AFBI Relative Valuation
AFBI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, AFBI is overvalued; if below, it's undervalued.
Historical Valuation
Affinity Bancshares Inc (AFBI) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Affinity Bancshares Inc (AFBI) is between to according to relative valuation methord.
Relative Value
Fair Zone
-
Current Price：19.97
Fair
0.00
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Affinity Bancshares Inc. (AFBI) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Affinity Bancshares Inc. (AFBI) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
0.00
PS
Affinity Bancshares Inc. (AFBI) has a current PS of 0.00. The 5-year average PS is 0.02. The thresholds are as follows: Strongly Undervalued below -1.07, Undervalued between -1.07 and -0.53, Fairly Valued between 0.56 and -0.53, Overvalued between 0.56 and 1.10, and Strongly Overvalued above 1.10. The current Forward PS of 0.00 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Affinity Bancshares Inc. (AFBI) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Affinity Bancshares Inc. (AFBI) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Affinity Bancshares Inc (AFBI) has a current Price-to-Book (P/B) ratio of 0.99. Compared to its 3-year average P/B ratio of 0.91 , the current P/B ratio is approximately 8.74% higher. Relative to its 5-year average P/B ratio of 0.89, the current P/B ratio is about 11.26% higher. Affinity Bancshares Inc (AFBI) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 5.47%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 6.92% , the current FCF yield is about -100.00% lower.
1.00
P/B
Median3y
0.91
Median5y
0.89
8.03
FCF Yield
Median3y
5.47
Median5y
6.92
Competitors Valuation Multiple
The average P/S ratio for AFBI's competitors is 0.00, providing a benchmark for relative valuation. Affinity Bancshares Inc Corp (AFBI) exhibits a P/S ratio of 0.00, which is NaN% above the industry average. Given its robust revenue growth of 4.79%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of AFBI increased by 15.71% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 23.84 to 29.15.
The secondary factor is the Revenue Growth, contributed 4.79%to the performance.
Overall, the performance of AFBI in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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