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AFBI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
22.490
Open
22.460
VWAP
22.48
Vol
3.41K
Mkt Cap
137.07M
Low
22.460
Amount
76.63K
EV/EBITDA(TTM)
14.79
Total Shares
6.09M
EV
185.51M
EV/OCF(TTM)
10.21
P/S(TTM)
4.74
Affinity Bancshares, Inc. is the holding company for Affinity Bank (the Bank). The Bank’s business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, commercial and industrial loans and residential real estate loans and, to a lesser extent, construction and land loans and consumer loans. It makes commercial and industrial loans, primarily in its market area, to a variety of professionals, sole proprietorships and small businesses, including dental loans, which are originated throughout the Southeastern United States. It offers a variety of deposit accounts, including checking accounts, savings accounts and certificate of deposit accounts. It gathers deposits nationwide through its virtual bank, FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. It offers a limited range of consumer loans.
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Events Timeline

(ET)
2026-03-30
20:20:00
Fidelity Bank Acquires Affinity Bank for Approximately $142.8 Million
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2026-03-30
16:10:00
Affinity Bancshares Inc Trading Halted, News Pending
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2026-01-07 (ET)
2026-01-07
16:40:00
Affinity Bancshares Announces Stock Repurchase Program for 304,524 Shares
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2025-07-25 (ET)
2025-07-25
16:33:26
Affinity Bancshares reports Q2 adjusted EPS 36c vs. 30c last year
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2025-03-07 (ET)
2025-03-07
08:02:46
Affinity Bancshares announces stock repurchase program
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2024-12-30 (ET)
2024-12-30
16:55:01
Affinity Bancshares and APCU mutually terminate transaction
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link

News

PRnewswire
7.0
05-12PRnewswire
Investor Rights Law Firm Investigates Multiple Companies
  • Insider Trading Investigation: Halper Sadeh LLC is investigating Kennedy-Wilson Holdings, Inc. (NYSE:KW) regarding its sale to a consortium led by Chairman and CEO William McMorrow for $10.90 per share, which may infringe on shareholder rights.
  • Merger Transaction Review: The merger agreement between Barinthus Biotherapeutics plc (NASDAQ:BRNS) and Clywedog Therapeutics, Inc. stipulates that Barinthus shareholders will receive one share of common stock in the new entity for each share owned, potentially impacting shareholder interests.
  • Cash Acquisition Analysis: Affinity Bancshares, Inc. (NASDAQ:AFBI) is being sold to Fidelity BancShares (N.C.) for $23.00 per share, with the final price subject to adjustments based on the adjusted stockholders' equity at closing, which could affect shareholder returns.
  • Legal Rights Consultation: Halper Sadeh LLC encourages shareholders to contact them to discuss their rights and options, promising to provide legal services on a contingency fee basis, aiming to secure increased compensation and disclosures for affected shareholders.
Globenewswire
8.5
05-05Globenewswire
Investigation Alerts for Multiple Company Mergers
  • Helix Merger Investigation: Helix Energy Solutions is set to be acquired by Hornbeck Offshore Services, with Helix shareholders expected to own approximately 45% of the combined entity, raising concerns about whether the Helix Board breached fiduciary duties by failing to ensure a fair process in the transaction.
  • TopBuild Acquisition Details: TopBuild will be acquired by QXO, allowing shareholders to choose between $505 in cash or 20.2 shares of QXO stock per TopBuild share, with the deal's total consideration being approximately 45% cash and 55% stock, prompting investigations into whether the transaction offers fair value, especially as it falls below the 52-week high of $559.47.
  • Avanos Acquisition Situation: Avanos is being acquired by American Industrial Partners for $25.00 per share, amounting to an enterprise value of approximately $1.272 billion, with investigations focusing on whether the Avanos Board failed to conduct a fair process to ensure shareholder value in the deal.
  • Affinity Bancshares Transaction: Affinity Bancshares will be acquired by Fidelity for $23.00 per share, representing a total transaction value of approximately $142.8 million, with investigations examining whether the Board breached fiduciary duties by not ensuring the fairness of the transaction for shareholders.
seekingalpha
8.5
04-24seekingalpha
Affinity Bancshares Q1 Financial Results and Acquisition
  • Financial Highlights: Affinity Bancshares reported a Q1 Non-GAAP EPS of $0.36 and revenue of $8.15 million, indicating stability in revenue growth despite facing market challenges.
  • Acquisition Announcement: Fidelity BancShares plans to acquire Affinity Bancshares for $142.8 million in cash, which will provide financial support to the latter, potentially improving its financial condition and enhancing market competitiveness.
  • Market Outlook: Despite valuation headwinds, Affinity Bancshares is considered a speculative buy, as investors may benefit from the potential acquisition while awaiting improvements in performance.
  • Profitability Analysis: The company's profit margins in Q1 were impacted by market conditions; however, management remains optimistic about future profitability and plans to enhance financial performance through operational optimization.
Newsfilter
9.5
04-24Newsfilter
Affinity Bancshares Reports Q1 Net Income Growth
  • Net Income Growth: Affinity Bancshares reported a net income of $2.3 million for the three months ended March 31, 2026, representing a 27.78% increase from $1.8 million in the same period of 2025, primarily driven by higher net interest income and reduced non-interest expenses, thereby enhancing the company's profitability.
  • Asset Growth: Total assets reached $924.7 million as of March 31, 2026, up $43 million from $881.7 million at December 31, 2025, reflecting steady loan demand and an increase in deposits, which further solidifies the company's market position.
  • Improved Loan Quality: Non-performing loans decreased to $3.5 million from $3.6 million at December 31, 2025, with the allowance for credit losses as a percentage of non-performing loans at 251.8%, indicating effective risk management and boosting investor confidence.
  • Increased Shareholder Equity: Shareholder equity rose to $129.5 million as of March 31, 2026, up $2.4 million from $127.0 million at December 31, 2025, primarily due to net income growth, which enhances the company's capital base and future growth potential.
Globenewswire
8.5
04-24Globenewswire
Investor Rights Law Firm Investigates Multiple Companies
  • Merger Investigation: Halper Sadeh LLC is investigating Helix Energy Solutions Group, Inc. (NYSE: HLX) for its merger with Hornbeck Offshore Services, Inc., where Helix shareholders will own approximately 45% of the combined company, potentially impacting shareholder rights and future earnings.
  • Cash and Stock Options: TopBuild Corp. (NYSE: BLD) is set to be sold to QXO, Inc., allowing shareholders to choose between receiving $505.00 in cash or 20.2 shares of QXO common stock for each TopBuild share, which may influence shareholder returns and decision-making.
  • Acquisition Price Confirmation: Avanos Medical, Inc. (NYSE: AVNS) is being sold to affiliates of American Industrial Partners for $25.00 per share in cash, and shareholders need to assess whether this price is fair and its implications for the company's future.
  • Shareholder Rights Protection: Affinity Bancshares, Inc. (NASDAQ: AFBI) plans to sell to Fidelity BancShares (N.C.) for $23.00 per share in cash, with the price subject to adjustment based on adjusted stockholders' equity, prompting shareholders to actively understand their legal rights and options.
PRnewswire
8.5
04-14PRnewswire
Investor Rights Law Firm Investigates Mergers
  • Merger Investigation: Halper Sadeh LLC is investigating Odyssey Marine Exploration, Inc. (NASDAQ:OMEX) for potential fiduciary duty breaches related to its merger with American Ocean Minerals Corporation, which may adversely affect shareholder rights.
  • Shareholder Rights Protection: The merger between Corebridge Financial, Inc. (NYSE:CRBG) and Equitable Holdings, Inc. will result in Corebridge shareholders owning approximately 51% of the combined entity, prompting Halper Sadeh LLC to encourage shareholders to understand their legal rights.
  • Cash Acquisition: Affinity Bancshares, Inc. (NASDAQ:AFBI) is being sold to Fidelity BancShares (N.C.), Inc. for $23.00 per share in cash, subject to adjustments based on Affinity's stockholders' equity, with Halper Sadeh LLC seeking increased compensation for shareholders.
  • Legal Service Commitment: Halper Sadeh LLC offers legal services on a contingency fee basis, aiming to provide relief for investors affected by securities fraud and corporate misconduct, highlighting its commitment to protecting shareholder interests.

Valuation Metrics

The current forward P/E ratio for Affinity Bancshares Inc (AFBI.O) is 0.00, compared to its 5-year average forward P/E of 0.00. For a more detailed relative valuation and DCF analysis to assess Affinity Bancshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.00
Current PE
0.00
Overvalued PE
0.00
Undervalued PE
0.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.02
Current PS
0.00
Overvalued PS
0.58
Undervalued PS
-0.55

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Frequently Asked Questions

What is Affinity Bancshares Inc (AFBI) stock price today?

The current price of AFBI is 22.49 USD — it has decreased -0.04

What is Affinity Bancshares Inc (AFBI)'s business?

Affinity Bancshares, Inc. is the holding company for Affinity Bank (the Bank). The Bank’s business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, commercial and industrial loans and residential real estate loans and, to a lesser extent, construction and land loans and consumer loans. It makes commercial and industrial loans, primarily in its market area, to a variety of professionals, sole proprietorships and small businesses, including dental loans, which are originated throughout the Southeastern United States. It offers a variety of deposit accounts, including checking accounts, savings accounts and certificate of deposit accounts. It gathers deposits nationwide through its virtual bank, FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. It offers a limited range of consumer loans.

What is the price predicton of AFBI Stock?

Wall Street analysts forecast AFBI stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for AFBI is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Affinity Bancshares Inc (AFBI)'s revenue for the last quarter?

Affinity Bancshares Inc revenue for the last quarter amounts to 7.33M USD, increased 3.05

What is Affinity Bancshares Inc (AFBI)'s earnings per share (EPS) for the last quarter?

Affinity Bancshares Inc. EPS for the last quarter amounts to 0.36 USD, increased 28.57

How many employees does Affinity Bancshares Inc (AFBI). have?

Affinity Bancshares Inc (AFBI) has 79 emplpoyees as of May 26 2026.

What is Affinity Bancshares Inc (AFBI) market cap?

Today AFBI has the market capitalization of 137.07M USD.