps a Market Perform rating on the shares. The $43.5M acquisition of Verdant Commercial Capital fits nicely into Axos' M&A strategy, the analyst tells investors in a research note.

Needham

Buy

maintain

$102 -> $105

2025-09-29

Reason

Needham

Price Target

$102 -> $105

2025-09-29

maintain

Buy

Reason

Needham raised the firm's price target on Axos Financial to $105 from $102 and keeps a Buy rating on the shares. The firm is positive on the acquisition of Verdant Commercial Capital that is expected to be immediately accretive to EPS, especially as Axos should be able to replace Verdant's higher cost funding with deposits after the transaction closes, the analyst tells investors in a research note. Needham adds that this is a good strategic fit as it helps further bolster the C&I loan book and deploy capital.

DA Davidson

Gary Tenner

Buy

maintain

$100 -> $106

2025-09-24

Reason

DA Davidson

Gary Tenner

Price Target

$100 -> $106

2025-09-24

maintain

Buy

Reason

DA Davidson analyst Gary Tenner raised the firm's price target on Axos Financial to $106 from $100 and keeps a Buy rating on the shares. The company's acquisition of Verdant Commercial Capital is modestly accretive to its FY26 and FY27 earnings, but is expected to be a scalable driver of net interest income and fee income while also further diversifying and adding duration to its loan book, the analyst tells investors in a research note.

Raymond James

Outperform

maintain

$95 -> $100

2025-09-23

Reason

Raymond James

Price Target

$95 -> $100

2025-09-23

maintain

Outperform

Reason

Raymond James raised the firm's price target on Axos Financial to $100 from $95 and keeps an Outperform rating on the shares. Axos announced that it will acquire Verdant Commercial Capital, the sixth largest independent equipment finance company in the U.S., which will enhance and scale the bank's existing equipment leasing business, provide significant opportunity to leverage the bank's lower cost funding base, as well as utilize its expanded floor plan segment, the analyst tells investors in a research note. The price tag and deal structure effectively aligns management and the sellers, minimizing risk, the firm says.

Keefe Bruyette

Market Perform

maintain

$85 -> $90

2025-07-11

Reason

Keefe Bruyette

Price Target

$85 -> $90

2025-07-11

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on Axos Financial to $90 from $85 and keeps a Market Perform rating on the shares.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Axos Financial Inc (AX.N) is 9.63, compared to its 5-year average forward P/E of 9.67. For a more detailed relative valuation and DCF analysis to assess Axos Financial Inc 's fair value, click here.

Forward PE
Forward EV/EBITDA
Forward PS

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

9.67

Current PE

9.63

Overvalued PE

12.00

Undervalued PE

7.34

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

3.69

Current PS

80.75

Overvalued PS

9.85

Undervalued PS

-2.48