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AFBI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
22.425
Open
22.425
VWAP
22.43
Vol
3.44K
Mkt Cap
136.77M
Low
22.425
Amount
77.19K
EV/EBITDA(TTM)
15.38
Total Shares
6.09M
EV
183.84M
EV/OCF(TTM)
5.54
P/S(TTM)
4.81
Affinity Bancshares, Inc. is the holding company for Affinity Bank (the Bank). The Bank’s business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, commercial and industrial loans and residential real estate loans and, to a lesser extent, construction and land loans and consumer loans. It makes commercial and industrial loans, primarily in its market area, to a variety of professionals, sole proprietorships and small businesses, including dental loans, which are originated throughout the Southeastern United States. It offers a variety of deposit accounts, including checking accounts, savings accounts and certificate of deposit accounts. It gathers deposits nationwide through its virtual bank, FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. It offers a limited range of consumer loans.
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Events Timeline

(ET)
2026-03-30
20:20:00
Fidelity Bank Acquires Affinity Bank for Approximately $142.8 Million
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2026-03-30
16:10:00
Affinity Bancshares Inc Trading Halted, News Pending
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2026-01-07 (ET)
2026-01-07
16:40:00
Affinity Bancshares Announces Stock Repurchase Program for 304,524 Shares
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2025-07-25 (ET)
2025-07-25
16:33:26
Affinity Bancshares reports Q2 adjusted EPS 36c vs. 30c last year
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2025-03-07 (ET)
2025-03-07
08:02:46
Affinity Bancshares announces stock repurchase program
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2024-12-30 (ET)
2024-12-30
16:55:01
Affinity Bancshares and APCU mutually terminate transaction
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link

News

seekingalpha
8.5
04-24seekingalpha
Affinity Bancshares Q1 Financial Results and Acquisition
  • Financial Highlights: Affinity Bancshares reported a Q1 Non-GAAP EPS of $0.36 and revenue of $8.15 million, indicating stability in revenue growth despite facing market challenges.
  • Acquisition Announcement: Fidelity BancShares plans to acquire Affinity Bancshares for $142.8 million in cash, which will provide financial support to the latter, potentially improving its financial condition and enhancing market competitiveness.
  • Market Outlook: Despite valuation headwinds, Affinity Bancshares is considered a speculative buy, as investors may benefit from the potential acquisition while awaiting improvements in performance.
  • Profitability Analysis: The company's profit margins in Q1 were impacted by market conditions; however, management remains optimistic about future profitability and plans to enhance financial performance through operational optimization.
Newsfilter
9.5
04-24Newsfilter
Affinity Bancshares Reports Q1 Net Income Growth
  • Net Income Growth: Affinity Bancshares reported a net income of $2.3 million for the three months ended March 31, 2026, representing a 27.78% increase from $1.8 million in the same period of 2025, primarily driven by higher net interest income and reduced non-interest expenses, thereby enhancing the company's profitability.
  • Asset Growth: Total assets reached $924.7 million as of March 31, 2026, up $43 million from $881.7 million at December 31, 2025, reflecting steady loan demand and an increase in deposits, which further solidifies the company's market position.
  • Improved Loan Quality: Non-performing loans decreased to $3.5 million from $3.6 million at December 31, 2025, with the allowance for credit losses as a percentage of non-performing loans at 251.8%, indicating effective risk management and boosting investor confidence.
  • Increased Shareholder Equity: Shareholder equity rose to $129.5 million as of March 31, 2026, up $2.4 million from $127.0 million at December 31, 2025, primarily due to net income growth, which enhances the company's capital base and future growth potential.
Globenewswire
8.5
04-24Globenewswire
Investor Rights Law Firm Investigates Multiple Companies
  • Merger Investigation: Halper Sadeh LLC is investigating Helix Energy Solutions Group, Inc. (NYSE: HLX) for its merger with Hornbeck Offshore Services, Inc., where Helix shareholders will own approximately 45% of the combined company, potentially impacting shareholder rights and future earnings.
  • Cash and Stock Options: TopBuild Corp. (NYSE: BLD) is set to be sold to QXO, Inc., allowing shareholders to choose between receiving $505.00 in cash or 20.2 shares of QXO common stock for each TopBuild share, which may influence shareholder returns and decision-making.
  • Acquisition Price Confirmation: Avanos Medical, Inc. (NYSE: AVNS) is being sold to affiliates of American Industrial Partners for $25.00 per share in cash, and shareholders need to assess whether this price is fair and its implications for the company's future.
  • Shareholder Rights Protection: Affinity Bancshares, Inc. (NASDAQ: AFBI) plans to sell to Fidelity BancShares (N.C.) for $23.00 per share in cash, with the price subject to adjustment based on adjusted stockholders' equity, prompting shareholders to actively understand their legal rights and options.
PRnewswire
8.5
04-14PRnewswire
Investor Rights Law Firm Investigates Mergers
  • Merger Investigation: Halper Sadeh LLC is investigating Odyssey Marine Exploration, Inc. (NASDAQ:OMEX) for potential fiduciary duty breaches related to its merger with American Ocean Minerals Corporation, which may adversely affect shareholder rights.
  • Shareholder Rights Protection: The merger between Corebridge Financial, Inc. (NYSE:CRBG) and Equitable Holdings, Inc. will result in Corebridge shareholders owning approximately 51% of the combined entity, prompting Halper Sadeh LLC to encourage shareholders to understand their legal rights.
  • Cash Acquisition: Affinity Bancshares, Inc. (NASDAQ:AFBI) is being sold to Fidelity BancShares (N.C.), Inc. for $23.00 per share in cash, subject to adjustments based on Affinity's stockholders' equity, with Halper Sadeh LLC seeking increased compensation for shareholders.
  • Legal Service Commitment: Halper Sadeh LLC offers legal services on a contingency fee basis, aiming to provide relief for investors affected by securities fraud and corporate misconduct, highlighting its commitment to protecting shareholder interests.
Globenewswire
8.5
04-14Globenewswire
Monteverde Law Firm Investigates McCormick Merger Case
  • Merger Investigation Launched: Monteverde Law Firm is investigating McCormick & Company's merger with Unilever's Foods business, with McCormick shareholders expected to own approximately 35% of the combined company post-transaction, which could significantly impact shareholder interests.
  • Cash Acquisition Proposal: Affinity Bancshares, Inc. plans to sell to Fidelity Bancshares (N.C.) for $23.00 per share in cash, providing direct cash returns to Affinity shareholders and enhancing the attractiveness of their investment.
  • Equity Distribution in Merger: The merger between Corebridge Financial, Inc. and Equitable Holdings, Inc. is expected to result in Corebridge shareholders owning about 51% of the combined entity, which may influence future corporate governance and decision-making processes.
  • Commitment to Legal Services: Monteverde Law Firm emphasizes its successful track record in securities class actions, showcasing its expertise in advocating for shareholder rights, aiming to attract more potential clients seeking legal support.
PRnewswire
8.5
04-10PRnewswire
Investor Rights Law Firm Investigates Multiple Companies
  • Legal Investigation Launched: Halper Sadeh LLC is investigating Soleno Therapeutics, Inc. (NASDAQ:SLNO) regarding its sale to Neurocrine Biosciences for $53.00 per share in cash, which may infringe on shareholder rights, prompting shareholders to understand their legal rights and options.
  • Complex Transaction Terms: Thermon Group Holdings, Inc. (NYSE:THR) is proposed to be sold to CECO Environmental Corp., where shareholders can choose between $10.00 in cash plus 0.6840 shares of CECO stock, $63.89 per share, or 0.8110 shares of CECO stock, potentially affecting the final returns for shareholders.
  • Cash Acquisition Proposal: Affinity Bancshares, Inc. (NASDAQ:AFBI) plans to sell to Fidelity BancShares (N.C.) for $23.00 per share in cash, subject to adjustments based on the adjusted stockholders' equity at closing, adding uncertainty to the transaction.
  • Shareholder Rights Protection: Halper Sadeh LLC represents investors globally, seeking increased consideration, additional disclosures, or other relief measures to protect shareholder rights and address potential securities fraud issues.

Valuation Metrics

The current forward P/E ratio for Affinity Bancshares Inc (AFBI.O) is 0.00, compared to its 5-year average forward P/E of 0.00. For a more detailed relative valuation and DCF analysis to assess Affinity Bancshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.00
Current PE
0.00
Overvalued PE
0.00
Undervalued PE
0.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.02
Current PS
0.00
Overvalued PS
0.58
Undervalued PS
-0.55

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Frequently Asked Questions

What is Affinity Bancshares Inc (AFBI) stock price today?

The current price of AFBI is 22.43 USD — it has decreased -0.04

What is Affinity Bancshares Inc (AFBI)'s business?

Affinity Bancshares, Inc. is the holding company for Affinity Bank (the Bank). The Bank’s business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, commercial and industrial loans and residential real estate loans and, to a lesser extent, construction and land loans and consumer loans. It makes commercial and industrial loans, primarily in its market area, to a variety of professionals, sole proprietorships and small businesses, including dental loans, which are originated throughout the Southeastern United States. It offers a variety of deposit accounts, including checking accounts, savings accounts and certificate of deposit accounts. It gathers deposits nationwide through its virtual bank, FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. It offers a limited range of consumer loans.

What is the price predicton of AFBI Stock?

Wall Street analysts forecast AFBI stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for AFBI is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Affinity Bancshares Inc (AFBI)'s revenue for the last quarter?

Affinity Bancshares Inc revenue for the last quarter amounts to 7.78M USD, increased 13.20

What is Affinity Bancshares Inc (AFBI)'s earnings per share (EPS) for the last quarter?

Affinity Bancshares Inc. EPS for the last quarter amounts to 0.34 USD, increased 70.00

How many employees does Affinity Bancshares Inc (AFBI). have?

Affinity Bancshares Inc (AFBI) has 88 emplpoyees as of April 29 2026.

What is Affinity Bancshares Inc (AFBI) market cap?

Today AFBI has the market capitalization of 136.77M USD.