Understanding the calculations behind Trump's proposed 50-year mortgage plan
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Nov 10 2025
0mins
Source: MarketWatch
Proposed Mortgage Idea: President Trump and a housing agency head discussed the potential introduction of a 50-year government-backed mortgage to improve housing affordability.
Cost Comparison: A 30-year mortgage at a 6.2% interest rate results in an average monthly payment of $2,813, while a 50-year mortgage could lower that payment to $2,577.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
