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AFBI Overview

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0.000(0.000%)Aft-market
ET
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OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
19.780
Open
19.400
VWAP
19.53
Vol
11.09K
Mkt Cap
119.47M
Low
19.200
Amount
216.47K
EV/EBITDA(TTM)
14.07
Total Shares
6.10M
EV
166.55M
EV/OCF(TTM)
--
P/S(TTM)
4.17
Affinity Bancshares, Inc. is the holding company for Affinity Bank (the Bank). The Bank’s business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, commercial and industrial loans and residential real estate loans and, to a lesser extent, construction and land loans and consumer loans. It makes commercial and industrial loans, primarily in its market area, to a variety of professionals, sole proprietorships and small businesses, including dental loans, which are originated throughout the Southeastern United States. It offers a variety of deposit accounts, including checking accounts, savings accounts and certificate of deposit accounts. It gathers deposits nationwide through its virtual bank, FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. It offers a limited range of consumer loans.
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Events Timeline

(ET)
2026-01-07
16:40:00
Affinity Bancshares Announces Stock Repurchase Program for 304,524 Shares
select
2025-07-25 (ET)
2025-07-25
16:33:26
Affinity Bancshares reports Q2 adjusted EPS 36c vs. 30c last year
select
2025-03-07 (ET)
2025-03-07
08:02:46
Affinity Bancshares announces stock repurchase program
select
2024-12-30 (ET)
2024-12-30
16:55:01
Affinity Bancshares and APCU mutually terminate transaction
select
link

News

seekingalpha
9.5
01-23seekingalpha
Affinity Bancshares (AFBI) Reports Q4 Non-GAAP EPS of $0.40 and Revenue of $8.56M
  • Earnings Highlight: Affinity Bancshares reported a Q4 non-GAAP EPS of $0.40, indicating stability in profitability despite facing market challenges.
  • Revenue Performance: The company achieved revenue of $8.56 million in Q4, reflecting its potential for income growth in the current economic environment, which may bolster investor confidence moving forward.
  • Market Reaction: According to Seeking Alpha's Quant Rating, the financial performance of Affinity Bancshares could influence its stock market performance, prompting investors to monitor subsequent developments closely.
  • Strategic Outlook: With the release of financial data, Affinity Bancshares may consider further strategic adjustments to enhance its market competitiveness and increase shareholder value.
NASDAQ.COM
9.5
01-23NASDAQ.COM
Affinity Bancshares Reports 59% Q4 Profit Increase to $2.13 Million
  • Significant Profit Growth: Affinity Bancshares reported a fourth-quarter profit of $2.13 million, a 59% increase from last year's $1.34 million, indicating a substantial improvement in profitability that boosts investor confidence.
  • Earnings Per Share Increase: The earnings per share rose from $0.20 last year to $0.34, a 70% increase, reflecting effective strategies in cost control and revenue growth, further solidifying its market position.
  • Strong Revenue Growth: The company's revenue for the fourth quarter increased by 7.7% to $13.16 million from $12.22 million last year, demonstrating robust performance amid recovering market demand.
  • Adjusted Earnings Performance: Excluding items, the adjusted earnings per share stood at $0.40, showcasing the company's sustained profitability in core operations and indicating potential for stable growth in the future.
Businesswire
9.5
01-23Businesswire
Affinity Bancshares Reports $2.1 Million Net Income for Q4 2025, Up 62% Year-over-Year
  • Net Income Growth: Affinity Bancshares reported a net income of $2.1 million for Q4 2025, a 62% increase from $1.345 million in Q4 2024, indicating a significant enhancement in profitability that boosts market confidence.
  • Earnings Per Share Increase: Diluted earnings per share rose from $0.20 in 2024 to $0.34 in 2025, reflecting effective strategies in cost control and revenue growth, which further attract investor interest.
  • Asset Growth: As of December 31, 2025, total assets reached $881.7 million, up 1.6% from $866.8 million in 2024, demonstrating the company's robust expansion and asset management capabilities in the market.
  • Improved Net Interest Margin: The net interest margin increased from 3.56% in 2024 to 3.77% in 2025, showcasing the company's enhanced competitiveness in the interest rate environment, which contributes to overall profitability and shareholder returns.
NASDAQ.COM
9.5
01-19NASDAQ.COM
GE Aerospace Stock Up 23.9% Driven by Strong Demand for Commercial Engines
  • Strong Market Performance: GE Aerospace's stock has risen 23.9% over the past six months, significantly outperforming the Aerospace-Defense industry’s 15% growth, indicating robust demand in commercial engines and propulsion technologies.
  • Dividend Increase: In February 2025, GE Aerospace raised its dividend by 28.6% to $0.36 per share, reflecting a commitment to shareholder returns and signaling improved financial health.
  • Cost Challenges: Despite facing high costs and restructuring pressures that may impact margins, the company's diversified international operations help mitigate some of these risks.
  • Foreign Exchange Risks: GE Aerospace's international presence exposes it to foreign exchange fluctuations, which could affect overall profitability, especially amid increasing global economic uncertainties.
Newsfilter
8.0
01-07Newsfilter
Affinity Bancshares Initiates Stock Repurchase Program for 304,524 Shares
  • Repurchase Program Launch: Affinity Bancshares has announced a stock repurchase program allowing for the buyback of up to 304,524 shares, representing approximately 5% of its outstanding shares, aimed at enhancing shareholder value and boosting market confidence.
  • Flexible Repurchase Strategy: The program permits repurchases through open market or private transactions, with management having the discretion to decide the timing and amount based on market conditions and the company's financial performance, thereby optimizing capital allocation.
  • Market Condition Considerations: The repurchase program may be suspended or modified due to market conditions, repurchase costs, and alternative investment opportunities, providing the company with flexibility to maintain financial stability in uncertain economic environments.
  • Company Background: Affinity Bancshares, established in 1928, operates its banking subsidiary, Affinity Bank, with multiple full-service branches in Georgia, showcasing its solid foundation and growth potential in the local market.
Businesswire
8.0
01-07Businesswire
Affinity Bancshares Initiates Stock Repurchase Program for 304,524 Shares
  • Repurchase Program Launch: Affinity Bancshares has announced a stock repurchase program allowing for the buyback of up to 304,524 shares, approximately 5% of its outstanding shares, aimed at enhancing shareholder value and boosting market confidence.
  • Flexible Repurchase Strategy: The program permits repurchases through open market or private transactions, with management having the discretion to decide the timing and amount based on market conditions and the company's financial performance, thereby optimizing capital allocation.
  • Compliance Assurance: Repurchases will adhere to relevant regulations from the SEC, including limitations set forth in Rule 10b-18, ensuring the legality and transparency of the buyback activities while minimizing potential legal risks.
  • Market Reaction Expectations: Although the repurchase program does not obligate the company to buy a specific number of shares, it is expected to positively impact the stock price, reflecting management's confidence in the company's future growth prospects.

Valuation Metrics

The current forward P/E ratio for Affinity Bancshares Inc (AFBI.O) is 0.00, compared to its 5-year average forward P/E of 0.00. For a more detailed relative valuation and DCF analysis to assess Affinity Bancshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.00
Current PE
0.00
Overvalued PE
0.00
Undervalued PE
0.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.02
Current PS
0.00
Overvalued PS
0.57
Undervalued PS
-0.54

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Frequently Asked Questions

What is Affinity Bancshares Inc (AFBI) stock price today?

The current price of AFBI is 19.6 USD — it has increased 0.51

What is Affinity Bancshares Inc (AFBI)'s business?

Affinity Bancshares, Inc. is the holding company for Affinity Bank (the Bank). The Bank’s business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, commercial and industrial loans and residential real estate loans and, to a lesser extent, construction and land loans and consumer loans. It makes commercial and industrial loans, primarily in its market area, to a variety of professionals, sole proprietorships and small businesses, including dental loans, which are originated throughout the Southeastern United States. It offers a variety of deposit accounts, including checking accounts, savings accounts and certificate of deposit accounts. It gathers deposits nationwide through its virtual bank, FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. It offers a limited range of consumer loans.

What is the price predicton of AFBI Stock?

Wall Street analysts forecast AFBI stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for AFBI is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Affinity Bancshares Inc (AFBI)'s revenue for the last quarter?

Affinity Bancshares Inc revenue for the last quarter amounts to 7.78M USD, increased 13.20

What is Affinity Bancshares Inc (AFBI)'s earnings per share (EPS) for the last quarter?

Affinity Bancshares Inc. EPS for the last quarter amounts to 0.34 USD, increased 70.00

How many employees does Affinity Bancshares Inc (AFBI). have?

Affinity Bancshares Inc (AFBI) has 88 emplpoyees as of March 11 2026.

What is Affinity Bancshares Inc (AFBI) market cap?

Today AFBI has the market capitalization of 119.47M USD.