UMB Bank's Institutional Custody Business Grows 19% Year-Over-Year
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 21 hours ago
0mins
Should l Buy UMBF?
UMB Bank announced strong annual growth in its Institutional Custody business. As of March 31, 2026, the company held $250B in assets under custody, a 19% year-over-year increase from the same period in 2025, and a 298% increase since custody became a standalone business in 2019. "In addition to size, increased complexity is driving the need for specialized services for government and other political subdivisions," Small said. "We've seen a similar evolution of business needs among insurance companies, where middle-office services often focus on non-traditional asset servicing for alternative investments, foreign exchange capabilities, regulatory reporting, securities lending, and collateral management."
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Analyst Views on UMBF
Wall Street analysts forecast UMBF stock price to rise
9 Analyst Rating
8 Buy
1 Hold
0 Sell
Strong Buy
Current: 131.360
Low
130.00
Averages
141.86
High
155.00
Current: 131.360
Low
130.00
Averages
141.86
High
155.00
About UMBF
UMB Financial Corporation is a financial services company. Its segments include Commercial Banking, Institutional Banking, and Personal Banking. It offers commercial banking, which includes comprehensive deposit, lending, investment and retirement plan services; personal banking, which includes comprehensive deposit, lending, wealth management and financial planning services; and institutional banking, which includes asset servicing, corporate trust solutions, investment banking and healthcare services. Commercial Banking serves the commercial banking and treasury management needs of its small to middle-market businesses through a variety of products and services. Institutional Banking is a combination of banking services, fund services, asset management services, and healthcare services provided to institutional clients. Personal Banking products include deposit accounts, retail credit cards, private banking, installment loans, home equity lines of credit, and residential mortgages.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
UMB Financial Corporation Exceeds Q1 2026 Earnings Expectations
- Significant Loan Growth: UMB Financial reported a 10.8% linked quarter annualized loan growth in Q1 2026, with total loans reaching $2.6 billion, indicating strong performance in the credit market that is expected to drive further revenue growth.
- Stable Fee Income: The first quarter noninterest income was $204.8 million, with strong contributions from Fund Services and Corporate Trust significantly enhancing overall revenue, which is anticipated to strengthen the company's competitive position in these markets.
- Optimized Capital Management: As of March 31, UMB's CET1 ratio stood at 11.16%, with the board approving an increased share repurchase authorization, having repurchased approximately 178,000 shares in March, demonstrating the company's flexibility and proactivity in capital management.
- Stable Outlook: The CFO projected that second quarter operating expenses would align with the current consensus expectation of $383 million, and despite market fluctuations, management maintains an optimistic view on future profitability, emphasizing ongoing business growth potential.
See More
UMB Financial Reports Strong Q1 Earnings Beat
- Strong Earnings Performance: UMB Financial's Q1 non-GAAP EPS of $3.41 exceeds expectations by $0.59, demonstrating robust profitability that solidifies its leadership position among mid-cap banks.
- Significant Revenue Growth: The company reported Q1 revenue of $739.16 million, reflecting a 31.1% year-over-year increase and surpassing market expectations by $37.37 million, indicating strong business expansion and market demand recovery.
- Sustained Loan Growth: UMB Financial continues to achieve double-digit loan growth through 2026, highlighting positive operating leverage during post-acquisition integration, which enhances the sustainability of future growth.
- Optimistic Market Outlook: With strong performance in loans and revenue, UMB Financial is positioned as a growth leader among mid-cap banks, likely to attract continued investor interest and drive stock price appreciation.
See More
UMB Financial Q1 Adjusted EPS Reaches $3.41, Exceeding IBES Estimate of $2.80 (Correction Made)
Financial Adjustment: The corrected financial figure for Q1 is now reported as USD 3.41 billion.
Comparison with Estimates: This adjustment contrasts with the previous estimate of USD 2.8 billion.
See More
UMB Financial Set to Announce Q1 Earnings with Strong Estimates
- Earnings Announcement: UMB Financial (UMBF) is set to release its Q1 earnings on April 28th after market close, with consensus EPS estimates at $2.82, reflecting a 9.3% year-over-year growth, indicating sustained profitability.
- Revenue Expectations: The anticipated revenue for Q1 stands at $701.79 million, representing a 24.5% year-over-year increase, showcasing the company's strong market performance and business expansion capabilities.
- Performance Beat: Over the past two years, UMB Financial has exceeded EPS and revenue estimates 88% of the time, demonstrating reliability in earnings forecasts and bolstering market confidence.
- Estimate Revisions: In the last three months, EPS estimates have seen nine upward revisions and revenue estimates six, reflecting analysts' optimistic outlook on the company's future performance, which further enhances investor confidence.
See More
UMB Financial (UMBF) Q3 2024 Earnings Transcript
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UMB Financial Corporation to Release Q1 2026 Earnings Results and Host Conference Call
- Earnings Release Schedule: UMB Financial Corporation is set to release its Q1 2026 earnings results after market hours on April 28, 2026, reflecting the company's commitment to transparency and investor communication.
- Investor Conference Call: The company will host a conference call on April 29, 2026, at 8:30 a.m. (CT) to discuss the earnings results, which is expected to attract significant attention from investors and analysts alike.
- Dial-in Information: Interested parties can join the call by dialing 888-596-4144 (toll-free) or 646-968-2525 (international), demonstrating the company's openness to global investors.
- Replay Availability: The conference call replay will be available until May 13, allowing participants to access key information even if they cannot attend live, thus enhancing investor engagement and information dissemination.
See More
UMB Financial Corporation Exceeds Q1 2026 Earnings Expectations
- Significant Loan Growth: UMB Financial reported a 10.8% linked quarter annualized loan growth in Q1 2026, with total loans reaching $2.6 billion, indicating strong performance in the credit market that is expected to drive further revenue growth.
- Stable Fee Income: The first quarter noninterest income was $204.8 million, with strong contributions from Fund Services and Corporate Trust significantly enhancing overall revenue, which is anticipated to strengthen the company's competitive position in these markets.
- Optimized Capital Management: As of March 31, UMB's CET1 ratio stood at 11.16%, with the board approving an increased share repurchase authorization, having repurchased approximately 178,000 shares in March, demonstrating the company's flexibility and proactivity in capital management.
- Stable Outlook: The CFO projected that second quarter operating expenses would align with the current consensus expectation of $383 million, and despite market fluctuations, management maintains an optimistic view on future profitability, emphasizing ongoing business growth potential.
See More
UMB Financial Reports Strong Q1 Earnings Beat
- Strong Earnings Performance: UMB Financial's Q1 non-GAAP EPS of $3.41 exceeds expectations by $0.59, demonstrating robust profitability that solidifies its leadership position among mid-cap banks.
- Significant Revenue Growth: The company reported Q1 revenue of $739.16 million, reflecting a 31.1% year-over-year increase and surpassing market expectations by $37.37 million, indicating strong business expansion and market demand recovery.
- Sustained Loan Growth: UMB Financial continues to achieve double-digit loan growth through 2026, highlighting positive operating leverage during post-acquisition integration, which enhances the sustainability of future growth.
- Optimistic Market Outlook: With strong performance in loans and revenue, UMB Financial is positioned as a growth leader among mid-cap banks, likely to attract continued investor interest and drive stock price appreciation.
See More
UMB Financial Q1 Adjusted EPS Reaches $3.41, Exceeding IBES Estimate of $2.80 (Correction Made)
Financial Adjustment: The corrected financial figure for Q1 is now reported as USD 3.41 billion.
Comparison with Estimates: This adjustment contrasts with the previous estimate of USD 2.8 billion.
See More
UMB Financial Set to Announce Q1 Earnings with Strong Estimates
- Earnings Announcement: UMB Financial (UMBF) is set to release its Q1 earnings on April 28th after market close, with consensus EPS estimates at $2.82, reflecting a 9.3% year-over-year growth, indicating sustained profitability.
- Revenue Expectations: The anticipated revenue for Q1 stands at $701.79 million, representing a 24.5% year-over-year increase, showcasing the company's strong market performance and business expansion capabilities.
- Performance Beat: Over the past two years, UMB Financial has exceeded EPS and revenue estimates 88% of the time, demonstrating reliability in earnings forecasts and bolstering market confidence.
- Estimate Revisions: In the last three months, EPS estimates have seen nine upward revisions and revenue estimates six, reflecting analysts' optimistic outlook on the company's future performance, which further enhances investor confidence.
See More
UMB Financial (UMBF) Q3 2024 Earnings Transcript
See More
UMB Financial Corporation to Release Q1 2026 Earnings Results and Host Conference Call
- Earnings Release Schedule: UMB Financial Corporation is set to release its Q1 2026 earnings results after market hours on April 28, 2026, reflecting the company's commitment to transparency and investor communication.
- Investor Conference Call: The company will host a conference call on April 29, 2026, at 8:30 a.m. (CT) to discuss the earnings results, which is expected to attract significant attention from investors and analysts alike.
- Dial-in Information: Interested parties can join the call by dialing 888-596-4144 (toll-free) or 646-968-2525 (international), demonstrating the company's openness to global investors.
- Replay Availability: The conference call replay will be available until May 13, allowing participants to access key information even if they cannot attend live, thus enhancing investor engagement and information dissemination.
See More
