Vanguard Financials ETF Analysis: The Vanguard Financials ETF (VFH) has an implied analyst target price of $145.01, indicating a potential upside of 13.61% from its current trading price of $127.64.
Notable Holdings with Upside: Key underlying holdings of VFH, such as Heritage Insurance Holdings (HRTG), Origin Bancorp (OBK), and Coastal Financial Corp (CCB), show significant upside potential based on analyst target prices, with HRTG at 31.74% higher, OBK at 26.70%, and CCB at 24.25%.
Analyst Target Justification: The article raises questions about whether analysts' target prices are justified or overly optimistic, suggesting that high targets could lead to future downgrades if they do not align with recent developments.
Investor Research Importance: Investors are encouraged to conduct further research to assess the validity of analyst targets and their alignment with current company and industry trends.
Wall Street analysts forecast CCB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CCB is 155.00 USD with a low forecast of 155.00 USD and a high forecast of 155.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
Wall Street analysts forecast CCB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CCB is 155.00 USD with a low forecast of 155.00 USD and a high forecast of 155.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 115.770
Low
155.00
Averages
155.00
High
155.00
Current: 115.770
Low
155.00
Averages
155.00
High
155.00
TD Cowen
Steven Alexopoulos
Buy
maintain
$140 -> $155
2025-12-05
Reason
TD Cowen
Steven Alexopoulos
Price Target
$140 -> $155
AI Analysis
2025-12-05
maintain
Buy
Reason
TD Cowen analyst Steven Alexopoulos raised the firm's price target on Coastal Financial to $155 from $140 and keeps a Buy rating on the shares. The firm held investor meetings with management and noted with a major expense buildout to support a pace of partner growth which was multiples above the typical run-rate now behind the company, revenue growth is poised to ramp while expense growth materially decelerates.
TD Cowen
Steven Alexopoulos
Buy
initiated
$140
2025-09-24
Reason
TD Cowen
Steven Alexopoulos
Price Target
$140
2025-09-24
initiated
Buy
Reason
TD Cowen analyst Steven Alexopoulos initiated coverage of Coastal Financial with a Buy rating and $140 price target. The firm rolled out coverage on the mid and small cap banks with a bullish view. The group is trading at a \"sizable valuation discount\" to historical averages, with catalysts ahead from improving net interest margins, renewed loan growth, and banks \"going on offense with capital.\" TD sees one of the most attractive entry points in decades for the group. The firm's top picks, in order, are Western Alliance (WAL), Customers Bancorp (CUBI), East West Bancorp (EWBC), MVB Financial (MVBF), Live Oak Bancshares (LOB), Valley National (VLY), and Atlantic Union (AUB).
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Hovde Group
Brett Rabatin
Outperform
maintain
$112 -> $129
2025-08-18
Reason
Hovde Group
Brett Rabatin
Price Target
$112 -> $129
2025-08-18
maintain
Outperform
Reason
Hovde Group analyst Brett Rabatin raised the firm's price target on Coastal Financial to $129 from $112 and keeps an Outperform rating on the shares.
Hovde Group
Brett Rabatin
Outperform
maintain
$112 -> $126
2025-08-18
Reason
Hovde Group
Brett Rabatin
Price Target
$112 -> $126
2025-08-18
maintain
Outperform
Reason
Hovde Group analyst Brett Rabatin raised the firm's price target on Coastal Financial to $126 from $112 and keeps an Outperform rating on the shares.
About CCB
Coastal Financial Corporation is a bank holding company, whose wholly owned subsidiaries are Coastal Community Bank (Bank) and Arlington Olympic LLC (LLC). The Company operates through three segments: the community bank, CCBX and treasury & administration. The community bank segment includes all community banking activities, with a primary focus on providing a wide range of banking products and services to consumers and small to medium-sized businesses in the broader Puget Sound region in the state of Washington and through the Internet and its mobile banking application. The CCBX segment provides banking as a service (BaaS) that allows its broker-dealer and digital financial service partners to offer their customers banking services. The treasury & administration segment includes investments, debt and other reporting items that are not specific to the community bank or CCBX segments. It operates about 14 full-service banking locations, 12 of which are located in Snohomish County.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
